Best Cheap Auto Insurance in Shawnee, CO (2021)

The average Shawnee, CO auto insurance rates are $346 per month. The minimum auto insurance in Shawnee is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Shawnee, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Shawnee for teen drivers is Allstate
  • Average auto insurance rates in Shawnee, CO for senior drivers are $2,435 per year
  • The minimum auto insurance required in Shawnee, Colorado is 25/50/15

Shawnee, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Shawnee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shawnee, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Shawnee to other Colorado cities, including Centennial auto insurance rates, Fort Collins auto insurance rates, and Westminster auto insurance rates to see how Shawnee, Colorado auto insurance rates stack up.

Before you buy Shawnee, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shawnee, Colorado auto insurance quotes.

Minimum Auto Insurance in Shawnee, Colorado

Shawnee, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shawnee, Colorado.

Minimum Required Auto Insurance Coverage in Shawnee, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Shawnee, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shawnee, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shawnee, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,749 $3,504 $3,354 $3,392 $13,068 $13,728 $4,155 $4,193
American Family $2,772 $2,772 $2,498 $2,498 $6,730 $9,031 $2,772 $3,398
Farmers $3,107 $3,091 $2,807 $3,019 $11,931 $12,101 $3,424 $3,477
GEICO $2,305 $2,534 $2,465 $2,823 $7,361 $7,783 $2,104 $2,133
Liberty Mutual $1,949 $1,948 $1,633 $1,790 $5,603 $6,128 $1,979 $2,034
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,834 $2,641 $2,471 $2,458 $9,983 $11,178 $3,202 $3,111
State Farm $2,529 $2,529 $2,256 $2,256 $7,113 $9,033 $2,825 $3,347
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

Cheap Shawnee, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shawnee, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Shawnee, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Shawnee, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,068 $13,728
American Family $6,730 $9,031
Farmers $11,931 $12,101
GEICO $7,361 $7,783
Liberty Mutual $5,603 $6,128
Nationwide $5,929 $7,587
Progressive $9,983 $11,178
State Farm $7,113 $9,033
USAA $5,128 $5,847

Cheap Shawnee, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Shawnee, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shawnee, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,392
American Family $2,498 $2,498
Farmers $2,807 $3,019
GEICO $2,465 $2,823
Liberty Mutual $1,633 $1,790
Nationwide $2,085 $2,204
Progressive $2,471 $2,458
State Farm $2,256 $2,256
USAA $1,918 $1,904

Cheap Shawnee, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shawnee, Colorado compared to the annual auto insurance rates with a clean record in Shawnee, Colorado.

Annual Shawnee, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,228 $6,017 $7,392 $5,935
American Family $3,006 $4,244 $5,578 $3,408
Farmers $4,541 $5,829 $5,746 $5,363
GEICO $2,580 $4,045 $4,760 $3,369
Liberty Mutual $2,516 $2,950 $3,084 $2,981
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $4,088 $5,764 $4,317 $4,770
State Farm $3,681 $4,292 $3,986 $3,986
USAA $2,191 $2,686 $4,693 $2,465

Cheap Shawnee, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shawnee, Colorado is not easy. Compare the annual rates for DUI auto insurance in Shawnee, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Shawnee, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,392
American Family $5,578
Farmers $5,746
GEICO $4,760
Liberty Mutual $3,084
Nationwide $4,685
Progressive $4,317
State Farm $3,986
USAA $4,693

Cheap Shawnee, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shawnee, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shawnee, Colorado

Insurance Company Poor Fair Good
Allstate $7,837 $6,037 $4,555
American Family $5,277 $3,752 $3,147
Farmers $6,218 $5,070 $4,820
GEICO $4,441 $3,688 $2,936
Liberty Mutual $4,133 $2,511 $2,004
Nationwide $4,245 $3,363 $2,929
Progressive $5,378 $4,599 $4,228
State Farm $5,541 $3,555 $2,862
USAA $4,426 $2,549 $2,051

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Cheap Shawnee, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shawnee, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Shawnee, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shawnee, Colorado

ZIP Code Average Annual Rates
80475 $3,843

Cheap Shawnee, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Shawnee, Colorado auto insurance. Find the cheapest annual Shawnee, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shawnee, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,143 $6,143
American Family $3,972 $4,146
Farmers $5,370 $5,370
GEICO $3,612 $3,765
Liberty Mutual $2,883 $2,883
Nationwide $3,512 $3,512
Progressive $4,735 $4,735
State Farm $3,889 $4,083
USAA $2,925 $3,093

Cheap Shawnee, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shawnee, Colorado? Check out the comparison of annual Shawnee, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shawnee, Colorado

Insurance Company Low Medium High
Allstate $5,864 $6,126 $6,440
American Family $3,851 $4,142 $4,185
Farmers $4,701 $5,290 $6,118
GEICO $3,290 $3,616 $4,160
Liberty Mutual $2,756 $2,876 $3,016
Nationwide $3,535 $3,511 $3,491
Progressive $4,370 $4,750 $5,085
State Farm $3,751 $3,988 $4,219
USAA $2,855 $3,009 $3,163

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Best By Category: Cheapest Auto Insurance in Shawnee, Colorado

Compare the cheapest auto insurance companies in Shawnee, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shawnee, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Shawnee, Colorado Auto Insurance Companies

What auto insurance companies in Shawnee, Colorado are the cheapest? Compare the top Shawnee, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shawnee, Colorado

Insurance Company Average Annual Rates
Allstate $6,143
American Family $4,059
Farmers $5,370
GEICO $3,689
Liberty Mutual $2,883
Nationwide $3,512
Progressive $4,735
State Farm $3,986
USAA $3,009

Compare Shawnee, Colorado Auto Insurance Quotes

Before you buy Shawnee, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shawnee, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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