Best Cheap Auto Insurance in Shallotte, NC (2021)

The average Shallotte, NC auto insurance rates are $298 per month. The minimum auto insurance in Shallotte is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Shallotte, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Shallotte is 22.6 minutes
  • The most expensive auto insurance company in Shallotte for teen drivers is Allstate
  • The cheapest auto insurance company in Shallotte is Liberty Mutual

Shallotte, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Shallotte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shallotte, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Shallotte to other North Carolina cities, including Fayetteville auto insurance rates, Charlotte auto insurance rates, and High Point auto insurance rates to see how Shallotte, North Carolina auto insurance rates stack up.

Before you buy Shallotte, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shallotte, North Carolina auto insurance quotes.

Minimum Auto Insurance in Shallotte, North Carolina

Shallotte, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shallotte, North Carolina.

Minimum Required Auto Insurance Coverage in Shallotte, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Shallotte, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shallotte, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shallotte, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,842 $5,842 $4,793 $4,793 $14,054 $14,054 $5,957 $5,957
GEICO $2,599 $2,552 $2,564 $2,519 $4,785 $4,744 $2,288 $2,275
Liberty Mutual $1,934 $1,934 $2,001 $2,001 $3,430 $3,430 $1,934 $1,934
Nationwide $2,616 $2,616 $2,616 $2,616 $4,448 $4,448 $2,616 $2,616
Progressive $1,808 $1,808 $1,656 $1,656 $4,367 $4,367 $2,029 $2,029
State Farm $2,750 $2,750 $2,378 $2,378 $4,061 $4,061 $3,398 $3,398
Travelers $2,814 $2,814 $2,792 $2,792 $4,799 $4,799 $2,888 $2,888

Cheap Shallotte, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shallotte, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Shallotte, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Shallotte, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,054 $14,054
GEICO $4,785 $4,744
Liberty Mutual $3,430 $3,430
Nationwide $4,448 $4,448
Progressive $4,367 $4,367
State Farm $4,061 $4,061
Travelers $4,799 $4,799

Cheap Shallotte, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Shallotte, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shallotte, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,793 $4,793
GEICO $2,564 $2,519
Liberty Mutual $2,001 $2,001
Nationwide $2,616 $2,616
Progressive $1,656 $1,656
State Farm $2,378 $2,378
Travelers $2,792 $2,792

Cheap Shallotte, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shallotte, North Carolina compared to the annual auto insurance rates with a clean record in Shallotte, North Carolina.

Annual Shallotte, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,150 $7,307 $13,579 $5,609
GEICO $1,613 $2,404 $5,912 $2,234
Liberty Mutual $1,386 $1,780 $4,355 $1,780
Nationwide $1,809 $2,339 $5,810 $2,339
Progressive $1,167 $1,698 $5,350 $1,645
State Farm $1,681 $2,425 $6,055 $2,425
Travelers $1,987 $2,591 $6,159 $2,556

Cheap Shallotte, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shallotte, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Shallotte, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Shallotte, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,579
GEICO $5,912
Liberty Mutual $4,355
Nationwide $5,810
Progressive $5,350
State Farm $6,055
Travelers $6,159

Cheap Shallotte, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shallotte, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shallotte, North Carolina

Insurance Company Poor Fair Good
Allstate $10,362 $6,723 $5,898
GEICO $3,284 $3,027 $2,812
Liberty Mutual $2,325 $2,325 $2,325
Nationwide $3,074 $3,074 $3,074
Progressive $2,793 $2,401 $2,201
State Farm $4,420 $2,825 $2,195
Travelers $3,542 $3,230 $3,197

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Cheap Shallotte, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shallotte, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Shallotte, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shallotte, North Carolina

ZIP Code Average Annual Rates
28470 $3,248

Cheap Shallotte, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Shallotte, North Carolina auto insurance. Find the cheapest annual Shallotte, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shallotte, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,661 $7,661
GEICO $3,041 $3,041
Liberty Mutual $2,325 $2,325
Nationwide $3,074 $3,074
Progressive $2,465 $2,465
State Farm $3,133 $3,160
Travelers $3,323 $3,323

Cheap Shallotte, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shallotte, North Carolina? Check out the comparison of annual Shallotte, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shallotte, North Carolina

Insurance Company Low Medium High
Allstate $7,367 $7,629 $7,988
GEICO $2,886 $3,029 $3,207
Liberty Mutual $2,203 $2,309 $2,463
Nationwide $2,932 $3,058 $3,233
Progressive $2,321 $2,449 $2,625
State Farm $2,984 $3,129 $3,327
Travelers $3,168 $3,304 $3,497

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Best By Category: Cheapest Auto Insurance in Shallotte, North Carolina

Compare the cheapest auto insurance companies in Shallotte, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shallotte, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Shallotte, North Carolina Auto Insurance Companies

What auto insurance companies in Shallotte, North Carolina are the cheapest? Compare the top Shallotte, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shallotte, North Carolina

Insurance Company Average Annual Rates
Allstate $7,661
GEICO $3,041
Liberty Mutual $2,325
Nationwide $3,074
Progressive $2,465
State Farm $3,147
Travelers $3,323

What affects auto insurance rates in Shallotte, North Carolina?

There are a lot of reasons why auto insurance rates in Shallotte, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shallotte, North Carolina. Many local factors may affect your Shallotte auto insurance rates.

Shallotte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shallotte, North Carolina commute length is 22.6 minutes according to City-Data.

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Compare Shallotte, North Carolina Auto Insurance Quotes

Before you buy Shallotte, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shallotte, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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