Best Cheap Auto Insurance in Seneca Falls, NY (2021)

The average Seneca Falls, NY auto insurance rates are $247 per month. The minimum auto insurance in Seneca Falls is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Seneca Falls, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Seneca Falls is 21.2 minutes
  • The cheapest auto insurance company in Seneca Falls is GEICO
  • The minimum auto insurance required in Seneca Falls, New York is 25/50/10

Seneca Falls, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Seneca Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seneca Falls, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Seneca Falls to other New York cities, including Schenectady auto insurance rates, Mount Vernon auto insurance rates, and Albany auto insurance rates to see how Seneca Falls, New York auto insurance rates stack up.

Before you buy Seneca Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seneca Falls, New York auto insurance quotes.

Minimum Auto Insurance in Seneca Falls, New York

Seneca Falls, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seneca Falls, New York.

Minimum Required Auto Insurance Coverage in Seneca Falls, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Seneca Falls, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seneca Falls, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seneca Falls, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,142 $1,101 $1,112 $1,096 $2,373 $3,457 $1,030 $1,058
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,584 $1,488 $1,278 $1,294 $5,361 $5,986 $2,051 $2,006
State Farm $2,381 $2,381 $2,073 $2,073 $6,897 $8,877 $2,614 $2,748
Travelers $2,189 $2,213 $1,991 $2,138 $4,957 $5,892 $2,321 $2,419
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Cheap Seneca Falls, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seneca Falls, New York is a challenge. Take a look at the annual teen auto insurance rates in Seneca Falls, New York.

Annual Auto Insurance Rates for Teen Drivers in Seneca Falls, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,373 $3,457
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,361 $5,986
State Farm $6,897 $8,877
Travelers $4,957 $5,892
USAA $5,556 $6,624

Cheap Seneca Falls, New York Auto Insurance for Seniors

What are senior auto insurance rates in Seneca Falls, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seneca Falls, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,112 $1,096
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,278 $1,294
State Farm $2,073 $2,073
Travelers $1,991 $2,138
USAA $1,273 $1,277

Cheap Seneca Falls, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seneca Falls, New York compared to the annual auto insurance rates with a clean record in Seneca Falls, New York.

Annual Seneca Falls, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,222 $1,331 $2,410 $1,222
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,560 $2,560 $2,828 $2,575
State Farm $3,580 $3,580 $3,930 $3,930
Travelers $2,596 $3,210 $3,254 $3,001
USAA $2,368 $2,406 $3,469 $2,406

Cheap Seneca Falls, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seneca Falls, New York is not easy. Compare the annual rates for DUI auto insurance in Seneca Falls, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Seneca Falls, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,912
GEICO $2,410
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,828
State Farm $3,930
Travelers $3,254
USAA $3,469

Cheap Seneca Falls, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seneca Falls, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seneca Falls, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $1,937 $1,424 $1,278
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,143 $2,161 $1,589
State Farm $5,304 $3,324 $2,638
Travelers $4,136 $2,623 $2,286
USAA $4,102 $2,062 $1,823

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Cheap Seneca Falls, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seneca Falls, New York can vary. Compare the annual cost of auto insurance by ZIP code in Seneca Falls, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seneca Falls, New York

ZIP Code Average Annual Rates
13148 $2,999

Cheap Seneca Falls, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Seneca Falls, New York auto insurance. Find the cheapest annual Seneca Falls, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seneca Falls, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,501 $1,591
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,631 $2,631
State Farm $3,620 $3,890
Travelers $3,015 $3,015
USAA $2,636 $2,689

Cheap Seneca Falls, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seneca Falls, New York? Check out the comparison of annual Seneca Falls, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seneca Falls, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,461 $1,541 $1,636
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,513 $2,621 $2,758
State Farm $3,579 $3,775 $3,912
Travelers $2,861 $2,986 $3,197
USAA $2,588 $2,650 $2,748

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Best By Category: Cheapest Auto Insurance in Seneca Falls, New York

Compare the cheapest auto insurance companies in Seneca Falls, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seneca Falls, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Seneca Falls, New York Auto Insurance Companies

What auto insurance companies in Seneca Falls, New York are the cheapest? Compare the top Seneca Falls, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seneca Falls, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,546
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,631
State Farm $3,755
Travelers $3,015
USAA $2,662

What affects auto insurance rates in Seneca Falls, New York?

There are a lot of reasons why auto insurance rates in Seneca Falls, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seneca Falls, New York. Many local factors may affect your Seneca Falls auto insurance rates.

Seneca Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seneca Falls, New York commute length is 21.2 minutes according to City-Data.

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Compare Seneca Falls, New York Auto Insurance Quotes

Before you buy Seneca Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seneca Falls, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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