Best Cheap Auto Insurance in Severance, CO (2021)

The average Severance, CO auto insurance rates are $296 per month. The minimum auto insurance in Severance is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Severance, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Severance, CO for senior drivers are $2,092 per year
  • The average commute length in Severance is 27.8 minutes
  • The cheapest auto insurance company in Severance is Liberty Mutual

Severance, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Severance can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Severance, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Severance to other Colorado cities, including Pueblo auto insurance rates, Thornton auto insurance rates, and Aurora auto insurance rates to see how Severance, Colorado auto insurance rates stack up.

Before you buy Severance, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Severance, Colorado auto insurance quotes.

Minimum Auto Insurance in Severance, Colorado

Severance, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Severance, Colorado.

Minimum Required Auto Insurance Coverage in Severance, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Severance, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Severance, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Severance, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,246 $3,043 $2,923 $2,952 $11,151 $11,722 $3,584 $3,603
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $2,857 $2,828 $2,585 $2,786 $10,960 $11,051 $3,153 $3,193
GEICO $1,669 $1,831 $1,799 $2,063 $5,270 $5,547 $1,523 $1,533
Liberty Mutual $1,638 $1,537 $1,391 $1,536 $5,122 $5,605 $1,655 $1,668
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,250 $2,108 $1,973 $1,966 $7,609 $8,482 $2,527 $2,454
State Farm $1,865 $1,865 $1,690 $1,690 $5,544 $7,005 $2,094 $2,484
USAA $1,918 $1,908 $1,838 $1,832 $4,846 $5,535 $2,453 $2,655

Cheap Severance, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Severance, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Severance, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Severance, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,151 $11,722
American Family $5,988 $8,011
Farmers $10,960 $11,051
GEICO $5,270 $5,547
Liberty Mutual $5,122 $5,605
Nationwide $5,724 $7,310
Progressive $7,609 $8,482
State Farm $5,544 $7,005
USAA $4,846 $5,535

Cheap Severance, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Severance, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Severance, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,923 $2,952
American Family $2,230 $2,230
Farmers $2,585 $2,786
GEICO $1,799 $2,063
Liberty Mutual $1,391 $1,536
Nationwide $2,028 $2,139
Progressive $1,973 $1,966
State Farm $1,690 $1,690
USAA $1,838 $1,832

Cheap Severance, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Severance, Colorado compared to the annual auto insurance rates with a clean record in Severance, Colorado.

Annual Severance, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,185 $6,314 $5,101
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,155 $5,349 $5,279 $4,925
GEICO $1,863 $2,920 $3,414 $2,419
Liberty Mutual $2,215 $2,588 $2,673 $2,600
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,180 $4,450 $3,353 $3,701
State Farm $2,774 $3,284 $3,029 $3,029
USAA $2,099 $2,563 $4,470 $2,361

Cheap Severance, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Severance, Colorado is not easy. Compare the annual rates for DUI auto insurance in Severance, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Severance, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,314
American Family $4,955
Farmers $5,279
GEICO $3,414
Liberty Mutual $2,673
Nationwide $4,523
Progressive $3,353
State Farm $3,029
USAA $4,470

Cheap Severance, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Severance, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Severance, Colorado

Insurance Company Poor Fair Good
Allstate $6,731 $5,187 $3,916
American Family $4,704 $3,340 $2,802
Farmers $5,712 $4,651 $4,418
GEICO $3,187 $2,654 $2,121
Liberty Mutual $3,584 $2,211 $1,762
Nationwide $4,099 $3,254 $2,838
Progressive $4,175 $3,566 $3,273
State Farm $4,209 $2,702 $2,177
USAA $4,234 $2,431 $1,954

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Cheap Severance, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Severance, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Severance, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Severance, Colorado

ZIP Code Average Annual Rates
80550 $3,283

Cheap Severance, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Severance, Colorado auto insurance. Find the cheapest annual Severance, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Severance, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,278 $5,278
American Family $3,538 $3,692
Farmers $4,927 $4,927
GEICO $2,600 $2,708
Liberty Mutual $2,519 $2,519
Nationwide $3,397 $3,397
Progressive $3,671 $3,671
State Farm $2,953 $3,105
USAA $2,793 $2,953

Cheap Severance, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Severance, Colorado? Check out the comparison of annual Severance, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Severance, Colorado

Insurance Company Low Medium High
Allstate $4,978 $5,260 $5,597
American Family $3,434 $3,690 $3,722
Farmers $4,337 $4,859 $5,585
GEICO $2,340 $2,596 $3,027
Liberty Mutual $2,352 $2,509 $2,697
Nationwide $3,381 $3,402 $3,409
Progressive $3,366 $3,684 $3,964
State Farm $2,809 $3,033 $3,246
USAA $2,733 $2,873 $3,013

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Best By Category: Cheapest Auto Insurance in Severance, Colorado

Compare the cheapest auto insurance companies in Severance, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Severance, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Severance, Colorado Auto Insurance Companies

What auto insurance companies in Severance, Colorado are the cheapest? Compare the top Severance, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Severance, Colorado

Insurance Company Average Annual Rates
Allstate $5,278
American Family $3,615
Farmers $4,927
GEICO $2,654
Liberty Mutual $2,519
Nationwide $3,397
Progressive $3,671
State Farm $3,029
USAA $2,873

What affects auto insurance rates in Severance, Colorado?

There are a lot of reasons why auto insurance rates in Severance, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Severance, Colorado. Many local factors may affect your Severance auto insurance rates.

Severance Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Severance, Colorado commute length is 27.8 minutes according to City-Data.

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Compare Severance, Colorado Auto Insurance Quotes

Before you buy Severance, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Severance, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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