Best Cheap Auto Insurance in Selma, NC (2021)

The average Selma, NC auto insurance rates are $299 per month. The minimum auto insurance in Selma is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Selma, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Selma for teen drivers is Allstate
  • The average commute length in Selma is 26.0 minutes
  • Average auto insurance rates in Selma, NC for senior drivers are $2,694 per year

Selma, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Selma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Selma, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Selma to other North Carolina cities, including Cary auto insurance rates, Greensboro auto insurance rates, and Fayetteville auto insurance rates to see how Selma, North Carolina auto insurance rates stack up.

Before you buy Selma, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Selma, North Carolina auto insurance quotes.

Minimum Auto Insurance in Selma, North Carolina

Selma, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Selma, North Carolina.

Minimum Required Auto Insurance Coverage in Selma, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Selma, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Selma, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Selma, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,007 $6,007 $4,924 $4,924 $14,490 $14,490 $6,126 $6,126
GEICO $2,540 $2,495 $2,508 $2,464 $4,639 $4,599 $2,238 $2,225
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,901 $1,901 $1,733 $1,733 $4,326 $4,326 $2,097 $2,097
State Farm $2,770 $2,770 $2,395 $2,395 $4,086 $4,086 $3,425 $3,425
Travelers $2,775 $2,775 $2,753 $2,753 $4,714 $4,714 $2,849 $2,849

Cheap Selma, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Selma, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Selma, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Selma, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,490 $14,490
GEICO $4,639 $4,599
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,326 $4,326
State Farm $4,086 $4,086
Travelers $4,714 $4,714

Cheap Selma, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Selma, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Selma, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,924 $4,924
GEICO $2,508 $2,464
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,733 $1,733
State Farm $2,395 $2,395
Travelers $2,753 $2,753

Cheap Selma, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Selma, North Carolina compared to the annual auto insurance rates with a clean record in Selma, North Carolina.

Annual Selma, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,271 $7,532 $13,972 $5,773
GEICO $1,556 $2,337 $5,789 $2,172
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,193 $1,742 $5,436 $1,687
State Farm $1,693 $2,441 $6,100 $2,441
Travelers $1,953 $2,551 $6,071 $2,516

Cheap Selma, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Selma, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Selma, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Selma, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,972
GEICO $5,789
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,436
State Farm $6,100
Travelers $6,071

Cheap Selma, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Selma, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Selma, North Carolina

Insurance Company Poor Fair Good
Allstate $10,662 $6,918 $6,081
GEICO $3,199 $2,950 $2,742
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,824 $2,452 $2,267
State Farm $4,454 $2,845 $2,208
Travelers $3,490 $3,181 $3,148

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Cheap Selma, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Selma, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Selma, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Selma, North Carolina

ZIP Code Average Annual Rates
27576 $3,259

Cheap Selma, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Selma, North Carolina auto insurance. Find the cheapest annual Selma, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Selma, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,887 $7,887
GEICO $2,964 $2,964
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,514 $2,514
State Farm $3,154 $3,183
Travelers $3,273 $3,273

Cheap Selma, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Selma, North Carolina? Check out the comparison of annual Selma, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Selma, North Carolina

Insurance Company Low Medium High
Allstate $7,559 $7,854 $8,248
GEICO $2,822 $2,952 $3,116
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,382 $2,500 $2,662
State Farm $3,019 $3,152 $3,336
Travelers $3,130 $3,255 $3,434

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Best By Category: Cheapest Auto Insurance in Selma, North Carolina

Compare the cheapest auto insurance companies in Selma, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Selma, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Selma, North Carolina Auto Insurance Companies

What auto insurance companies in Selma, North Carolina are the cheapest? Compare the top Selma, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Selma, North Carolina

Insurance Company Average Annual Rates
Allstate $7,887
GEICO $2,964
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,514
State Farm $3,169
Travelers $3,273

What affects auto insurance rates in Selma, North Carolina?

There are a lot of reasons why auto insurance rates in Selma, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Selma, North Carolina. Many local factors may affect your Selma auto insurance rates.

Selma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Selma, North Carolina commute length is 26.0 minutes according to City-Data.

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Compare Selma, North Carolina Auto Insurance Quotes

Before you buy Selma, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Selma, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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