Best Cheap Auto Insurance in Seminole, TX (2021)

The average Seminole, TX auto insurance rates are $302 per month. The minimum auto insurance in Seminole is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Seminole, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Seminole is 17.9 minutes
  • The cheapest auto insurance company in Seminole is USAA
  • Average auto insurance rates in Seminole, TX for senior drivers are $2,213 per year

Seminole, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Seminole can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seminole, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Seminole to other Texas cities, including Corpus Christi auto insurance rates, El Paso auto insurance rates, and Austin auto insurance rates to see how Seminole, Texas auto insurance rates stack up.

Before you buy Seminole, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seminole, Texas auto insurance quotes.

Minimum Auto Insurance in Seminole, Texas

Seminole, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seminole, Texas.

Minimum Required Auto Insurance Coverage in Seminole, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Seminole, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seminole, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seminole, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,302 $2,546 $2,125 $2,418 $5,799 $7,589 $3,241 $3,684
GEICO $2,429 $2,573 $2,243 $2,466 $5,092 $5,362 $2,635 $2,687
Nationwide $2,392 $2,446 $2,104 $2,244 $6,634 $8,591 $2,793 $3,038
Progressive $2,389 $2,272 $2,128 $2,167 $9,973 $11,136 $2,831 $2,871
State Farm $1,719 $1,719 $1,524 $1,524 $4,012 $5,096 $1,862 $1,923
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Seminole, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seminole, Texas is a challenge. Take a look at the annual teen auto insurance rates in Seminole, Texas.

Annual Auto Insurance Rates for Teen Drivers in Seminole, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $5,799 $7,589
GEICO $5,092 $5,362
Nationwide $6,634 $8,591
Progressive $9,973 $11,136
State Farm $4,012 $5,096
USAA $3,909 $4,372

Cheap Seminole, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Seminole, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seminole, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,125 $2,418
GEICO $2,243 $2,466
Nationwide $2,104 $2,244
Progressive $2,128 $2,167
State Farm $1,524 $1,524
USAA $1,464 $1,501

Cheap Seminole, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seminole, Texas compared to the annual auto insurance rates with a clean record in Seminole, Texas.

Annual Seminole, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $3,396 $4,288 $3,772 $3,396
GEICO $2,705 $3,500 $3,035 $3,504
Nationwide $3,265 $3,265 $4,889 $3,702
Progressive $3,898 $5,042 $4,554 $4,388
State Farm $2,164 $2,467 $2,895 $2,164
USAA $1,787 $2,568 $3,006 $2,051

Cheap Seminole, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seminole, Texas is not easy. Compare the annual rates for DUI auto insurance in Seminole, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Seminole, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $3,772
GEICO $3,035
Nationwide $4,889
Progressive $4,554
State Farm $2,895
USAA $3,006

Cheap Seminole, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seminole, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seminole, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $5,135 $3,204 $2,800
GEICO $4,914 $2,785 $1,859
Nationwide $4,547 $3,631 $3,162
Progressive $5,035 $4,349 $4,029
State Farm $3,430 $2,135 $1,702
USAA $3,528 $1,968 $1,564

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Cheap Seminole, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seminole, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Seminole, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seminole, Texas

ZIP Code Average Annual Rates
79360 $5,330

Cheap Seminole, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Seminole, Texas auto insurance. Find the cheapest annual Seminole, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seminole, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,357 $5,606
American Family $3,713 $3,713
GEICO $3,118 $3,254
Nationwide $3,780 $3,780
Progressive $4,471 $4,471
State Farm $2,422 $2,422
USAA $2,322 $2,384

Cheap Seminole, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seminole, Texas? Check out the comparison of annual Seminole, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seminole, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $3,475 $3,588 $4,077
GEICO $3,072 $3,159 $3,327
Nationwide $4,106 $3,613 $3,621
Progressive $4,237 $4,450 $4,725
State Farm $2,308 $2,416 $2,543
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Seminole, Texas

Compare the cheapest auto insurance companies in Seminole, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seminole, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Seminole, Texas Auto Insurance Companies

What auto insurance companies in Seminole, Texas are the cheapest? Compare the top Seminole, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seminole, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $3,713
GEICO $3,186
Nationwide $3,780
Progressive $4,471
State Farm $2,422
USAA $2,353

What affects auto insurance rates in Seminole, Texas?

There are a lot of reasons why auto insurance rates in Seminole, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seminole, Texas. Many local factors may affect your Seminole auto insurance rates.

Seminole Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Seminole, Texas auto theft statistics, there have been 6 auto thefts in the city.

Seminole Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seminole, Texas commute length is 17.9 minutes according to City-Data.

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Compare Seminole, Texas Auto Insurance Quotes

Before you buy Seminole, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seminole, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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