Best Cheap Auto Insurance in Selma, VA (2021)

The average Selma, VA auto insurance rates are $176 per month. The minimum auto insurance in Selma is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Selma, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Selma for teen drivers is Allstate
  • The average commute length in Selma is 37.2 minutes
  • The cheapest auto insurance company in Selma is USAA

Selma, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Selma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Selma, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Selma to other Virginia cities, including Newport News auto insurance rates, Portsmouth auto insurance rates, and Chesapeake auto insurance rates to see how Selma, Virginia auto insurance rates stack up.

Before you buy Selma, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Selma, Virginia auto insurance quotes.

Minimum Auto Insurance in Selma, Virginia

Selma, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Selma, Virginia.

Minimum Required Auto Insurance Coverage in Selma, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Selma, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Selma, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Selma, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,808 $1,707 $1,798 $1,798 $5,685 $6,553 $2,354 $2,360
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,252 $1,262 $1,114 $1,147 $2,898 $3,738 $1,376 $1,499
Progressive $1,176 $1,119 $1,062 $1,065 $5,339 $6,009 $1,424 $1,459
State Farm $1,208 $1,208 $1,085 $1,085 $3,605 $4,513 $1,365 $1,581
USAA $1,006 $990 $941 $946 $3,107 $3,701 $1,292 $1,418

Cheap Selma, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Selma, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Selma, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Selma, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,685 $6,553
GEICO $2,916 $3,915
Nationwide $2,898 $3,738
Progressive $5,339 $6,009
State Farm $3,605 $4,513
USAA $3,107 $3,701

Cheap Selma, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Selma, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Selma, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,798 $1,798
GEICO $1,304 $1,304
Nationwide $1,114 $1,147
Progressive $1,062 $1,065
State Farm $1,085 $1,085
USAA $941 $946

Cheap Selma, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Selma, Virginia compared to the annual auto insurance rates with a clean record in Selma, Virginia.

Annual Selma, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,254 $3,578 $3,298 $2,901
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,556 $1,556 $2,268 $1,762
Progressive $1,996 $2,633 $2,378 $2,320
State Farm $1,788 $2,124 $1,956 $1,956
USAA $1,299 $1,683 $2,224 $1,494

Cheap Selma, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Selma, Virginia is not easy. Compare the annual rates for DUI auto insurance in Selma, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Selma, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,298
GEICO $2,874
Nationwide $2,268
Progressive $2,378
State Farm $1,956
USAA $2,224

Cheap Selma, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Selma, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Selma, Virginia

Insurance Company Poor Fair Good
Allstate $3,662 $2,942 $2,419
GEICO $2,135 $1,815 $1,815
Nationwide $2,118 $1,698 $1,541
Progressive $2,603 $2,272 $2,121
State Farm $2,780 $1,725 $1,364
USAA $2,239 $1,526 $1,260

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Cheap Selma, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Selma, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Selma, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Selma, Virginia

ZIP Code Average Annual Rates
24474 $1,835

Cheap Selma, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Selma, Virginia auto insurance. Find the cheapest annual Selma, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Selma, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,919 $3,097
GEICO $1,885 $1,957
Nationwide $1,786 $1,786
Progressive $2,332 $2,332
State Farm $1,910 $2,002
USAA $1,614 $1,736

Cheap Selma, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Selma, Virginia? Check out the comparison of annual Selma, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Selma, Virginia

Insurance Company Low Medium High
Allstate $2,933 $3,009 $3,081
GEICO $1,857 $1,920 $1,987
Nationwide $1,877 $1,768 $1,713
Progressive $2,237 $2,307 $2,451
State Farm $1,855 $1,952 $2,062
USAA $1,614 $1,678 $1,733

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Best By Category: Cheapest Auto Insurance in Selma, Virginia

Compare the cheapest auto insurance companies in Selma, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Selma, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Selma, Virginia Auto Insurance Companies

What auto insurance companies in Selma, Virginia are the cheapest? Compare the top Selma, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Selma, Virginia

Insurance Company Average Annual Rates
Allstate $3,008
GEICO $1,921
Nationwide $1,786
Progressive $2,332
State Farm $1,956
USAA $1,675

What affects auto insurance rates in Selma, Virginia?

There are a lot of reasons why auto insurance rates in Selma, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Selma, Virginia. Many local factors may affect your Selma auto insurance rates.

Selma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Selma, Virginia commute length is 37.2 minutes according to City-Data.

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Compare Selma, Virginia Auto Insurance Quotes

Before you buy Selma, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Selma, Virginia auto insurance quotes.

Free Auto Insurance Comparison

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