Best Cheap Auto Insurance in Sheffield, TX (2021)

The average Sheffield, TX auto insurance rates are $315 per month. The minimum auto insurance in Sheffield is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sheffield, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Sheffield, TX for senior drivers are $2,284 per year
  • The minimum auto insurance required in Sheffield, Texas is 30/60/25
  • The most expensive auto insurance company in Sheffield for teen drivers is Progressive

Sheffield, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sheffield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sheffield, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sheffield to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates to see how Sheffield, Texas auto insurance rates stack up.

Before you buy Sheffield, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sheffield, Texas auto insurance quotes.

Minimum Auto Insurance in Sheffield, Texas

Sheffield, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sheffield, Texas.

Minimum Required Auto Insurance Coverage in Sheffield, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sheffield, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sheffield, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheffield, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,965 $3,280 $2,727 $3,105 $7,667 $10,222 $4,220 $4,853
GEICO $2,269 $2,391 $2,083 $2,267 $4,684 $4,944 $2,456 $2,514
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,735 $2,570 $2,424 $2,481 $11,327 $12,545 $3,203 $3,200
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Sheffield, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sheffield, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sheffield, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sheffield, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $7,667 $10,222
GEICO $4,684 $4,944
Nationwide $6,421 $8,272
Progressive $11,327 $12,545
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheap Sheffield, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sheffield, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sheffield, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,727 $3,105
GEICO $2,083 $2,267
Nationwide $2,086 $2,214
Progressive $2,424 $2,481
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheap Sheffield, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sheffield, Texas compared to the annual auto insurance rates with a clean record in Sheffield, Texas.

Annual Sheffield, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $4,451 $5,662 $4,957 $4,451
GEICO $2,508 $3,228 $2,821 $3,247
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $4,409 $5,709 $5,154 $4,969
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheap Sheffield, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sheffield, Texas is not easy. Compare the annual rates for DUI auto insurance in Sheffield, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sheffield, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $4,957
GEICO $2,821
Nationwide $4,733
Progressive $5,154
State Farm $2,800
USAA $3,015

Cheap Sheffield, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sheffield, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sheffield, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,806 $4,167 $3,667
GEICO $4,543 $2,581 $1,729
Nationwide $4,436 $3,539 $3,077
Progressive $5,707 $4,920 $4,555
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

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Cheap Sheffield, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sheffield, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sheffield, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sheffield, Texas

ZIP Code Average Annual Rates
79781 $5,631

Cheap Sheffield, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sheffield, Texas auto insurance. Find the cheapest annual Sheffield, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sheffield, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,880 $4,880
GEICO $2,888 $3,014
Nationwide $3,684 $3,684
Progressive $5,060 $5,060
State Farm $2,354 $2,354
USAA $2,311 $2,372

Cheap Sheffield, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sheffield, Texas? Check out the comparison of annual Sheffield, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheffield, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,615 $4,747 $5,278
GEICO $2,858 $2,931 $3,063
Nationwide $3,970 $3,525 $3,557
Progressive $4,759 $5,025 $5,397
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Sheffield, Texas

Compare the cheapest auto insurance companies in Sheffield, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sheffield, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sheffield, Texas Auto Insurance Companies

What auto insurance companies in Sheffield, Texas are the cheapest? Compare the top Sheffield, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sheffield, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,880
GEICO $2,951
Nationwide $3,684
Progressive $5,060
State Farm $2,354
USAA $2,341

Compare Sheffield, Texas Auto Insurance Quotes

Before you buy Sheffield, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sheffield, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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