Best Cheap Auto Insurance in Shelby Gap, KY (2021)

The average Shelby Gap, KY auto insurance rates are $570 per month. The minimum auto insurance in Shelby Gap is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Shelby Gap, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Shelby Gap, Kentucky is 25/50/25
  • The most expensive auto insurance company in Shelby Gap for teen drivers is Travelers
  • The cheapest auto insurance company in Shelby Gap is USAA

Shelby Gap, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Shelby Gap can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shelby Gap, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Shelby Gap to other Kentucky cities, including Independence auto insurance rates, George auto insurance rates, and Richmond auto insurance rates to see how Shelby Gap, Kentucky auto insurance rates stack up.

Before you buy Shelby Gap, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shelby Gap, Kentucky auto insurance quotes.

Minimum Auto Insurance in Shelby Gap, Kentucky

Shelby Gap, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shelby Gap, Kentucky.

Minimum Required Auto Insurance Coverage in Shelby Gap, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Shelby Gap, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shelby Gap, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shelby Gap, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,822 $5,244 $4,094 $4,598 $20,781 $23,013 $5,014 $5,181
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,900 $2,738 $2,620 $2,620 $14,675 $16,656 $3,603 $3,660
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,936 $4,009 $3,876 $3,880 $19,963 $32,267 $4,120 $4,782
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

Cheap Shelby Gap, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shelby Gap, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Shelby Gap, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Shelby Gap, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,781 $23,013
Nationwide $12,492 $15,331
Progressive $14,675 $16,656
State Farm $7,103 $8,745
Travelers $19,963 $32,267
USAA $6,138 $6,430

Cheap Shelby Gap, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Shelby Gap, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shelby Gap, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,094 $4,598
Nationwide $5,035 $5,213
Progressive $2,620 $2,620
State Farm $2,371 $2,371
Travelers $3,876 $3,880
USAA $2,016 $2,039

Cheap Shelby Gap, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shelby Gap, Kentucky compared to the annual auto insurance rates with a clean record in Shelby Gap, Kentucky.

Annual Shelby Gap, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,537 $11,725 $9,069 $8,043
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,100 $7,615 $5,818 $6,203
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,340 $8,587 $12,522 $8,967
USAA $2,526 $3,582 $4,312 $3,049

Cheap Shelby Gap, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shelby Gap, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Shelby Gap, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Shelby Gap, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,069
Nationwide $10,149
Progressive $5,818
State Farm $4,000
Travelers $12,522
USAA $4,312

Cheap Shelby Gap, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shelby Gap, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shelby Gap, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,086 $7,963 $6,230
Nationwide $9,520 $7,384 $6,351
Progressive $6,897 $6,031 $5,624
State Farm $5,740 $3,505 $2,756
Travelers $10,735 $9,055 $9,023
USAA $4,983 $2,817 $2,301

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Cheap Shelby Gap, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shelby Gap, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Shelby Gap, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shelby Gap, Kentucky

ZIP Code Average Annual Rates
41563 $6,199

Cheap Shelby Gap, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Shelby Gap, Kentucky auto insurance. Find the cheapest annual Shelby Gap, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shelby Gap, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,093 $9,093
Nationwide $7,752 $7,752
Progressive $6,184 $6,184
State Farm $3,895 $4,105
Travelers $9,604 $9,604
USAA $3,241 $3,494

Cheap Shelby Gap, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shelby Gap, Kentucky? Check out the comparison of annual Shelby Gap, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shelby Gap, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,530 $9,019 $9,730
Nationwide $7,743 $7,625 $7,887
Progressive $5,635 $6,070 $6,848
State Farm $3,743 $3,988 $4,270
Travelers $9,109 $9,639 $10,064
USAA $3,184 $3,358 $3,560

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Best By Category: Cheapest Auto Insurance in Shelby Gap, Kentucky

Compare the cheapest auto insurance companies in Shelby Gap, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shelby Gap, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Shelby Gap, Kentucky Auto Insurance Companies

What auto insurance companies in Shelby Gap, Kentucky are the cheapest? Compare the top Shelby Gap, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shelby Gap, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,093
Nationwide $7,752
Progressive $6,184
State Farm $4,000
Travelers $9,604
USAA $3,367

Compare Shelby Gap, Kentucky Auto Insurance Quotes

Before you buy Shelby Gap, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shelby Gap, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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