Best Cheap Auto Insurance in Shaw Heights, CO (2021)

The average Shaw Heights, CO auto insurance rates are $331 per month. The minimum auto insurance in Shaw Heights is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Shaw Heights, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Shaw Heights is 28.1 minutes
  • The cheapest auto insurance company in Shaw Heights is Liberty Mutual
  • Average auto insurance rates in Shaw Heights, CO for senior drivers are $2,324 per year

Shaw Heights, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Shaw Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shaw Heights, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Shaw Heights to other Colorado cities, including Westminster auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates to see how Shaw Heights, Colorado auto insurance rates stack up.

Before you buy Shaw Heights, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shaw Heights, Colorado auto insurance quotes.

Minimum Auto Insurance in Shaw Heights, Colorado

Shaw Heights, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shaw Heights, Colorado.

Minimum Required Auto Insurance Coverage in Shaw Heights, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Shaw Heights, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shaw Heights, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shaw Heights, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,399 $3,160 $3,081 $3,110 $12,428 $13,080 $3,695 $3,691
American Family $2,685 $2,685 $2,423 $2,423 $6,515 $8,773 $2,685 $3,283
Farmers $3,061 $3,033 $2,764 $2,993 $12,149 $12,266 $3,368 $3,388
GEICO $1,934 $2,133 $2,120 $2,456 $6,200 $6,505 $1,755 $1,753
Liberty Mutual $1,929 $1,872 $1,642 $1,810 $6,091 $6,642 $1,948 $1,957
Nationwide $2,552 $2,593 $2,287 $2,411 $6,509 $8,303 $2,942 $3,172
Progressive $2,445 $2,285 $2,164 $2,150 $8,544 $9,524 $2,743 $2,657
State Farm $2,091 $2,091 $1,912 $1,912 $6,317 $7,956 $2,351 $2,785
USAA $2,173 $2,156 $2,089 $2,077 $5,581 $6,374 $2,790 $3,015

Cheap Shaw Heights, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shaw Heights, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Shaw Heights, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Shaw Heights, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,428 $13,080
American Family $6,515 $8,773
Farmers $12,149 $12,266
GEICO $6,200 $6,505
Liberty Mutual $6,091 $6,642
Nationwide $6,509 $8,303
Progressive $8,544 $9,524
State Farm $6,317 $7,956
USAA $5,581 $6,374

Cheap Shaw Heights, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Shaw Heights, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shaw Heights, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,110
American Family $2,423 $2,423
Farmers $2,764 $2,993
GEICO $2,120 $2,456
Liberty Mutual $1,642 $1,810
Nationwide $2,287 $2,411
Progressive $2,164 $2,150
State Farm $1,912 $1,912
USAA $2,089 $2,077

Cheap Shaw Heights, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shaw Heights, Colorado compared to the annual auto insurance rates with a clean record in Shaw Heights, Colorado.

Annual Shaw Heights, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,819 $5,586 $6,913 $5,504
American Family $2,911 $4,118 $5,406 $3,301
Farmers $4,534 $5,850 $5,771 $5,355
GEICO $2,162 $3,419 $4,045 $2,803
Liberty Mutual $2,623 $3,068 $3,170 $3,084
Nationwide $2,965 $4,042 $5,118 $3,260
Progressive $3,506 $4,969 $3,699 $4,082
State Farm $3,129 $3,725 $3,427 $3,427
USAA $2,390 $2,930 $5,116 $2,692

Cheap Shaw Heights, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shaw Heights, Colorado is not easy. Compare the annual rates for DUI auto insurance in Shaw Heights, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Shaw Heights, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,913
American Family $5,406
Farmers $5,771
GEICO $4,045
Liberty Mutual $3,170
Nationwide $5,118
Progressive $3,699
State Farm $3,427
USAA $5,116

Cheap Shaw Heights, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shaw Heights, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shaw Heights, Colorado

Insurance Company Poor Fair Good
Allstate $7,271 $5,615 $4,231
American Family $5,100 $3,643 $3,059
Farmers $6,226 $5,081 $4,826
GEICO $3,736 $3,107 $2,478
Liberty Mutual $4,260 $2,619 $2,081
Nationwide $4,647 $3,685 $3,207
Progressive $4,617 $3,949 $3,626
State Farm $4,748 $3,061 $2,472
USAA $4,834 $2,778 $2,234

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Cheap Shaw Heights, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shaw Heights, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Shaw Heights, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shaw Heights, Colorado

ZIP Code Average Annual Rates
80031 $3,670

Cheap Shaw Heights, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Shaw Heights, Colorado auto insurance. Find the cheapest annual Shaw Heights, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shaw Heights, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,705 $5,705
American Family $3,849 $4,019
Farmers $5,378 $5,378
GEICO $3,045 $3,169
Liberty Mutual $2,986 $2,986
Nationwide $3,846 $3,846
Progressive $4,064 $4,064
State Farm $3,341 $3,513
USAA $3,189 $3,375

Cheap Shaw Heights, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shaw Heights, Colorado? Check out the comparison of annual Shaw Heights, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shaw Heights, Colorado

Insurance Company Low Medium High
Allstate $5,374 $5,686 $6,056
American Family $3,716 $4,015 $4,071
Farmers $4,653 $5,292 $6,188
GEICO $2,694 $3,030 $3,598
Liberty Mutual $2,806 $2,976 $3,178
Nationwide $3,826 $3,849 $3,863
Progressive $3,683 $4,079 $4,431
State Farm $3,145 $3,429 $3,707
USAA $3,115 $3,282 $3,448

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Best By Category: Cheapest Auto Insurance in Shaw Heights, Colorado

Compare the cheapest auto insurance companies in Shaw Heights, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shaw Heights, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Shaw Heights, Colorado Auto Insurance Companies

What auto insurance companies in Shaw Heights, Colorado are the cheapest? Compare the top Shaw Heights, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shaw Heights, Colorado

Insurance Company Average Annual Rates
Allstate $5,705
American Family $3,934
Farmers $5,378
GEICO $3,107
Liberty Mutual $2,986
Nationwide $3,846
Progressive $4,064
State Farm $3,427
USAA $3,282

What affects auto insurance rates in Shaw Heights, Colorado?

There are a lot of reasons why auto insurance rates in Shaw Heights, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shaw Heights, Colorado. Many local factors may affect your Shaw Heights auto insurance rates.

Shaw Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shaw Heights, Colorado commute length is 28.1 minutes according to City-Data.

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Compare Shaw Heights, Colorado Auto Insurance Quotes

Before you buy Shaw Heights, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shaw Heights, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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