Best Cheap Auto Insurance in Selma, AL (2021)

The average Selma, AL auto insurance rates are $316 per month. The minimum auto insurance in Selma is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Selma, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Selma for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Selma is USAA
  • The minimum auto insurance required in Selma, Alabama is 25/50/25

Selma, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Selma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Selma, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Selma to other Alabama cities, including Birmingham auto insurance rates, Mobile auto insurance rates, and Madison auto insurance rates to see how Selma, Alabama auto insurance rates stack up.

Before you buy Selma, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Selma, Alabama auto insurance quotes.

Minimum Auto Insurance in Selma, Alabama

Selma, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Selma, Alabama.

Minimum Required Auto Insurance Coverage in Selma, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Selma, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Selma, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Selma, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,119 $1,990 $2,030 $7,350 $7,885 $2,506 $2,574
Farmers $2,428 $2,413 $2,174 $2,296 $9,078 $9,349 $2,773 $2,909
GEICO $2,155 $2,129 $2,011 $2,051 $5,546 $5,465 $2,280 $2,138
Liberty Mutual $3,176 $3,436 $2,599 $2,913 $11,389 $12,683 $3,393 $3,622
Nationwide $1,731 $1,756 $1,573 $1,634 $4,458 $5,778 $1,918 $2,150
Progressive $2,518 $2,375 $2,057 $2,204 $9,829 $10,958 $2,939 $3,093
State Farm $3,113 $3,113 $2,791 $2,791 $8,992 $11,322 $3,507 $4,007
Travelers $1,489 $1,514 $1,392 $1,393 $8,139 $13,004 $1,408 $1,610
USAA $1,356 $1,381 $1,265 $1,246 $3,996 $4,438 $1,768 $1,915

Cheap Selma, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Selma, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Selma, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Selma, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,350 $7,885
Farmers $9,078 $9,349
GEICO $5,546 $5,465
Liberty Mutual $11,389 $12,683
Nationwide $4,458 $5,778
Progressive $9,829 $10,958
State Farm $8,992 $11,322
Travelers $8,139 $13,004
USAA $3,996 $4,438

Cheap Selma, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Selma, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Selma, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $2,030
Farmers $2,174 $2,296
GEICO $2,011 $2,051
Liberty Mutual $2,599 $2,913
Nationwide $1,573 $1,634
Progressive $2,057 $2,204
State Farm $2,791 $2,791
Travelers $1,392 $1,393
USAA $1,265 $1,246

Cheap Selma, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Selma, Alabama compared to the annual auto insurance rates with a clean record in Selma, Alabama.

Annual Selma, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,070 $3,599 $4,217 $3,445
Farmers $3,515 $4,536 $4,424 $4,234
GEICO $2,023 $3,229 $3,921 $2,715
Liberty Mutual $4,242 $5,887 $5,774 $5,702
Nationwide $2,293 $2,293 $3,349 $2,563
Progressive $4,079 $5,085 $4,342 $4,482
State Farm $4,502 $5,508 $4,904 $4,904
Travelers $3,125 $3,277 $4,780 $3,793
USAA $1,669 $2,091 $3,116 $1,806

Cheap Selma, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Selma, Alabama is not easy. Compare the annual rates for DUI auto insurance in Selma, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Selma, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,217
Farmers $4,424
GEICO $3,921
Liberty Mutual $5,774
Nationwide $3,349
Progressive $4,342
State Farm $4,904
Travelers $4,780
USAA $3,116

Cheap Selma, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Selma, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Selma, Alabama

Insurance Company Poor Fair Good
Allstate $4,441 $3,471 $2,837
Farmers $4,690 $4,026 $3,817
GEICO $3,782 $2,696 $2,439
Liberty Mutual $7,740 $4,739 $3,725
Nationwide $3,169 $2,471 $2,234
Progressive $5,108 $4,343 $4,039
State Farm $8,031 $4,068 $2,765
Travelers $4,079 $3,541 $3,611
USAA $2,921 $1,897 $1,693

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Cheap Selma, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Selma, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Selma, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Selma, Alabama

ZIP Code Average Annual Rates
36701 $3,868
36703 $3,875

Cheap Selma, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Selma, Alabama auto insurance. Find the cheapest annual Selma, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Selma, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,583 $3,583
Farmers $4,178 $4,178
GEICO $2,914 $3,030
Liberty Mutual $5,401 $5,401
Nationwide $2,625 $2,625
Progressive $4,497 $4,497
State Farm $4,834 $5,076
Travelers $3,744 $3,744
USAA $2,071 $2,270

Cheap Selma, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Selma, Alabama? Check out the comparison of annual Selma, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Selma, Alabama

Insurance Company Low Medium High
Allstate $3,457 $3,575 $3,717
Farmers $3,981 $4,132 $4,420
GEICO $2,768 $2,960 $3,188
Liberty Mutual $5,156 $5,376 $5,672
Nationwide $2,614 $2,600 $2,660
Progressive $4,053 $4,465 $4,972
State Farm $4,688 $4,948 $5,228
Travelers $3,513 $3,819 $3,899
USAA $2,094 $2,159 $2,259

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Best By Category: Cheapest Auto Insurance in Selma, Alabama

Compare the cheapest auto insurance companies in Selma, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Selma, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Selma, Alabama Auto Insurance Companies

What auto insurance companies in Selma, Alabama are the cheapest? Compare the top Selma, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Selma, Alabama

Insurance Company Average Annual Rates
Allstate $3,583
Farmers $4,178
GEICO $2,972
Liberty Mutual $5,401
Nationwide $2,625
Progressive $4,497
State Farm $4,955
Travelers $3,744
USAA $2,171

What affects auto insurance rates in Selma, Alabama?

There are a lot of reasons why auto insurance rates in Selma, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Selma, Alabama. Many local factors may affect your Selma auto insurance rates.

Selma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Selma, Alabama commute length is 19.6 minutes according to City-Data.

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Compare Selma, Alabama Auto Insurance Quotes

Before you buy Selma, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Selma, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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