Best Cheap Auto Insurance in Sheffield, AL (2021)

The average Sheffield, AL auto insurance rates are $282 per month. The minimum auto insurance in Sheffield is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Sheffield, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sheffield, Alabama is 25/50/25
  • Average auto insurance rates in Sheffield, AL for senior drivers are $1,779 per year
  • The average commute length in Sheffield is 21.1 minutes

Sheffield, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Sheffield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sheffield, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Sheffield to other Alabama cities, including Madison auto insurance rates, Birmingham auto insurance rates, and Mobile auto insurance rates to see how Sheffield, Alabama auto insurance rates stack up.

Before you buy Sheffield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sheffield, Alabama auto insurance quotes.

Minimum Auto Insurance in Sheffield, Alabama

Sheffield, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sheffield, Alabama.

Minimum Required Auto Insurance Coverage in Sheffield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sheffield, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sheffield, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheffield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,090 $2,076 $1,865 $1,987 $8,269 $8,515 $2,365 $2,444
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,121 $1,978 $1,744 $1,864 $8,942 $9,967 $2,477 $2,634
State Farm $2,623 $2,623 $2,391 $2,391 $8,150 $10,200 $2,968 $3,420
Travelers $1,409 $1,429 $1,332 $1,326 $7,771 $12,309 $1,331 $1,502
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

Cheap Sheffield, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sheffield, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Sheffield, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Sheffield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,269 $8,515
GEICO $4,918 $4,831
Liberty Mutual $10,328 $11,482
Nationwide $4,020 $5,157
Progressive $8,942 $9,967
State Farm $8,150 $10,200
Travelers $7,771 $12,309
USAA $3,726 $4,122

Cheap Sheffield, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Sheffield, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sheffield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,865 $1,987
GEICO $1,804 $1,850
Liberty Mutual $2,308 $2,580
Nationwide $1,421 $1,468
Progressive $1,744 $1,864
State Farm $2,391 $2,391
Travelers $1,332 $1,326
USAA $1,160 $1,130

Cheap Sheffield, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sheffield, Alabama compared to the annual auto insurance rates with a clean record in Sheffield, Alabama.

Annual Sheffield, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,115 $4,036 $3,938 $3,717
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,570 $4,511 $3,868 $3,914
State Farm $3,908 $4,881 $4,297 $4,297
Travelers $2,957 $3,101 $4,549 $3,597
USAA $1,538 $1,933 $2,859 $1,662

Cheap Sheffield, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sheffield, Alabama is not easy. Compare the annual rates for DUI auto insurance in Sheffield, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Sheffield, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,639
Farmers $3,938
GEICO $3,504
Liberty Mutual $5,161
Nationwide $2,979
Progressive $3,868
State Farm $4,297
Travelers $4,549
USAA $2,859

Cheap Sheffield, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sheffield, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sheffield, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,143 $3,574 $3,387
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,835 $2,216 $2,007
Progressive $4,459 $3,843 $3,596
State Farm $7,045 $3,567 $2,425
Travelers $3,868 $3,360 $3,426
USAA $2,683 $1,749 $1,562

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Cheap Sheffield, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sheffield, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Sheffield, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sheffield, Alabama

ZIP Code Average Annual Rates
35660 $3,484

Cheap Sheffield, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Sheffield, Alabama auto insurance. Find the cheapest annual Sheffield, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sheffield, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,701 $3,701
GEICO $2,587 $2,686
Liberty Mutual $4,838 $4,838
Nationwide $2,353 $2,353
Progressive $3,966 $3,966
State Farm $4,238 $4,453
Travelers $3,551 $3,551
USAA $1,907 $2,089

Cheap Sheffield, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sheffield, Alabama? Check out the comparison of annual Sheffield, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheffield, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,473 $3,647 $3,984
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,330 $2,333 $2,395
Progressive $3,528 $3,946 $4,423
State Farm $4,083 $4,341 $4,613
Travelers $3,341 $3,622 $3,690
USAA $1,926 $1,987 $2,080

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Best By Category: Cheapest Auto Insurance in Sheffield, Alabama

Compare the cheapest auto insurance companies in Sheffield, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sheffield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sheffield, Alabama Auto Insurance Companies

What auto insurance companies in Sheffield, Alabama are the cheapest? Compare the top Sheffield, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sheffield, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,701
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,353
Progressive $3,966
State Farm $4,346
Travelers $3,551
USAA $1,998

What affects auto insurance rates in Sheffield, Alabama?

There are a lot of reasons why auto insurance rates in Sheffield, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sheffield, Alabama. Many local factors may affect your Sheffield auto insurance rates.

Sheffield Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sheffield, Alabama auto theft statistics, there have been 39 auto thefts in the city.

Sheffield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sheffield, Alabama commute length is 21.1 minutes according to City-Data.

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Compare Sheffield, Alabama Auto Insurance Quotes

Before you buy Sheffield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sheffield, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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