Best Cheap Auto Insurance in Sharptown, MD (2021)

The average Sharptown, MD auto insurance rates are $311 per month. The minimum auto insurance in Sharptown is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Sharptown, Maryland, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sharptown, Maryland is 30/60/15
  • Average auto insurance rates in Sharptown, MD for senior drivers are $2,447 per year
  • The cheapest auto insurance company in Sharptown is Nationwide

Sharptown, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Sharptown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sharptown, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Sharptown to other Maryland cities, including Baltimore auto insurance rates, Salisbury auto insurance rates, and Laurel auto insurance rates to see how Sharptown, Maryland auto insurance rates stack up.

Before you buy Sharptown, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sharptown, Maryland auto insurance quotes.

Minimum Auto Insurance in Sharptown, Maryland

Sharptown, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sharptown, Maryland.

Minimum Required Auto Insurance Coverage in Sharptown, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sharptown, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sharptown, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sharptown, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,564 $1,572 $1,419 $1,462 $3,557 $4,670 $1,799 $1,936
Progressive $2,063 $1,878 $1,800 $1,833 $7,068 $7,742 $2,401 $2,370
State Farm $1,864 $1,864 $1,702 $1,702 $5,779 $7,392 $2,074 $2,349
USAA $1,798 $1,766 $1,678 $1,674 $3,982 $4,700 $2,071 $2,309

Cheap Sharptown, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sharptown, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Sharptown, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Sharptown, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,557 $4,670
Progressive $7,068 $7,742
State Farm $5,779 $7,392
USAA $3,982 $4,700

Cheap Sharptown, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Sharptown, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sharptown, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,419 $1,462
Progressive $1,800 $1,833
State Farm $1,702 $1,702
USAA $1,678 $1,674

Cheap Sharptown, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sharptown, Maryland compared to the annual auto insurance rates with a clean record in Sharptown, Maryland.

Annual Sharptown, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,984 $2,645 $2,118 $2,242
Progressive $2,909 $3,817 $3,516 $3,335
State Farm $2,777 $3,474 $3,056 $3,056
USAA $1,966 $2,408 $3,501 $2,115

Cheap Sharptown, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sharptown, Maryland is not easy. Compare the annual rates for DUI auto insurance in Sharptown, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Sharptown, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,118
Progressive $3,516
State Farm $3,056
USAA $3,501

Cheap Sharptown, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sharptown, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sharptown, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,854 $2,038 $1,849
Progressive $4,292 $3,204 $2,686
State Farm $4,522 $2,682 $2,068
USAA $3,326 $2,285 $1,881

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Cheap Sharptown, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sharptown, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Sharptown, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sharptown, Maryland

ZIP Code Average Annual Rates
21861 $3,178

Cheap Sharptown, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Sharptown, Maryland auto insurance. Find the cheapest annual Sharptown, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sharptown, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,247 $2,247
Progressive $3,394 $3,394
State Farm $3,012 $3,169
USAA $2,420 $2,574

Cheap Sharptown, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sharptown, Maryland? Check out the comparison of annual Sharptown, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sharptown, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,155 $2,253 $2,334
Progressive $3,258 $3,395 $3,531
State Farm $2,941 $3,099 $3,233
USAA $2,370 $2,505 $2,616

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Best By Category: Cheapest Auto Insurance in Sharptown, Maryland

Compare the cheapest auto insurance companies in Sharptown, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sharptown, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Sharptown, Maryland Auto Insurance Companies

What auto insurance companies in Sharptown, Maryland are the cheapest? Compare the top Sharptown, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sharptown, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,247
Progressive $3,394
State Farm $3,091
USAA $2,497

What affects auto insurance rates in Sharptown, Maryland?

There are a lot of reasons why auto insurance rates in Sharptown, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sharptown, Maryland. Many local factors may affect your Sharptown auto insurance rates.

Sharptown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sharptown, Maryland commute length is 31.0 minutes according to City-Data.

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Compare Sharptown, Maryland Auto Insurance Quotes

Before you buy Sharptown, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sharptown, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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