Best Cheap Auto Insurance in Shelbyville, TX (2021)

The average Shelbyville, TX auto insurance rates are $328 per month. The minimum auto insurance in Shelbyville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Shelbyville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Shelbyville, TX for senior drivers are $2,373 per year
  • The cheapest auto insurance company in Shelbyville is USAA
  • The minimum auto insurance required in Shelbyville, Texas is 30/60/25

Shelbyville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Shelbyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shelbyville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Shelbyville to other Texas cities, including Laredo auto insurance rates, San Antonio auto insurance rates, and Houston auto insurance rates to see how Shelbyville, Texas auto insurance rates stack up.

Before you buy Shelbyville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shelbyville, Texas auto insurance quotes.

Minimum Auto Insurance in Shelbyville, Texas

Shelbyville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shelbyville, Texas.

Minimum Required Auto Insurance Coverage in Shelbyville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Shelbyville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shelbyville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shelbyville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $2,716 $3,024 $2,532 $2,900 $7,169 $9,384 $3,896 $4,440
GEICO $2,536 $2,731 $2,448 $2,745 $5,476 $5,770 $2,738 $2,757
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,733 $2,568 $2,442 $2,483 $11,877 $13,234 $3,225 $3,244
State Farm $2,111 $2,111 $1,868 $1,868 $4,915 $6,240 $2,285 $2,361
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Cheap Shelbyville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shelbyville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Shelbyville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Shelbyville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $7,169 $9,384
GEICO $5,476 $5,770
Nationwide $7,015 $9,007
Progressive $11,877 $13,234
State Farm $4,915 $6,240
USAA $4,400 $4,800

Cheap Shelbyville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Shelbyville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shelbyville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,532 $2,900
GEICO $2,448 $2,745
Nationwide $2,177 $2,306
Progressive $2,442 $2,483
State Farm $1,868 $1,868
USAA $1,496 $1,487

Cheap Shelbyville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shelbyville, Texas compared to the annual auto insurance rates with a clean record in Shelbyville, Texas.

Annual Shelbyville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $4,125 $5,200 $4,580 $4,125
GEICO $2,887 $3,810 $3,189 $3,715
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,547 $5,930 $5,311 $5,115
State Farm $2,655 $3,024 $3,546 $2,655
USAA $1,835 $2,704 $3,192 $2,106

Cheap Shelbyville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shelbyville, Texas is not easy. Compare the annual rates for DUI auto insurance in Shelbyville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Shelbyville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,293
American Family $4,580
GEICO $3,189
Nationwide $5,064
Progressive $5,311
State Farm $3,546
USAA $3,192

Cheap Shelbyville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shelbyville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shelbyville, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $6,187 $3,908 $3,429
GEICO $5,252 $2,970 $1,978
Nationwide $4,733 $3,794 $3,291
Progressive $5,860 $5,091 $4,726
State Farm $4,213 $2,616 $2,081
USAA $3,619 $2,084 $1,674

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Cheap Shelbyville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shelbyville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Shelbyville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shelbyville, Texas

ZIP Code Average Annual Rates
75973 $5,911

Cheap Shelbyville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Shelbyville, Texas auto insurance. Find the cheapest annual Shelbyville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shelbyville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,919 $5,159
American Family $4,508 $4,508
GEICO $3,337 $3,463
Nationwide $3,939 $3,939
Progressive $5,226 $5,226
State Farm $2,970 $2,970
USAA $2,428 $2,490

Cheap Shelbyville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shelbyville, Texas? Check out the comparison of annual Shelbyville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shelbyville, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $4,161 $4,328 $5,033
GEICO $3,241 $3,359 $3,600
Nationwide $4,252 $3,767 $3,798
Progressive $4,937 $5,197 $5,543
State Farm $2,827 $2,958 $3,125
USAA $2,380 $2,450 $2,547

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Best By Category: Cheapest Auto Insurance in Shelbyville, Texas

Compare the cheapest auto insurance companies in Shelbyville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shelbyville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Shelbyville, Texas Auto Insurance Companies

What auto insurance companies in Shelbyville, Texas are the cheapest? Compare the top Shelbyville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shelbyville, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $4,508
GEICO $3,400
Nationwide $3,939
Progressive $5,226
State Farm $2,970
USAA $2,459

Compare Shelbyville, Texas Auto Insurance Quotes

Before you buy Shelbyville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shelbyville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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