Best Cheap Auto Insurance in Shady Side, MD (2021)

The average Shady Side, MD auto insurance rates are $405 per month. The minimum auto insurance in Shady Side is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Shady Side, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Shady Side is USAA
  • The most expensive auto insurance company in Shady Side for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Shady Side, Maryland is 30/60/15

Shady Side, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Shady Side can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shady Side, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Shady Side to other Maryland cities, including Rockville auto insurance rates, Salisbury auto insurance rates, and Gaithersburg auto insurance rates to see how Shady Side, Maryland auto insurance rates stack up.

Before you buy Shady Side, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shady Side, Maryland auto insurance quotes.

Minimum Auto Insurance in Shady Side, Maryland

Shady Side, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shady Side, Maryland.

Minimum Required Auto Insurance Coverage in Shady Side, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Shady Side, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shady Side, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shady Side, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,745 $3,597 $3,581 $3,674 $11,124 $13,052 $3,375 $3,428
GEICO $2,593 $2,845 $2,966 $3,439 $7,946 $9,083 $2,219 $2,343
Liberty Mutual $7,548 $7,548 $7,460 $7,460 $14,762 $21,935 $7,548 $10,207
Nationwide $2,002 $2,009 $1,809 $1,862 $4,749 $6,249 $2,324 $2,506
Progressive $2,275 $2,054 $1,989 $2,029 $8,183 $8,948 $2,654 $2,600
State Farm $2,436 $2,436 $2,238 $2,238 $7,715 $9,878 $2,717 $3,076
USAA $1,968 $1,933 $1,835 $1,831 $4,361 $5,153 $2,269 $2,530

Cheap Shady Side, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shady Side, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Shady Side, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Shady Side, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,124 $13,052
GEICO $7,946 $9,083
Liberty Mutual $14,762 $21,935
Nationwide $4,749 $6,249
Progressive $8,183 $8,948
State Farm $7,715 $9,878
USAA $4,361 $5,153

Cheap Shady Side, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Shady Side, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shady Side, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,581 $3,674
GEICO $2,966 $3,439
Liberty Mutual $7,460 $7,460
Nationwide $1,809 $1,862
Progressive $1,989 $2,029
State Farm $2,238 $2,238
USAA $1,835 $1,831

Cheap Shady Side, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shady Side, Maryland compared to the annual auto insurance rates with a clean record in Shady Side, Maryland.

Annual Shady Side, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,031 $6,714 $5,031 $6,013
GEICO $2,953 $4,611 $5,650 $3,503
Liberty Mutual $7,678 $10,052 $14,877 $9,626
Nationwide $2,583 $3,475 $2,765 $2,931
Progressive $3,284 $4,349 $3,963 $3,770
State Farm $3,668 $4,610 $4,045 $4,045
USAA $2,151 $2,637 $3,836 $2,316

Cheap Shady Side, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shady Side, Maryland is not easy. Compare the annual rates for DUI auto insurance in Shady Side, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Shady Side, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,031
GEICO $5,650
Liberty Mutual $14,877
Nationwide $2,765
Progressive $3,963
State Farm $4,045
USAA $3,836

Cheap Shady Side, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shady Side, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shady Side, Maryland

Insurance Company Poor Fair Good
Allstate $7,390 $5,149 $4,553
GEICO $4,738 $3,924 $3,876
Liberty Mutual $15,101 $9,723 $6,851
Nationwide $3,759 $2,657 $2,401
Progressive $4,831 $3,639 $3,054
State Farm $5,981 $3,552 $2,741
USAA $3,645 $2,500 $2,059

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Cheap Shady Side, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shady Side, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Shady Side, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shady Side, Maryland

ZIP Code Average Annual Rates
20764 $4,135

Cheap Shady Side, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Shady Side, Maryland auto insurance. Find the cheapest annual Shady Side, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shady Side, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,616 $5,778
GEICO $4,109 $4,249
Liberty Mutual $10,273 $10,844
Nationwide $2,939 $2,939
Progressive $3,841 $3,841
State Farm $3,989 $4,195
USAA $2,651 $2,819

Cheap Shady Side, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shady Side, Maryland? Check out the comparison of annual Shady Side, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shady Side, Maryland

Insurance Company Low Medium High
Allstate $5,564 $5,664 $5,864
GEICO $4,027 $4,154 $4,358
Liberty Mutual $10,270 $10,535 $10,870
Nationwide $2,819 $2,948 $3,049
Progressive $3,670 $3,847 $4,008
State Farm $3,878 $4,102 $4,295
USAA $2,600 $2,744 $2,861

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Best By Category: Cheapest Auto Insurance in Shady Side, Maryland

Compare the cheapest auto insurance companies in Shady Side, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shady Side, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Shady Side, Maryland Auto Insurance Companies

What auto insurance companies in Shady Side, Maryland are the cheapest? Compare the top Shady Side, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shady Side, Maryland

Insurance Company Average Annual Rates
Allstate $5,697
GEICO $4,179
Liberty Mutual $10,558
Nationwide $2,939
Progressive $3,841
State Farm $4,092
USAA $2,735

What affects auto insurance rates in Shady Side, Maryland?

There are a lot of reasons why auto insurance rates in Shady Side, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shady Side, Maryland. Many local factors may affect your Shady Side auto insurance rates.

Shady Side Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shady Side, Maryland commute length is 42.8 minutes according to City-Data.

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Compare Shady Side, Maryland Auto Insurance Quotes

Before you buy Shady Side, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shady Side, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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