Best Cheap Auto Insurance in Shelton, WA (2021)

The average Shelton, WA auto insurance rates are $237 per month. The minimum auto insurance in Shelton is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Shelton, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Shelton, WA for senior drivers are $1,525 per year
  • The most expensive auto insurance company in Shelton for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Shelton is Nationwide

Shelton, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Shelton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shelton, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Shelton to other Washington cities, including Spokane Valley auto insurance rates, Spokane auto insurance rates, and Seattle auto insurance rates to see how Shelton, Washington auto insurance rates stack up.

Before you buy Shelton, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shelton, Washington auto insurance quotes.

Minimum Auto Insurance in Shelton, Washington

Shelton, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shelton, Washington.

Minimum Required Auto Insurance Coverage in Shelton, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Shelton, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shelton, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shelton, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,927 $1,904 $1,782 $1,867 $6,692 $7,734 $2,044 $2,117
American Family $1,834 $1,834 $1,674 $1,674 $6,983 $9,546 $1,834 $2,465
Farmers $2,088 $2,142 $1,912 $2,162 $4,729 $5,066 $2,628 $2,734
GEICO $1,496 $1,523 $1,406 $1,406 $3,228 $4,226 $2,516 $1,841
Liberty Mutual $1,710 $1,878 $1,536 $1,795 $9,399 $10,409 $1,844 $2,016
Nationwide $1,312 $1,341 $1,221 $1,270 $3,500 $4,262 $1,560 $1,682
Progressive $1,419 $1,326 $1,278 $1,294 $7,144 $8,005 $1,698 $1,691
State Farm $1,632 $1,632 $1,468 $1,468 $4,746 $6,011 $1,856 $2,139
USAA $1,165 $1,149 $1,119 $1,121 $5,034 $5,959 $1,475 $1,616

Cheap Shelton, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shelton, Washington is a challenge. Take a look at the annual teen auto insurance rates in Shelton, Washington.

Annual Auto Insurance Rates for Teen Drivers in Shelton, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,692 $7,734
American Family $6,983 $9,546
Farmers $4,729 $5,066
GEICO $3,228 $4,226
Liberty Mutual $9,399 $10,409
Nationwide $3,500 $4,262
Progressive $7,144 $8,005
State Farm $4,746 $6,011
USAA $5,034 $5,959

Cheap Shelton, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Shelton, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shelton, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,782 $1,867
American Family $1,674 $1,674
Farmers $1,912 $2,162
GEICO $1,406 $1,406
Liberty Mutual $1,536 $1,795
Nationwide $1,221 $1,270
Progressive $1,278 $1,294
State Farm $1,468 $1,468
USAA $1,119 $1,121

Cheap Shelton, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shelton, Washington compared to the annual auto insurance rates with a clean record in Shelton, Washington.

Annual Shelton, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $3,430 $3,789 $3,068
American Family $2,792 $3,573 $4,136 $3,421
Farmers $2,433 $3,024 $3,258 $3,015
GEICO $1,701 $2,176 $3,242 $1,701
Liberty Mutual $3,265 $4,104 $4,194 $3,732
Nationwide $1,573 $2,123 $2,659 $1,718
Progressive $2,417 $3,776 $2,819 $2,916
State Farm $2,379 $2,859 $2,619 $2,619
USAA $1,713 $2,481 $3,100 $2,025

Cheap Shelton, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shelton, Washington is not easy. Compare the annual rates for DUI auto insurance in Shelton, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Shelton, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,789
American Family $4,136
Farmers $3,258
GEICO $3,242
Liberty Mutual $4,194
Nationwide $2,659
Progressive $2,819
State Farm $2,619
USAA $3,100

Cheap Shelton, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shelton, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shelton, Washington

Insurance Company Poor Fair Good
Allstate $4,051 $3,081 $2,643
American Family $4,110 $3,354 $2,978
Farmers $3,586 $2,698 $2,513
GEICO $2,625 $2,100 $1,891
Liberty Mutual $5,471 $3,361 $2,638
Nationwide $2,398 $1,891 $1,767
Progressive $3,288 $2,930 $2,727
State Farm $3,808 $2,280 $1,769
USAA $2,941 $2,155 $1,893

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Cheap Shelton, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shelton, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Shelton, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shelton, Washington

ZIP Code Average Annual Rates
98584 $2,840

Cheap Shelton, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Shelton, Washington auto insurance. Find the cheapest annual Shelton, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shelton, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,258 $3,258
American Family $3,409 $3,552
Farmers $2,933 $2,933
GEICO $2,178 $2,233
Liberty Mutual $3,823 $3,823
Nationwide $2,018 $2,018
Progressive $2,982 $2,982
State Farm $2,547 $2,691
USAA $2,307 $2,353

Cheap Shelton, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shelton, Washington? Check out the comparison of annual Shelton, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shelton, Washington

Insurance Company Low Medium High
Allstate $3,051 $3,247 $3,478
American Family $3,295 $3,476 $3,671
Farmers $2,731 $2,933 $3,134
GEICO $2,076 $2,206 $2,333
Liberty Mutual $3,600 $3,828 $4,042
Nationwide $1,909 $2,017 $2,129
Progressive $2,703 $2,904 $3,338
State Farm $2,448 $2,631 $2,779
USAA $2,184 $2,328 $2,477

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Best By Category: Cheapest Auto Insurance in Shelton, Washington

Compare the cheapest auto insurance companies in Shelton, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shelton, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Shelton, Washington Auto Insurance Companies

What auto insurance companies in Shelton, Washington are the cheapest? Compare the top Shelton, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shelton, Washington

Insurance Company Average Annual Rates
Allstate $3,258
American Family $3,481
Farmers $2,933
GEICO $2,205
Liberty Mutual $3,823
Nationwide $2,018
Progressive $2,982
State Farm $2,619
USAA $2,330

What affects auto insurance rates in Shelton, Washington?

There are a lot of reasons why auto insurance rates in Shelton, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shelton, Washington. Many local factors may affect your Shelton auto insurance rates.

Shelton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Shelton, Washington auto theft statistics, there have been 50 auto thefts in the city.

Shelton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shelton, Washington commute length is 27.8 minutes according to City-Data.

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Compare Shelton, Washington Auto Insurance Quotes

Before you buy Shelton, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shelton, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption