Best Cheap Auto Insurance in Sheridan Lake, CO (2021)

The average Sheridan Lake, CO auto insurance rates are $325 per month. The minimum auto insurance in Sheridan Lake is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Sheridan Lake, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sheridan Lake, CO for senior drivers are $2,331 per year
  • The most expensive auto insurance company in Sheridan Lake for teen drivers is Farmers
  • The cheapest auto insurance company in Sheridan Lake is Liberty Mutual

Sheridan Lake, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Sheridan Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sheridan Lake, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Sheridan Lake to other Colorado cities, including Pueblo auto insurance rates, Westminster auto insurance rates, and Fort Collins auto insurance rates to see how Sheridan Lake, Colorado auto insurance rates stack up.

Before you buy Sheridan Lake, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sheridan Lake, Colorado auto insurance quotes.

Minimum Auto Insurance in Sheridan Lake, Colorado

Sheridan Lake, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sheridan Lake, Colorado.

Minimum Required Auto Insurance Coverage in Sheridan Lake, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sheridan Lake, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sheridan Lake, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheridan Lake, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,078 $3,049 $2,789 $2,996 $11,361 $11,448 $3,384 $3,433
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,827 $1,796 $1,553 $1,701 $4,889 $5,318 $1,840 $1,865
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,085 $2,905 $2,586 $2,606 $9,467 $10,617 $3,505 $3,431
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Sheridan Lake, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sheridan Lake, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Sheridan Lake, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Sheridan Lake, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,361 $11,448
GEICO $6,808 $7,210
Liberty Mutual $4,889 $5,318
Nationwide $6,687 $8,617
Progressive $9,467 $10,617
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheap Sheridan Lake, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Sheridan Lake, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sheridan Lake, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,789 $2,996
GEICO $2,320 $2,581
Liberty Mutual $1,553 $1,701
Nationwide $2,380 $2,529
Progressive $2,586 $2,606
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheap Sheridan Lake, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sheridan Lake, Colorado compared to the annual auto insurance rates with a clean record in Sheridan Lake, Colorado.

Annual Sheridan Lake, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,390 $5,631 $5,552 $5,195
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,263 $2,661 $2,782 $2,689
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,164 $5,643 $4,400 $4,895
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheap Sheridan Lake, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sheridan Lake, Colorado is not easy. Compare the annual rates for DUI auto insurance in Sheridan Lake, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Sheridan Lake, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,552
GEICO $4,302
Liberty Mutual $2,782
Nationwide $5,371
Progressive $4,400
State Farm $2,986
USAA $5,527

Cheap Sheridan Lake, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sheridan Lake, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sheridan Lake, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,027 $4,896 $4,654
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,727 $2,261 $1,808
Nationwide $4,848 $3,820 $3,334
Progressive $5,488 $4,625 $4,212
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

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Cheap Sheridan Lake, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sheridan Lake, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Sheridan Lake, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sheridan Lake, Colorado

ZIP Code Average Annual Rates
81071 $3,591

Cheap Sheridan Lake, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Sheridan Lake, Colorado auto insurance. Find the cheapest annual Sheridan Lake, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sheridan Lake, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,192 $5,192
GEICO $3,397 $3,562
Liberty Mutual $2,599 $2,599
Nationwide $4,001 $4,001
Progressive $4,775 $4,775
State Farm $2,913 $3,059
USAA $3,485 $3,692

Cheap Sheridan Lake, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sheridan Lake, Colorado? Check out the comparison of annual Sheridan Lake, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheridan Lake, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,619 $5,129 $5,830
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,456 $2,588 $2,752
Nationwide $4,052 $4,001 $3,949
Progressive $4,535 $4,784 $5,007
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Sheridan Lake, Colorado

Compare the cheapest auto insurance companies in Sheridan Lake, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sheridan Lake, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Sheridan Lake, Colorado Auto Insurance Companies

What auto insurance companies in Sheridan Lake, Colorado are the cheapest? Compare the top Sheridan Lake, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sheridan Lake, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,192
GEICO $3,480
Liberty Mutual $2,599
Nationwide $4,001
Progressive $4,775
State Farm $2,986
USAA $3,589

What affects auto insurance rates in Sheridan Lake, Colorado?

There are a lot of reasons why auto insurance rates in Sheridan Lake, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sheridan Lake, Colorado. Many local factors may affect your Sheridan Lake auto insurance rates.

Sheridan Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sheridan Lake, Colorado commute length is 17.5 minutes according to City-Data.

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Compare Sheridan Lake, Colorado Auto Insurance Quotes

Before you buy Sheridan Lake, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sheridan Lake, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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