Best Cheap Auto Insurance in Shaftsburg, MI (2021)

The average Shaftsburg, MI auto insurance rates are $784 per month. The minimum auto insurance in Shaftsburg is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Shaftsburg, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Shaftsburg, MI for senior drivers are $6,234 per year
  • The most expensive auto insurance company in Shaftsburg for teen drivers is Allstate
  • The cheapest auto insurance company in Shaftsburg is USAA

Shaftsburg, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Shaftsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shaftsburg, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Shaftsburg to other Michigan cities, including Grand Rapids auto insurance rates, Livonia auto insurance rates, and Ann Arbor auto insurance rates to see how Shaftsburg, Michigan auto insurance rates stack up.

Before you buy Shaftsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shaftsburg, Michigan auto insurance quotes.

Minimum Auto Insurance in Shaftsburg, Michigan

Shaftsburg, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shaftsburg, Michigan.

Minimum Required Auto Insurance Coverage in Shaftsburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Shaftsburg, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shaftsburg, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shaftsburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,504 $15,504 $14,407 $14,407 $38,377 $38,377 $16,333 $16,333
Farmers $4,105 $4,105 $3,835 $3,835 $8,881 $8,881 $4,602 $4,602
GEICO $3,982 $3,982 $4,063 $4,063 $11,317 $11,317 $3,812 $3,812
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $6,734 $6,734 $6,234 $6,234 $23,398 $23,398 $7,898 $7,898
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,717 $2,583 $2,551 $2,414 $6,728 $6,426 $3,329 $3,209

Cheap Shaftsburg, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shaftsburg, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Shaftsburg, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Shaftsburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,377 $38,377
Farmers $8,881 $8,881
GEICO $11,317 $11,317
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $12,974 $13,774
State Farm $23,398 $23,398
Travelers $13,395 $13,395
USAA $6,728 $6,426

Cheap Shaftsburg, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Shaftsburg, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shaftsburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,407 $14,407
Farmers $3,835 $3,835
GEICO $4,063 $4,063
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $3,098 $3,483
State Farm $6,234 $6,234
Travelers $3,858 $3,858
USAA $2,551 $2,414

Cheap Shaftsburg, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shaftsburg, Michigan compared to the annual auto insurance rates with a clean record in Shaftsburg, Michigan.

Annual Shaftsburg, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,310 $13,792 $46,101 $14,417
Farmers $4,511 $5,727 $5,659 $5,526
GEICO $2,028 $4,310 $13,072 $3,764
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $7,082 $8,468 $18,169 $10,547
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,010 $3,757 $4,929 $3,283

Cheap Shaftsburg, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shaftsburg, Michigan is not easy. Compare the annual rates for DUI auto insurance in Shaftsburg, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Shaftsburg, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,101
Farmers $5,659
GEICO $13,072
Liberty Mutual $30,178
Nationwide $5,684
Progressive $6,001
State Farm $18,169
Travelers $10,331
USAA $4,929

Cheap Shaftsburg, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shaftsburg, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shaftsburg, Michigan

Insurance Company Poor Fair Good
Allstate $32,084 $17,773 $13,608
Farmers $7,102 $4,664 $4,302
GEICO $7,449 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $6,930 $5,819 $5,227
State Farm $17,943 $9,084 $6,172
Travelers $6,813 $6,608 $6,525
USAA $5,615 $3,189 $2,430

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Cheap Shaftsburg, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shaftsburg, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Shaftsburg, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shaftsburg, Michigan

ZIP Code Average Annual Rates
48882 $6,583

Cheap Shaftsburg, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Shaftsburg, Michigan auto insurance. Find the cheapest annual Shaftsburg, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shaftsburg, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,155 $21,155
Farmers $5,356 $5,356
GEICO $5,662 $5,925
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $5,992 $5,992
State Farm $10,768 $11,364
Travelers $6,611 $6,686
USAA $3,702 $3,787

Cheap Shaftsburg, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shaftsburg, Michigan? Check out the comparison of annual Shaftsburg, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shaftsburg, Michigan

Insurance Company Low Medium High
Allstate $20,502 $21,213 $21,750
Farmers $5,233 $5,346 $5,489
GEICO $5,458 $5,748 $6,174
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $5,812 $5,999 $6,165
State Farm $10,520 $11,134 $11,545
Travelers $6,575 $6,656 $6,715
USAA $3,641 $3,753 $3,839

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Best By Category: Cheapest Auto Insurance in Shaftsburg, Michigan

Compare the cheapest auto insurance companies in Shaftsburg, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shaftsburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Shaftsburg, Michigan Auto Insurance Companies

What auto insurance companies in Shaftsburg, Michigan are the cheapest? Compare the top Shaftsburg, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shaftsburg, Michigan

Insurance Company Average Annual Rates
Allstate $21,155
Farmers $5,356
GEICO $5,793
Liberty Mutual $19,428
Nationwide $5,468
Progressive $5,992
State Farm $11,066
Travelers $6,649
USAA $3,744

Compare Shaftsburg, Michigan Auto Insurance Quotes

Before you buy Shaftsburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shaftsburg, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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