Best Cheap Auto Insurance in Sharpsburg, KY (2021)

The average Sharpsburg, KY auto insurance rates are $372 per month. The minimum auto insurance in Sharpsburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sharpsburg, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Sharpsburg is USAA
  • Average auto insurance rates in Sharpsburg, KY for senior drivers are $2,503 per year
  • The average commute length in Sharpsburg is 31.2 minutes

Sharpsburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sharpsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sharpsburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sharpsburg to other Kentucky cities, including Hopkinsville auto insurance rates, Nicholasville auto insurance rates, and Independence auto insurance rates to see how Sharpsburg, Kentucky auto insurance rates stack up.

Before you buy Sharpsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sharpsburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sharpsburg, Kentucky

Sharpsburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sharpsburg, Kentucky.

Minimum Required Auto Insurance Coverage in Sharpsburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sharpsburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sharpsburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sharpsburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,059 $3,006 $2,787 $2,966 $11,719 $13,168 $3,337 $3,505
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,423 $3,696 $3,059 $3,380 $13,477 $14,642 $3,473 $3,427
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,055 $1,955 $1,843 $1,850 $9,996 $11,326 $2,549 $2,612
State Farm $1,851 $1,851 $1,653 $1,653 $5,452 $6,899 $2,062 $2,305
Travelers $2,277 $2,317 $2,240 $2,242 $10,974 $17,609 $2,380 $2,746
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

Cheap Sharpsburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sharpsburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sharpsburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sharpsburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,719 $13,168
GEICO $7,170 $8,568
Liberty Mutual $13,477 $14,642
Nationwide $7,262 $9,049
Progressive $9,996 $11,326
State Farm $5,452 $6,899
Travelers $10,974 $17,609
USAA $4,862 $5,131

Cheap Sharpsburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sharpsburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sharpsburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,966
GEICO $3,742 $3,389
Liberty Mutual $3,059 $3,380
Nationwide $2,887 $3,016
Progressive $1,843 $1,850
State Farm $1,653 $1,653
Travelers $2,240 $2,242
USAA $1,654 $1,686

Cheap Sharpsburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sharpsburg, Kentucky compared to the annual auto insurance rates with a clean record in Sharpsburg, Kentucky.

Annual Sharpsburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,476 $5,890 $6,326 $5,081
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,028 $7,815 $6,057 $5,389
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,535 $5,229 $4,033 $4,296
State Farm $2,714 $3,217 $2,966 $2,966
Travelers $4,661 $4,795 $6,935 $5,001
USAA $2,062 $2,916 $3,479 $2,482

Cheap Sharpsburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sharpsburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sharpsburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sharpsburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,326
GEICO $7,199
Liberty Mutual $6,057
Nationwide $5,866
Progressive $4,033
State Farm $2,966
Travelers $6,935
USAA $3,479

Cheap Sharpsburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sharpsburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sharpsburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,203 $4,986 $4,142
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,692 $5,339 $4,186
Nationwide $5,472 $4,309 $3,742
Progressive $4,773 $4,164 $3,882
State Farm $4,281 $2,591 $2,025
Travelers $5,966 $5,049 $5,029
USAA $4,072 $2,277 $1,855

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Sharpsburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sharpsburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sharpsburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sharpsburg, Kentucky

ZIP Code Average Annual Rates
40374 $4,001

Cheap Sharpsburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sharpsburg, Kentucky auto insurance. Find the cheapest annual Sharpsburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sharpsburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,443 $5,443
GEICO $4,371 $4,456
Liberty Mutual $6,072 $6,072
Nationwide $4,508 $4,508
Progressive $4,273 $4,273
State Farm $2,894 $3,037
Travelers $5,348 $5,348
USAA $2,633 $2,836

Cheap Sharpsburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sharpsburg, Kentucky? Check out the comparison of annual Sharpsburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sharpsburg, Kentucky

Insurance Company Low Medium High
Allstate $5,048 $5,422 $5,860
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,689 $6,011 $6,516
Nationwide $4,563 $4,454 $4,506
Progressive $3,960 $4,222 $4,638
State Farm $2,791 $2,961 $3,145
Travelers $5,075 $5,371 $5,598
USAA $2,617 $2,729 $2,858

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Sharpsburg, Kentucky

Compare the cheapest auto insurance companies in Sharpsburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sharpsburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sharpsburg, Kentucky Auto Insurance Companies

What auto insurance companies in Sharpsburg, Kentucky are the cheapest? Compare the top Sharpsburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sharpsburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,443
GEICO $4,413
Liberty Mutual $6,072
Nationwide $4,508
Progressive $4,273
State Farm $2,966
Travelers $5,348
USAA $2,735

What affects auto insurance rates in Sharpsburg, Kentucky?

There are a lot of reasons why auto insurance rates in Sharpsburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sharpsburg, Kentucky. Many local factors may affect your Sharpsburg auto insurance rates.

Sharpsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sharpsburg, Kentucky commute length is 31.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Sharpsburg, Kentucky Auto Insurance Quotes

Before you buy Sharpsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sharpsburg, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption