Best Cheap Auto Insurance in Shawneetown, IL (2021)

The average Shawneetown, IL auto insurance rates are $278 per month. The minimum auto insurance in Shawneetown is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Shawneetown, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Shawneetown for teen drivers is Farmers
  • The cheapest auto insurance company in Shawneetown is Liberty Mutual
  • Average auto insurance rates in Shawneetown, IL for senior drivers are $1,931 per year

Shawneetown, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Shawneetown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shawneetown, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Shawneetown to other Illinois cities, including Naperville auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates to see how Shawneetown, Illinois auto insurance rates stack up.

Before you buy Shawneetown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shawneetown, Illinois auto insurance quotes.

Minimum Auto Insurance in Shawneetown, Illinois

Shawneetown, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shawneetown, Illinois.

Minimum Required Auto Insurance Coverage in Shawneetown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Shawneetown, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shawneetown, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shawneetown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,511 $3,527 $3,646 $3,646 $8,861 $11,572 $4,223 $4,564
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,548 $2,560 $2,264 $2,384 $10,558 $11,041 $2,897 $3,041
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,414 $1,530 $1,175 $1,315 $4,433 $4,937 $1,482 $1,572
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,227 $2,124 $1,832 $1,921 $7,492 $8,436 $2,644 $2,837
State Farm $1,497 $1,497 $1,322 $1,322 $4,052 $5,172 $1,687 $1,920
Travelers $1,499 $1,585 $1,345 $1,437 $4,068 $5,050 $1,594 $1,681
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Cheap Shawneetown, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shawneetown, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Shawneetown, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Shawneetown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,572
American Family $6,830 $9,541
Farmers $10,558 $11,041
GEICO $5,690 $6,014
Liberty Mutual $4,433 $4,937
Nationwide $5,337 $6,882
Progressive $7,492 $8,436
State Farm $4,052 $5,172
Travelers $4,068 $5,050
USAA $5,467 $6,018

Cheap Shawneetown, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Shawneetown, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shawneetown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,252 $2,252
Farmers $2,264 $2,384
GEICO $1,757 $2,095
Liberty Mutual $1,175 $1,315
Nationwide $1,741 $1,852
Progressive $1,832 $1,921
State Farm $1,322 $1,322
Travelers $1,345 $1,437
USAA $1,551 $1,522

Cheap Shawneetown, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shawneetown, Illinois compared to the annual auto insurance rates with a clean record in Shawneetown, Illinois.

Annual Shawneetown, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,566 $6,085 $5,138
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,950 $5,065 $4,940 $4,691
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,867 $2,627 $2,321 $2,113
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,050 $4,468 $3,379 $3,860
State Farm $2,126 $2,492 $2,309 $2,309
Travelers $1,823 $2,375 $2,648 $2,283
USAA $2,000 $2,887 $3,954 $2,415

Cheap Shawneetown, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shawneetown, Illinois is not easy. Compare the annual rates for DUI auto insurance in Shawneetown, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Shawneetown, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,085
American Family $5,460
Farmers $4,940
GEICO $4,060
Liberty Mutual $2,321
Nationwide $3,771
Progressive $3,379
State Farm $2,309
Travelers $2,648
USAA $3,954

Cheap Shawneetown, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shawneetown, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shawneetown, Illinois

Insurance Company Poor Fair Good
Allstate $6,983 $4,991 $4,358
American Family $5,252 $3,551 $2,995
Farmers $5,306 $4,445 $4,233
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,165 $1,964 $1,568
Nationwide $3,665 $2,949 $2,584
Progressive $4,230 $3,562 $3,275
State Farm $3,358 $2,010 $1,558
Travelers $2,800 $2,227 $1,820
USAA $3,742 $2,576 $2,125

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Cheap Shawneetown, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shawneetown, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Shawneetown, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shawneetown, Illinois

ZIP Code Average Annual Rates
62984 $3,276

Cheap Shawneetown, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Shawneetown, Illinois auto insurance. Find the cheapest annual Shawneetown, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shawneetown, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,444 $5,444
American Family $3,881 $3,984
Farmers $4,662 $4,662
GEICO $2,920 $3,043
Liberty Mutual $2,232 $2,232
Nationwide $3,066 $3,066
Progressive $3,689 $3,689
State Farm $2,250 $2,368
Travelers $2,193 $2,371
USAA $2,735 $2,893

Cheap Shawneetown, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shawneetown, Illinois? Check out the comparison of annual Shawneetown, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shawneetown, Illinois

Insurance Company Low Medium High
Allstate $5,293 $5,439 $5,600
American Family $3,810 $4,076 $3,912
Farmers $4,441 $4,551 $4,992
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,110 $2,227 $2,359
Nationwide $3,060 $3,090 $3,049
Progressive $3,332 $3,669 $4,066
State Farm $2,190 $2,312 $2,424
Travelers $2,148 $2,280 $2,419
USAA $2,621 $2,812 $3,010

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Best By Category: Cheapest Auto Insurance in Shawneetown, Illinois

Compare the cheapest auto insurance companies in Shawneetown, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shawneetown, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Shawneetown, Illinois Auto Insurance Companies

What auto insurance companies in Shawneetown, Illinois are the cheapest? Compare the top Shawneetown, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shawneetown, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $3,933
Farmers $4,662
GEICO $2,982
Liberty Mutual $2,232
Nationwide $3,066
Progressive $3,689
State Farm $2,309
Travelers $2,282
USAA $2,814

What affects auto insurance rates in Shawneetown, Illinois?

There are a lot of reasons why auto insurance rates in Shawneetown, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shawneetown, Illinois. Many local factors may affect your Shawneetown auto insurance rates.

Shawneetown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shawneetown, Illinois commute length is 26.3 minutes according to City-Data.

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Compare Shawneetown, Illinois Auto Insurance Quotes

Before you buy Shawneetown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shawneetown, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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