Best Cheap Auto Insurance in Sebring, OH (2021)

The average Sebring, OH auto insurance rates are $231 per month. The minimum auto insurance in Sebring is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Sebring, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sebring is American Family
  • The average commute length in Sebring is 23.9 minutes
  • Average auto insurance rates in Sebring, OH for senior drivers are $1,429 per year

Sebring, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Sebring can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sebring, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Sebring to other Ohio cities, including Toledo auto insurance rates, Parma auto insurance rates, and Akron auto insurance rates to see how Sebring, Ohio auto insurance rates stack up.

Before you buy Sebring, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sebring, Ohio auto insurance quotes.

Minimum Auto Insurance in Sebring, Ohio

Sebring, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sebring, Ohio.

Minimum Required Auto Insurance Coverage in Sebring, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sebring, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sebring, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sebring, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,999 $1,992 $1,806 $1,932 $5,504 $6,278 $2,094 $2,232
American Family $900 $932 $826 $828 $2,819 $3,054 $1,115 $1,173
Farmers $1,771 $1,772 $1,558 $1,642 $7,934 $8,270 $1,990 $2,083
GEICO $1,379 $1,340 $1,291 $1,303 $3,683 $3,428 $1,532 $1,300
Liberty Mutual $2,039 $2,226 $1,565 $1,906 $10,753 $12,152 $2,162 $2,363
Nationwide $2,213 $2,221 $2,001 $2,011 $5,740 $7,378 $2,368 $2,748
Progressive $1,716 $1,611 $1,427 $1,475 $7,790 $8,772 $2,055 $2,127
State Farm $1,382 $1,382 $1,238 $1,238 $4,320 $5,430 $1,606 $1,839
Travelers $1,356 $1,377 $1,345 $1,341 $5,893 $9,368 $1,413 $1,606
USAA $971 $979 $923 $922 $3,000 $3,342 $1,300 $1,399

Cheap Sebring, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sebring, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Sebring, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Sebring, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,504 $6,278
American Family $2,819 $3,054
Farmers $7,934 $8,270
GEICO $3,683 $3,428
Liberty Mutual $10,753 $12,152
Nationwide $5,740 $7,378
Progressive $7,790 $8,772
State Farm $4,320 $5,430
Travelers $5,893 $9,368
USAA $3,000 $3,342

Cheap Sebring, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Sebring, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sebring, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,806 $1,932
American Family $826 $828
Farmers $1,558 $1,642
GEICO $1,291 $1,303
Liberty Mutual $1,565 $1,906
Nationwide $2,001 $2,011
Progressive $1,427 $1,475
State Farm $1,238 $1,238
Travelers $1,345 $1,341
USAA $923 $922

Cheap Sebring, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sebring, Ohio compared to the annual auto insurance rates with a clean record in Sebring, Ohio.

Annual Sebring, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,503 $3,033 $3,550 $2,832
American Family $1,395 $1,476 $1,476 $1,476
Farmers $2,786 $3,587 $3,498 $3,639
GEICO $1,298 $1,867 $2,695 $1,768
Liberty Mutual $3,690 $4,743 $4,842 $4,307
Nationwide $2,679 $3,399 $4,303 $2,959
Progressive $2,905 $3,960 $3,094 $3,528
State Farm $2,099 $2,510 $2,304 $2,304
Travelers $2,186 $2,844 $4,285 $2,533
USAA $1,228 $1,649 $2,179 $1,362

Cheap Sebring, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sebring, Ohio is not easy. Compare the annual rates for DUI auto insurance in Sebring, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Sebring, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,550
American Family $1,476
Farmers $3,498
GEICO $2,695
Liberty Mutual $4,842
Nationwide $4,303
Progressive $3,094
State Farm $2,304
Travelers $4,285
USAA $2,179

Cheap Sebring, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sebring, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sebring, Ohio

Insurance Company Poor Fair Good
Allstate $3,828 $2,786 $2,324
American Family $1,933 $1,318 $1,115
Farmers $3,823 $3,232 $3,078
GEICO $2,287 $1,907 $1,527
Liberty Mutual $6,299 $3,862 $3,026
Nationwide $4,024 $3,243 $2,739
Progressive $3,775 $3,274 $3,065
State Farm $3,283 $2,030 $1,600
Travelers $3,308 $2,883 $2,696
USAA $2,082 $1,474 $1,257

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Cheap Sebring, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sebring, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Sebring, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sebring, Ohio

ZIP Code Average Annual Rates
44672 $2,651

Cheap Sebring, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Sebring, Ohio auto insurance. Find the cheapest annual Sebring, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sebring, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,980 $2,980
American Family $1,438 $1,473
Farmers $3,378 $3,378
GEICO $1,873 $1,941
Liberty Mutual $4,396 $4,396
Nationwide $3,335 $3,335
Progressive $3,372 $3,372
State Farm $2,247 $2,362
Travelers $2,962 $2,962
USAA $1,543 $1,666

Cheap Sebring, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sebring, Ohio? Check out the comparison of annual Sebring, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sebring, Ohio

Insurance Company Low Medium High
Allstate $2,866 $2,973 $3,100
American Family $1,431 $1,467 $1,470
Farmers $3,197 $3,323 $3,613
GEICO $1,846 $1,898 $1,977
Liberty Mutual $4,228 $4,420 $4,539
Nationwide $3,668 $3,234 $3,103
Progressive $3,239 $3,344 $3,533
State Farm $2,188 $2,312 $2,413
Travelers $2,869 $3,003 $3,014
USAA $1,529 $1,603 $1,682

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Best By Category: Cheapest Auto Insurance in Sebring, Ohio

Compare the cheapest auto insurance companies in Sebring, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sebring, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Sebring, Ohio Auto Insurance Companies

What auto insurance companies in Sebring, Ohio are the cheapest? Compare the top Sebring, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sebring, Ohio

Insurance Company Average Annual Rates
Allstate $2,980
American Family $1,456
Farmers $3,378
GEICO $1,907
Liberty Mutual $4,396
Nationwide $3,335
Progressive $3,372
State Farm $2,304
Travelers $2,962
USAA $1,605

What affects auto insurance rates in Sebring, Ohio?

There are a lot of reasons why auto insurance rates in Sebring, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sebring, Ohio. Many local factors may affect your Sebring auto insurance rates.

Sebring Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sebring, Ohio auto theft statistics, there have been 2 auto thefts in the city.

Sebring Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sebring, Ohio commute length is 23.9 minutes according to City-Data.

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Compare Sebring, Ohio Auto Insurance Quotes

Before you buy Sebring, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sebring, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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