Best Cheap Auto Insurance in Seguin, TX (2021)

The average Seguin, TX auto insurance rates are $293 per month. The minimum auto insurance in Seguin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Seguin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Seguin, TX for senior drivers are $2,139 per year
  • The average commute length in Seguin is 19.1 minutes
  • The minimum auto insurance required in Seguin, Texas is 30/60/25

Seguin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Seguin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seguin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Seguin to other Texas cities, including El Paso auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates to see how Seguin, Texas auto insurance rates stack up.

Before you buy Seguin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seguin, Texas auto insurance quotes.

Minimum Auto Insurance in Seguin, Texas

Seguin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seguin, Texas.

Minimum Required Auto Insurance Coverage in Seguin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Seguin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seguin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seguin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,239 $3,271 $3,196 $3,196 $8,627 $10,431 $4,021 $4,198
American Family $2,467 $2,751 $2,335 $2,676 $6,687 $8,742 $3,567 $4,067
GEICO $2,292 $2,468 $2,209 $2,500 $4,969 $5,134 $2,475 $2,462
Nationwide $2,003 $2,035 $1,775 $1,877 $5,602 $7,179 $2,346 $2,534
Progressive $2,176 $2,064 $1,950 $1,980 $9,268 $10,345 $2,575 $2,608
State Farm $2,008 $2,008 $1,788 $1,788 $4,839 $6,172 $2,185 $2,251
USAA $1,401 $1,406 $1,343 $1,328 $3,948 $4,285 $1,860 $1,984

Cheap Seguin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seguin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Seguin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Seguin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,627 $10,431
American Family $6,687 $8,742
GEICO $4,969 $5,134
Nationwide $5,602 $7,179
Progressive $9,268 $10,345
State Farm $4,839 $6,172
USAA $3,948 $4,285

Cheap Seguin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Seguin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seguin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,196 $3,196
American Family $2,335 $2,676
GEICO $2,209 $2,500
Nationwide $1,775 $1,877
Progressive $1,950 $1,980
State Farm $1,788 $1,788
USAA $1,343 $1,328

Cheap Seguin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seguin, Texas compared to the annual auto insurance rates with a clean record in Seguin, Texas.

Annual Seguin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,008 $6,285 $3,898
American Family $3,791 $4,829 $4,235 $3,791
GEICO $2,601 $3,426 $2,876 $3,351
Nationwide $2,755 $2,755 $4,060 $3,106
Progressive $3,595 $4,660 $4,189 $4,038
State Farm $2,556 $2,936 $3,473 $2,556
USAA $1,636 $2,416 $2,849 $1,876

Cheap Seguin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seguin, Texas is not easy. Compare the annual rates for DUI auto insurance in Seguin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Seguin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $4,235
GEICO $2,876
Nationwide $4,060
Progressive $4,189
State Farm $3,473
USAA $2,849

Cheap Seguin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seguin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seguin, Texas

Insurance Company Poor Fair Good
Allstate $6,374 $4,683 $4,010
American Family $5,695 $3,620 $3,169
GEICO $4,721 $2,679 $1,791
Nationwide $3,791 $3,055 $2,661
Progressive $4,622 $4,014 $3,727
State Farm $4,079 $2,539 $2,023
USAA $3,210 $1,867 $1,506

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Cheap Seguin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seguin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Seguin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seguin, Texas

ZIP Code Average Annual Rates
78155 $5,212

Cheap Seguin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Seguin, Texas auto insurance. Find the cheapest annual Seguin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seguin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,903 $5,142
American Family $4,161 $4,161
GEICO $3,006 $3,121
Nationwide $3,169 $3,169
Progressive $4,121 $4,121
State Farm $2,880 $2,880
USAA $2,167 $2,222

Cheap Seguin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seguin, Texas? Check out the comparison of annual Seguin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seguin, Texas

Insurance Company Low Medium High
Allstate $4,929 $4,988 $5,151
American Family $3,870 $4,009 $4,605
GEICO $2,898 $3,025 $3,268
Nationwide $3,410 $3,036 $3,060
Progressive $3,912 $4,103 $4,347
State Farm $2,730 $2,872 $3,038
USAA $2,116 $2,185 $2,282

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Best By Category: Cheapest Auto Insurance in Seguin, Texas

Compare the cheapest auto insurance companies in Seguin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seguin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Seguin, Texas Auto Insurance Companies

What auto insurance companies in Seguin, Texas are the cheapest? Compare the top Seguin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seguin, Texas

Insurance Company Average Annual Rates
Allstate $5,022
American Family $4,161
GEICO $3,064
Nationwide $3,169
Progressive $4,121
State Farm $2,880
USAA $2,194

What affects auto insurance rates in Seguin, Texas?

There are a lot of reasons why auto insurance rates in Seguin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seguin, Texas. Many local factors may affect your Seguin auto insurance rates.

Seguin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Seguin, Texas auto theft statistics, there have been 34 auto thefts in the city.

Seguin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seguin, Texas commute length is 19.1 minutes according to City-Data.

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Compare Seguin, Texas Auto Insurance Quotes

Before you buy Seguin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seguin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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