Best Cheap Auto Insurance in Sebree, KY (2021)

The average Sebree, KY auto insurance rates are $350 per month. The minimum auto insurance in Sebree is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Sebree, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Sebree is 20.4 minutes
  • The most expensive auto insurance company in Sebree for teen drivers is Travelers
  • The minimum auto insurance required in Sebree, Kentucky is 25/50/25

Sebree, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Sebree can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sebree, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Sebree to other Kentucky cities, including Nicholasville auto insurance rates, Richmond auto insurance rates, and Florence auto insurance rates to see how Sebree, Kentucky auto insurance rates stack up.

Before you buy Sebree, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sebree, Kentucky auto insurance quotes.

Minimum Auto Insurance in Sebree, Kentucky

Sebree, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sebree, Kentucky.

Minimum Required Auto Insurance Coverage in Sebree, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sebree, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sebree, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sebree, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,176 $2,851 $3,045 $11,245 $12,633 $3,591 $3,822
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,568 $2,782 $2,200 $2,452 $10,262 $11,326 $2,681 $2,781
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,992 $1,907 $1,775 $1,792 $9,364 $10,580 $2,470 $2,535
State Farm $2,173 $2,173 $1,944 $1,944 $6,561 $8,287 $2,425 $2,724
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Sebree, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sebree, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Sebree, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Sebree, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,245 $12,633
GEICO $6,831 $8,150
Liberty Mutual $10,262 $11,326
Nationwide $6,037 $7,550
Progressive $9,364 $10,580
State Farm $6,561 $8,287
Travelers $10,289 $16,460
USAA $4,875 $5,165

Cheap Sebree, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Sebree, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sebree, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,851 $3,045
GEICO $3,608 $3,267
Liberty Mutual $2,200 $2,452
Nationwide $2,519 $2,640
Progressive $1,775 $1,792
State Farm $1,944 $1,944
Travelers $2,135 $2,140
USAA $1,693 $1,740

Cheap Sebree, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sebree, Kentucky compared to the annual auto insurance rates with a clean record in Sebree, Kentucky.

Annual Sebree, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,884 $6,219 $5,106
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,869 $5,931 $4,618 $4,109
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,357 $4,940 $3,830 $4,081
State Farm $3,220 $3,837 $3,529 $3,529
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,103 $2,980 $3,541 $2,530

Cheap Sebree, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sebree, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Sebree, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Sebree, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,219
GEICO $6,862
Liberty Mutual $4,618
Nationwide $4,997
Progressive $3,830
State Farm $3,529
Travelers $6,527
USAA $3,541

Cheap Sebree, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sebree, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sebree, Kentucky

Insurance Company Poor Fair Good
Allstate $7,202 $4,969 $4,160
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,615 $4,066 $3,215
Nationwide $4,672 $3,666 $3,197
Progressive $4,542 $3,944 $3,670
State Farm $5,103 $3,080 $2,403
Travelers $5,628 $4,760 $4,740
USAA $4,165 $2,317 $1,884

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Cheap Sebree, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sebree, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Sebree, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sebree, Kentucky

ZIP Code Average Annual Rates
42455 $3,734

Cheap Sebree, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Sebree, Kentucky auto insurance. Find the cheapest annual Sebree, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sebree, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,444 $5,444
GEICO $4,191 $4,270
Liberty Mutual $4,632 $4,632
Nationwide $3,845 $3,845
Progressive $4,052 $4,052
State Farm $3,444 $3,614
Travelers $5,043 $5,043
USAA $2,683 $2,894

Cheap Sebree, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sebree, Kentucky? Check out the comparison of annual Sebree, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sebree, Kentucky

Insurance Company Low Medium High
Allstate $5,121 $5,425 $5,785
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,422 $4,603 $4,870
Nationwide $3,908 $3,801 $3,826
Progressive $3,779 $4,014 $4,363
State Farm $3,334 $3,525 $3,728
Travelers $4,803 $5,068 $5,257
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Sebree, Kentucky

Compare the cheapest auto insurance companies in Sebree, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sebree, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sebree, Kentucky Auto Insurance Companies

What auto insurance companies in Sebree, Kentucky are the cheapest? Compare the top Sebree, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sebree, Kentucky

Insurance Company Average Annual Rates
Allstate $5,444
GEICO $4,231
Liberty Mutual $4,632
Nationwide $3,845
Progressive $4,052
State Farm $3,529
Travelers $5,043
USAA $2,789

What affects auto insurance rates in Sebree, Kentucky?

There are a lot of reasons why auto insurance rates in Sebree, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sebree, Kentucky. Many local factors may affect your Sebree auto insurance rates.

Sebree Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sebree, Kentucky commute length is 20.4 minutes according to City-Data.

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Compare Sebree, Kentucky Auto Insurance Quotes

Before you buy Sebree, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sebree, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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