Best Cheap Auto Insurance in Shannon, IL (2021)

The average Shannon, IL auto insurance rates are $245 per month. The minimum auto insurance in Shannon is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Shannon, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Shannon for teen drivers is Allstate
  • Average auto insurance rates in Shannon, IL for senior drivers are $1,700 per year
  • The cheapest auto insurance company in Shannon is Liberty Mutual

Shannon, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Shannon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shannon, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Shannon to other Illinois cities, including Peoria auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates to see how Shannon, Illinois auto insurance rates stack up.

Before you buy Shannon, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shannon, Illinois auto insurance quotes.

Minimum Auto Insurance in Shannon, Illinois

Shannon, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shannon, Illinois.

Minimum Required Auto Insurance Coverage in Shannon, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Shannon, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shannon, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shannon, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,250 $2,249 $1,998 $2,110 $9,532 $9,929 $2,574 $2,700
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,267 $1,367 $1,058 $1,180 $4,090 $4,544 $1,323 $1,396
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $1,885 $1,796 $1,552 $1,621 $6,485 $7,290 $2,247 $2,425
State Farm $1,353 $1,353 $1,202 $1,202 $3,800 $4,820 $1,528 $1,757
Travelers $1,381 $1,456 $1,251 $1,333 $3,840 $4,779 $1,463 $1,541
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Cheap Shannon, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shannon, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Shannon, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Shannon, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,324 $8,770
Farmers $9,532 $9,929
GEICO $4,524 $4,715
Liberty Mutual $4,090 $4,544
Nationwide $3,728 $4,788
Progressive $6,485 $7,290
State Farm $3,800 $4,820
Travelers $3,840 $4,779
USAA $4,862 $5,356

Cheap Shannon, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Shannon, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shannon, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,055 $2,055
Farmers $1,998 $2,110
GEICO $1,429 $1,724
Liberty Mutual $1,058 $1,180
Nationwide $1,269 $1,345
Progressive $1,552 $1,621
State Farm $1,202 $1,202
Travelers $1,251 $1,333
USAA $1,395 $1,371

Cheap Shannon, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shannon, Illinois compared to the annual auto insurance rates with a clean record in Shannon, Illinois.

Annual Shannon, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,518 $4,533 $4,420 $4,199
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,694 $2,392 $2,107 $1,920
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,616 $3,839 $2,892 $3,304
State Farm $1,949 $2,305 $2,127 $2,127
Travelers $1,703 $2,220 $2,469 $2,130
USAA $1,794 $2,581 $3,528 $2,162

Cheap Shannon, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shannon, Illinois is not easy. Compare the annual rates for DUI auto insurance in Shannon, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Shannon, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,820
American Family $4,998
Farmers $4,420
GEICO $3,243
Liberty Mutual $2,107
Nationwide $2,660
Progressive $2,892
State Farm $2,127
Travelers $2,469
USAA $3,528

Cheap Shannon, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shannon, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shannon, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,795 $3,261 $2,757
Farmers $4,741 $3,978 $3,784
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,863 $1,791 $1,430
Nationwide $2,593 $2,094 $1,842
Progressive $3,619 $3,055 $2,814
State Farm $3,093 $1,852 $1,436
Travelers $2,605 $2,086 $1,700
USAA $3,347 $2,303 $1,900

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Cheap Shannon, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shannon, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Shannon, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shannon, Illinois

ZIP Code Average Annual Rates
61078 $2,890

Cheap Shannon, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Shannon, Illinois auto insurance. Find the cheapest annual Shannon, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shannon, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,558 $3,651
Farmers $4,168 $4,168
GEICO $2,338 $2,425
Liberty Mutual $2,028 $2,028
Nationwide $2,176 $2,176
Progressive $3,163 $3,163
State Farm $2,074 $2,180
Travelers $2,048 $2,213
USAA $2,446 $2,587

Cheap Shannon, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shannon, Illinois? Check out the comparison of annual Shannon, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shannon, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,484 $3,736 $3,593
Farmers $3,977 $4,075 $4,451
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,918 $2,024 $2,143
Nationwide $2,174 $2,190 $2,164
Progressive $2,914 $3,150 $3,424
State Farm $2,024 $2,130 $2,227
Travelers $2,007 $2,128 $2,256
USAA $2,344 $2,513 $2,692

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Best By Category: Cheapest Auto Insurance in Shannon, Illinois

Compare the cheapest auto insurance companies in Shannon, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shannon, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Shannon, Illinois Auto Insurance Companies

What auto insurance companies in Shannon, Illinois are the cheapest? Compare the top Shannon, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shannon, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,604
Farmers $4,168
GEICO $2,382
Liberty Mutual $2,028
Nationwide $2,176
Progressive $3,163
State Farm $2,127
Travelers $2,130
USAA $2,516

What affects auto insurance rates in Shannon, Illinois?

There are a lot of reasons why auto insurance rates in Shannon, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shannon, Illinois. Many local factors may affect your Shannon auto insurance rates.

Shannon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shannon, Illinois commute length is 25.1 minutes according to City-Data.

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Compare Shannon, Illinois Auto Insurance Quotes

Before you buy Shannon, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shannon, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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