Best Cheap Auto Insurance in Sedalia, KY (2021)

The average Sedalia, KY auto insurance rates are $346 per month. The minimum auto insurance in Sedalia is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sedalia, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Sedalia is 20.4 minutes
  • The most expensive auto insurance company in Sedalia for teen drivers is Travelers
  • Average auto insurance rates in Sedalia, KY for senior drivers are $2,310 per year

Sedalia, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sedalia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sedalia, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sedalia to other Kentucky cities, including Owensboro auto insurance rates, Florence auto insurance rates, and George auto insurance rates to see how Sedalia, Kentucky auto insurance rates stack up.

Before you buy Sedalia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sedalia, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sedalia, Kentucky

Sedalia, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sedalia, Kentucky.

Minimum Required Auto Insurance Coverage in Sedalia, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sedalia, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sedalia, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sedalia, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,645 $2,870 $2,248 $2,514 $10,496 $11,621 $2,773 $2,901
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,015 $1,935 $1,790 $1,810 $9,335 $10,556 $2,500 $2,570
State Farm $2,071 $2,071 $1,850 $1,850 $6,331 $7,988 $2,314 $2,613
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Sedalia, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sedalia, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sedalia, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sedalia, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,496 $11,621
Nationwide $6,037 $7,550
Progressive $9,335 $10,556
State Farm $6,331 $7,988
Travelers $10,535 $16,904
USAA $4,984 $5,272

Cheap Sedalia, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sedalia, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sedalia, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,248 $2,514
Nationwide $2,519 $2,640
Progressive $1,790 $1,810
State Farm $1,850 $1,850
Travelers $2,169 $2,175
USAA $1,714 $1,758

Cheap Sedalia, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sedalia, Kentucky compared to the annual auto insurance rates with a clean record in Sedalia, Kentucky.

Annual Sedalia, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,979 $6,090 $4,744 $4,221
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,368 $4,948 $3,843 $4,097
State Farm $3,086 $3,686 $3,386 $3,386
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,135 $3,024 $3,602 $2,568

Cheap Sedalia, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sedalia, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sedalia, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sedalia, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,744
Nationwide $4,997
Progressive $3,843
State Farm $3,386
Travelers $6,674
USAA $3,602

Cheap Sedalia, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sedalia, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sedalia, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,806 $4,170 $3,299
Nationwide $4,672 $3,666 $3,197
Progressive $4,567 $3,952 $3,673
State Farm $4,908 $2,952 $2,297
Travelers $5,751 $4,866 $4,847
USAA $4,227 $2,354 $1,915

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Cheap Sedalia, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sedalia, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sedalia, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sedalia, Kentucky

ZIP Code Average Annual Rates
42079 $3,711

Cheap Sedalia, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sedalia, Kentucky auto insurance. Find the cheapest annual Sedalia, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sedalia, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,758 $4,758
Nationwide $3,845 $3,845
Progressive $4,064 $4,064
State Farm $3,305 $3,467
Travelers $5,155 $5,155
USAA $2,726 $2,938

Cheap Sedalia, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sedalia, Kentucky? Check out the comparison of annual Sedalia, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sedalia, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,545 $4,730 $4,999
Nationwide $3,908 $3,801 $3,826
Progressive $3,792 $4,021 $4,379
State Farm $3,224 $3,385 $3,549
Travelers $4,897 $5,179 $5,389
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Sedalia, Kentucky

Compare the cheapest auto insurance companies in Sedalia, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sedalia, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sedalia, Kentucky Auto Insurance Companies

What auto insurance companies in Sedalia, Kentucky are the cheapest? Compare the top Sedalia, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sedalia, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,758
Nationwide $3,845
Progressive $4,064
State Farm $3,386
Travelers $5,155
USAA $2,832

What affects auto insurance rates in Sedalia, Kentucky?

There are a lot of reasons why auto insurance rates in Sedalia, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sedalia, Kentucky. Many local factors may affect your Sedalia auto insurance rates.

Sedalia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sedalia, Kentucky commute length is 20.4 minutes according to City-Data.

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Compare Sedalia, Kentucky Auto Insurance Quotes

Before you buy Sedalia, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sedalia, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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