Best Cheap Auto Insurance in Shelbyville, MI (2021)

The average Shelbyville, MI auto insurance rates are $778 per month. The minimum auto insurance in Shelbyville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Shelbyville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Shelbyville for teen drivers is Allstate
  • The cheapest auto insurance company in Shelbyville is USAA
  • The minimum auto insurance required in Shelbyville, Michigan is 20/40/10

Shelbyville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Shelbyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shelbyville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Shelbyville to other Michigan cities, including Grand Rapids auto insurance rates, Warren auto insurance rates, and Ann Arbor auto insurance rates to see how Shelbyville, Michigan auto insurance rates stack up.

Before you buy Shelbyville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shelbyville, Michigan auto insurance quotes.

Minimum Auto Insurance in Shelbyville, Michigan

Shelbyville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shelbyville, Michigan.

Minimum Required Auto Insurance Coverage in Shelbyville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Shelbyville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shelbyville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shelbyville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,789 $16,789 $15,594 $15,594 $41,600 $41,600 $17,687 $17,687
Farmers $3,772 $3,772 $3,509 $3,509 $8,800 $8,800 $4,244 $4,244
GEICO $3,744 $3,744 $3,834 $3,834 $10,844 $10,844 $3,585 $3,585
Liberty Mutual $14,212 $14,212 $14,072 $14,072 $33,292 $33,292 $14,212 $14,212
Nationwide $4,147 $4,147 $3,680 $3,680 $11,181 $11,181 $4,558 $4,558
Progressive $2,816 $2,637 $2,492 $2,755 $10,434 $11,213 $3,283 $3,084
State Farm $6,524 $6,524 $6,020 $6,020 $22,525 $22,525 $7,654 $7,654
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,537 $2,434 $2,378 $2,267 $6,243 $6,017 $3,123 $3,041

Cheap Shelbyville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shelbyville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Shelbyville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Shelbyville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,600 $41,600
Farmers $8,800 $8,800
GEICO $10,844 $10,844
Liberty Mutual $33,292 $33,292
Nationwide $11,181 $11,181
Progressive $10,434 $11,213
State Farm $22,525 $22,525
Travelers $13,395 $13,395
USAA $6,243 $6,017

Cheap Shelbyville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Shelbyville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shelbyville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,594 $15,594
Farmers $3,509 $3,509
GEICO $3,834 $3,834
Liberty Mutual $14,072 $14,072
Nationwide $3,680 $3,680
Progressive $2,492 $2,755
State Farm $6,020 $6,020
Travelers $3,858 $3,858
USAA $2,378 $2,267

Cheap Shelbyville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shelbyville, Michigan compared to the annual auto insurance rates with a clean record in Shelbyville, Michigan.

Annual Shelbyville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,164 $14,918 $49,968 $15,619
Farmers $4,271 $5,448 $5,370 $5,236
GEICO $1,914 $4,099 $12,426 $3,568
Liberty Mutual $13,116 $15,937 $29,856 $16,880
Nationwide $5,052 $6,718 $6,115 $5,681
Progressive $4,122 $5,380 $4,835 $5,020
State Farm $6,860 $8,189 $17,493 $10,182
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,823 $3,508 $4,611 $3,078

Cheap Shelbyville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shelbyville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Shelbyville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Shelbyville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,968
Farmers $5,370
GEICO $12,426
Liberty Mutual $29,856
Nationwide $6,115
Progressive $4,835
State Farm $17,493
Travelers $10,331
USAA $4,611

Cheap Shelbyville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shelbyville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shelbyville, Michigan

Insurance Company Poor Fair Good
Allstate $34,825 $19,247 $14,681
Farmers $6,620 $4,477 $4,147
GEICO $7,071 $5,201 $4,233
Liberty Mutual $29,969 $17,310 $9,563
Nationwide $7,354 $5,572 $4,748
Progressive $5,560 $4,701 $4,257
State Farm $17,313 $8,769 $5,961
Travelers $6,813 $6,608 $6,525
USAA $5,251 $2,981 $2,284

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Cheap Shelbyville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shelbyville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Shelbyville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shelbyville, Michigan

ZIP Code Average Annual Rates
49344 $6,529

Cheap Shelbyville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Shelbyville, Michigan auto insurance. Find the cheapest annual Shelbyville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shelbyville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,918 $22,918
Farmers $5,081 $5,081
GEICO $5,378 $5,626
Liberty Mutual $18,299 $19,596
Nationwide $5,892 $5,892
Progressive $4,839 $4,839
State Farm $10,400 $10,962
Travelers $6,611 $6,686
USAA $3,465 $3,545

Cheap Shelbyville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shelbyville, Michigan? Check out the comparison of annual Shelbyville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shelbyville, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,969 $23,436
Farmers $4,922 $5,065 $5,256
GEICO $5,123 $5,450 $5,932
Liberty Mutual $18,547 $18,909 $19,386
Nationwide $6,173 $5,789 $5,713
Progressive $4,701 $4,845 $4,972
State Farm $10,191 $10,741 $11,111
Travelers $6,575 $6,656 $6,715
USAA $3,414 $3,512 $3,590

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Best By Category: Cheapest Auto Insurance in Shelbyville, Michigan

Compare the cheapest auto insurance companies in Shelbyville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shelbyville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Shelbyville, Michigan Auto Insurance Companies

What auto insurance companies in Shelbyville, Michigan are the cheapest? Compare the top Shelbyville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shelbyville, Michigan

Insurance Company Average Annual Rates
Allstate $22,918
Farmers $5,081
GEICO $5,502
Liberty Mutual $18,947
Nationwide $5,892
Progressive $4,839
State Farm $10,681
Travelers $6,649
USAA $3,505

Compare Shelbyville, Michigan Auto Insurance Quotes

Before you buy Shelbyville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shelbyville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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