Best Cheap Auto Insurance in Shawnee, KS (2021)

The average Shawnee, KS auto insurance rates are $277 per month. The minimum auto insurance in Shawnee is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Shawnee, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Shawnee for teen drivers is Liberty Mutual
  • Average auto insurance rates in Shawnee, KS for senior drivers are $1,867 per year
  • The minimum auto insurance required in Shawnee, Kansas is 25/50/25

Shawnee, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Shawnee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shawnee, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Shawnee to other Kansas cities, including Overland Park auto insurance rates, Kansas City auto insurance rates, and Salina auto insurance rates to see how Shawnee, Kansas auto insurance rates stack up.

Before you buy Shawnee, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shawnee, Kansas auto insurance quotes.

Minimum Auto Insurance in Shawnee, Kansas

Shawnee, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shawnee, Kansas.

Minimum Required Auto Insurance Coverage in Shawnee, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Shawnee, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shawnee, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shawnee, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,631 $1,631 $1,475 $1,475 $3,260 $3,938 $1,631 $1,843
Farmers $2,391 $2,365 $2,128 $2,233 $6,981 $7,224 $2,702 $2,825
GEICO $2,338 $2,284 $2,366 $2,202 $4,517 $6,118 $2,796 $1,970
Liberty Mutual $2,221 $2,391 $2,201 $2,462 $11,862 $13,239 $2,352 $2,523
Nationwide $1,749 $1,789 $1,568 $1,676 $4,013 $4,875 $2,090 $2,219
Progressive $2,314 $2,171 $1,873 $1,961 $9,231 $10,388 $2,741 $2,953
State Farm $1,689 $1,689 $1,513 $1,513 $5,012 $6,323 $1,910 $2,186
Travelers $1,977 $2,004 $1,976 $1,986 $8,535 $13,320 $2,040 $2,339
USAA $1,190 $1,192 $1,108 $1,094 $4,437 $4,587 $1,584 $1,620

Cheap Shawnee, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shawnee, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Shawnee, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Shawnee, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,260 $3,938
Farmers $6,981 $7,224
GEICO $4,517 $6,118
Liberty Mutual $11,862 $13,239
Nationwide $4,013 $4,875
Progressive $9,231 $10,388
State Farm $5,012 $6,323
Travelers $8,535 $13,320
USAA $4,437 $4,587

Cheap Shawnee, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Shawnee, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shawnee, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,475 $1,475
Farmers $2,128 $2,233
GEICO $2,366 $2,202
Liberty Mutual $2,201 $2,462
Nationwide $1,568 $1,676
Progressive $1,873 $1,961
State Farm $1,513 $1,513
Travelers $1,976 $1,986
USAA $1,108 $1,094

Cheap Shawnee, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shawnee, Kansas compared to the annual auto insurance rates with a clean record in Shawnee, Kansas.

Annual Shawnee, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,073 $2,223 $2,073 $2,073
Farmers $3,029 $3,926 $3,824 $3,646
GEICO $1,953 $3,171 $4,845 $2,326
Liberty Mutual $3,616 $5,622 $5,503 $4,884
Nationwide $1,913 $2,184 $3,728 $2,165
Progressive $3,864 $4,574 $4,060 $4,317
State Farm $2,498 $2,961 $2,729 $2,729
Travelers $3,060 $4,058 $5,645 $4,325
USAA $1,527 $2,086 $3,039 $1,754

Cheap Shawnee, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shawnee, Kansas is not easy. Compare the annual rates for DUI auto insurance in Shawnee, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Shawnee, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,425
American Family $2,073
Farmers $3,824
GEICO $4,845
Liberty Mutual $5,503
Nationwide $3,728
Progressive $4,060
State Farm $2,729
Travelers $5,645
USAA $3,039

Cheap Shawnee, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shawnee, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shawnee, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,758 $1,946 $1,628
Farmers $4,217 $3,398 $3,204
GEICO $4,778 $2,526 $1,918
Liberty Mutual $4,906 $4,906 $4,906
Nationwide $2,740 $2,461 $2,291
Progressive $4,768 $4,065 $3,779
State Farm $3,974 $2,375 $1,839
Travelers $4,905 $4,033 $3,878
USAA $2,842 $1,894 $1,568

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Cheap Shawnee, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shawnee, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Shawnee, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shawnee, Kansas

ZIP Code Average Annual Rates
66218 $3,559
66226 $3,589
66227 $3,605

Cheap Shawnee, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Shawnee, Kansas auto insurance. Find the cheapest annual Shawnee, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shawnee, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,084 $2,137
Farmers $3,606 $3,606
GEICO $3,011 $3,137
Liberty Mutual $4,906 $4,906
Nationwide $2,497 $2,497
Progressive $4,204 $4,204
State Farm $2,661 $2,798
Travelers $4,272 $4,272
USAA $2,044 $2,159

Cheap Shawnee, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shawnee, Kansas? Check out the comparison of annual Shawnee, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shawnee, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,120 $2,217 $1,995
Farmers $3,446 $3,586 $3,786
GEICO $2,965 $3,070 $3,186
Liberty Mutual $4,764 $4,893 $5,062
Nationwide $2,607 $2,473 $2,412
Progressive $3,931 $4,166 $4,515
State Farm $2,611 $2,738 $2,839
Travelers $4,031 $4,282 $4,503
USAA $2,017 $2,095 $2,192

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Best By Category: Cheapest Auto Insurance in Shawnee, Kansas

Compare the cheapest auto insurance companies in Shawnee, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shawnee, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Shawnee, Kansas Auto Insurance Companies

What auto insurance companies in Shawnee, Kansas are the cheapest? Compare the top Shawnee, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shawnee, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,111
Farmers $3,606
GEICO $3,074
Liberty Mutual $4,906
Nationwide $2,497
Progressive $4,204
State Farm $2,729
Travelers $4,272
USAA $2,101

What affects auto insurance rates in Shawnee, Kansas?

There are a lot of reasons why auto insurance rates in Shawnee, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shawnee, Kansas. Many local factors may affect your Shawnee auto insurance rates.

Shawnee Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Shawnee, Kansas auto theft statistics, there have been 146 auto thefts in the city.

Shawnee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shawnee, Kansas commute length is 21.5 minutes according to City-Data.

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Compare Shawnee, Kansas Auto Insurance Quotes

Before you buy Shawnee, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shawnee, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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