Best Cheap Auto Insurance in Shellsburg, IA (2021)

The average Shellsburg, IA auto insurance rates are $246 per month. The minimum auto insurance in Shellsburg is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Shellsburg, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Shellsburg, Iowa is 20/40/15
  • Average auto insurance rates in Shellsburg, IA for senior drivers are $1,628 per year
  • The most expensive auto insurance company in Shellsburg for teen drivers is Travelers

Shellsburg, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Shellsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shellsburg, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Shellsburg to other Iowa cities, including Davenport auto insurance rates, Sioux City auto insurance rates, and Des Moines auto insurance rates to see how Shellsburg, Iowa auto insurance rates stack up.

Before you buy Shellsburg, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shellsburg, Iowa auto insurance quotes.

Minimum Auto Insurance in Shellsburg, Iowa

Shellsburg, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shellsburg, Iowa.

Minimum Required Auto Insurance Coverage in Shellsburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Shellsburg, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shellsburg, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shellsburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,819 $1,744 $1,624 $1,651 $5,310 $5,983 $1,972 $2,024
American Family $1,949 $1,949 $1,744 $1,744 $5,214 $7,307 $1,949 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,813 $1,744 $1,495 $1,549 $4,504 $5,085 $2,186 $2,373
State Farm $1,479 $1,479 $1,299 $1,299 $4,005 $5,079 $1,662 $1,893
Travelers $2,548 $2,597 $2,492 $2,497 $11,668 $18,638 $2,660 $3,112
USAA $1,162 $1,166 $1,075 $1,083 $3,259 $3,436 $1,386 $1,524

Cheap Shellsburg, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shellsburg, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Shellsburg, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Shellsburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,310 $5,983
American Family $5,214 $7,307
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $4,504 $5,085
State Farm $4,005 $5,079
Travelers $11,668 $18,638
USAA $3,259 $3,436

Cheap Shellsburg, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Shellsburg, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shellsburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,624 $1,651
American Family $1,744 $1,744
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,495 $1,549
State Farm $1,299 $1,299
Travelers $2,492 $2,497
USAA $1,075 $1,083

Cheap Shellsburg, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shellsburg, Iowa compared to the annual auto insurance rates with a clean record in Shellsburg, Iowa.

Annual Shellsburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,349 $2,842 $3,243 $2,629
American Family $2,184 $3,198 $4,151 $2,568
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $2,083 $3,424 $2,258 $2,609
State Farm $2,105 $2,443 $2,274 $2,274
Travelers $4,197 $5,623 $7,536 $5,751
USAA $1,340 $1,811 $2,353 $1,542

Cheap Shellsburg, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shellsburg, Iowa is not easy. Compare the annual rates for DUI auto insurance in Shellsburg, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Shellsburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,243
American Family $4,151
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $2,258
State Farm $2,274
Travelers $7,536
USAA $2,353

Cheap Shellsburg, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shellsburg, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shellsburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,300 $2,629 $2,368
American Family $3,857 $2,835 $2,384
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $3,060 $2,476 $2,245
State Farm $3,239 $2,004 $1,580
Travelers $6,484 $5,551 $5,295
USAA $2,304 $1,595 $1,385

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Cheap Shellsburg, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shellsburg, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Shellsburg, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shellsburg, Iowa

ZIP Code Average Annual Rates
52332 $2,504

Cheap Shellsburg, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Shellsburg, Iowa auto insurance. Find the cheapest annual Shellsburg, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shellsburg, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,700 $2,831
American Family $2,990 $3,061
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,594 $2,594
State Farm $2,219 $2,329
Travelers $5,777 $5,777
USAA $1,697 $1,825

Cheap Shellsburg, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shellsburg, Iowa? Check out the comparison of annual Shellsburg, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shellsburg, Iowa

Insurance Company Low Medium High
Allstate $2,672 $2,769 $2,857
American Family $3,040 $3,194 $2,842
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,463 $2,603 $2,715
State Farm $2,163 $2,287 $2,372
Travelers $5,426 $5,864 $6,040
USAA $1,664 $1,768 $1,852

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Best By Category: Cheapest Auto Insurance in Shellsburg, Iowa

Compare the cheapest auto insurance companies in Shellsburg, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shellsburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Shellsburg, Iowa Auto Insurance Companies

What auto insurance companies in Shellsburg, Iowa are the cheapest? Compare the top Shellsburg, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shellsburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,766
American Family $3,025
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,594
State Farm $2,274
Travelers $5,777
USAA $1,761

What affects auto insurance rates in Shellsburg, Iowa?

There are a lot of reasons why auto insurance rates in Shellsburg, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shellsburg, Iowa. Many local factors may affect your Shellsburg auto insurance rates.

Shellsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shellsburg, Iowa commute length is 26.8 minutes according to City-Data.

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Compare Shellsburg, Iowa Auto Insurance Quotes

Before you buy Shellsburg, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shellsburg, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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