Best Cheap Auto Insurance in Shady Cove, OR (2021)

The average Shady Cove, OR auto insurance rates are $267 per month. The minimum auto insurance in Shady Cove is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Shady Cove, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Shady Cove, OR for senior drivers are $1,877 per year
  • The cheapest auto insurance company in Shady Cove is USAA
  • The minimum auto insurance required in Shady Cove, Oregon is 25/50/20

Shady Cove, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Shady Cove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Shady Cove, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Shady Cove to other Oregon cities, including Eugene auto insurance rates, Bend auto insurance rates, and Portland auto insurance rates to see how Shady Cove, Oregon auto insurance rates stack up.

Before you buy Shady Cove, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Shady Cove, Oregon auto insurance quotes.

Minimum Auto Insurance in Shady Cove, Oregon

Shady Cove, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Shady Cove, Oregon.

Minimum Required Auto Insurance Coverage in Shady Cove, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Shady Cove, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Shady Cove, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shady Cove, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,938 $2,725 $2,680 $2,700 $8,660 $9,609 $3,062 $3,070
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,965 $1,907 $1,739 $1,848 $7,894 $8,013 $2,198 $2,251
GEICO $2,183 $2,108 $2,016 $2,016 $5,571 $5,091 $2,325 $2,021
Liberty Mutual $2,593 $2,732 $2,261 $2,506 $8,184 $8,809 $2,490 $2,506
Nationwide $2,189 $2,175 $1,953 $2,038 $4,993 $6,222 $2,551 $2,679
Progressive $1,890 $1,716 $1,638 $1,689 $8,002 $8,817 $2,255 $2,135
State Farm $1,574 $1,574 $1,438 $1,438 $4,966 $6,234 $1,785 $2,047
Travelers $1,630 $1,642 $1,470 $1,528 $4,564 $5,514 $1,701 $1,730
USAA $1,424 $1,382 $1,413 $1,363 $4,291 $4,600 $1,824 $1,892

Cheap Shady Cove, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Shady Cove, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Shady Cove, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Shady Cove, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,660 $9,609
American Family $5,264 $8,240
Farmers $7,894 $8,013
GEICO $5,571 $5,091
Liberty Mutual $8,184 $8,809
Nationwide $4,993 $6,222
Progressive $8,002 $8,817
State Farm $4,966 $6,234
Travelers $4,564 $5,514
USAA $4,291 $4,600

Cheap Shady Cove, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Shady Cove, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Shady Cove, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,680 $2,700
American Family $1,903 $1,903
Farmers $1,739 $1,848
GEICO $2,016 $2,016
Liberty Mutual $2,261 $2,506
Nationwide $1,953 $2,038
Progressive $1,638 $1,689
State Farm $1,438 $1,438
Travelers $1,470 $1,528
USAA $1,413 $1,363

Cheap Shady Cove, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Shady Cove, Oregon compared to the annual auto insurance rates with a clean record in Shady Cove, Oregon.

Annual Shady Cove, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $4,820 $4,966 $4,354
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,928 $3,773 $3,691 $3,516
GEICO $1,933 $3,057 $4,001 $2,673
Liberty Mutual $3,553 $3,977 $4,562 $3,949
Nationwide $2,630 $2,816 $3,980 $2,973
Progressive $2,653 $4,834 $3,420 $3,163
State Farm $2,336 $3,046 $2,573 $2,573
Travelers $2,010 $2,567 $2,866 $2,447
USAA $1,656 $2,307 $3,196 $1,936

Cheap Shady Cove, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Shady Cove, Oregon is not easy. Compare the annual rates for DUI auto insurance in Shady Cove, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Shady Cove, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,966
American Family $4,356
Farmers $3,691
GEICO $4,001
Liberty Mutual $4,562
Nationwide $3,980
Progressive $3,420
State Farm $2,573
Travelers $2,866
USAA $3,196

Cheap Shady Cove, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Shady Cove, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Shady Cove, Oregon

Insurance Company Poor Fair Good
Allstate $5,813 $4,096 $3,382
American Family $4,117 $3,040 $2,573
Farmers $4,037 $3,284 $3,110
GEICO $3,516 $2,916 $2,316
Liberty Mutual $5,876 $3,471 $2,683
Nationwide $3,752 $2,972 $2,577
Progressive $3,958 $3,415 $3,179
State Farm $3,676 $2,344 $1,876
Travelers $3,086 $2,424 $1,907
USAA $3,410 $1,899 $1,512

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Cheap Shady Cove, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Shady Cove, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Shady Cove, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Shady Cove, Oregon

ZIP Code Average Annual Rates
97539 $3,026

Cheap Shady Cove, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Shady Cove, Oregon auto insurance. Find the cheapest annual Shady Cove, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Shady Cove, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,431 $4,431
American Family $3,194 $3,293
Farmers $3,477 $3,477
GEICO $2,867 $2,965
Liberty Mutual $4,010 $4,010
Nationwide $3,100 $3,100
Progressive $3,518 $3,518
State Farm $2,564 $2,699
Travelers $2,375 $2,570
USAA $2,209 $2,338

Cheap Shady Cove, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Shady Cove, Oregon? Check out the comparison of annual Shady Cove, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shady Cove, Oregon

Insurance Company Low Medium High
Allstate $4,251 $4,420 $4,620
American Family $3,228 $3,428 $3,074
Farmers $3,287 $3,438 $3,706
GEICO $2,699 $2,928 $3,122
Liberty Mutual $3,768 $3,999 $4,263
Nationwide $2,960 $3,183 $3,158
Progressive $3,389 $3,501 $3,663
State Farm $2,487 $2,635 $2,773
Travelers $2,334 $2,461 $2,623
USAA $2,174 $2,275 $2,371

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Best By Category: Cheapest Auto Insurance in Shady Cove, Oregon

Compare the cheapest auto insurance companies in Shady Cove, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Shady Cove, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Shady Cove, Oregon Auto Insurance Companies

What auto insurance companies in Shady Cove, Oregon are the cheapest? Compare the top Shady Cove, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Shady Cove, Oregon

Insurance Company Average Annual Rates
Allstate $4,431
American Family $3,243
Farmers $3,477
GEICO $2,916
Liberty Mutual $4,010
Nationwide $3,100
Progressive $3,518
State Farm $2,632
Travelers $2,472
USAA $2,274

What affects auto insurance rates in Shady Cove, Oregon?

There are a lot of reasons why auto insurance rates in Shady Cove, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Shady Cove, Oregon. Many local factors may affect your Shady Cove auto insurance rates.

Shady Cove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Shady Cove, Oregon commute length is 32.3 minutes according to City-Data.

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Compare Shady Cove, Oregon Auto Insurance Quotes

Before you buy Shady Cove, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Shady Cove, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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