Best Cheap Auto Insurance in Searcy, AR (2021)

The average Searcy, AR auto insurance rates are $338 per month. The minimum auto insurance in Searcy is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Searcy, Arkansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Searcy is 16.6 minutes
  • The most expensive auto insurance company in Searcy for teen drivers is Travelers
  • Average auto insurance rates in Searcy, AR for senior drivers are $2,100 per year

Searcy, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Searcy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Searcy, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Searcy to other Arkansas cities, including Bentonville auto insurance rates, North Little Rock auto insurance rates, and Springdale auto insurance rates to see how Searcy, Arkansas auto insurance rates stack up.

Before you buy Searcy, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Searcy, Arkansas auto insurance quotes.

Minimum Auto Insurance in Searcy, Arkansas

Searcy, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Searcy, Arkansas.

Minimum Required Auto Insurance Coverage in Searcy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Searcy, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Searcy, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Searcy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,304 $2,292 $2,059 $2,165 $9,703 $10,055 $2,642 $2,784
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,766 $2,618 $2,276 $2,380 $11,758 $13,237 $3,307 $3,572
State Farm $1,740 $1,740 $1,564 $1,564 $5,117 $6,425 $1,962 $2,255
Travelers $2,146 $2,185 $2,135 $2,139 $12,771 $20,554 $2,304 $2,635
USAA $1,272 $1,284 $1,182 $1,189 $3,987 $4,173 $1,634 $1,760

Cheap Searcy, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Searcy, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Searcy, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Searcy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,703 $10,055
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,758 $13,237
State Farm $5,117 $6,425
Travelers $12,771 $20,554
USAA $3,987 $4,173

Cheap Searcy, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Searcy, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Searcy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,059 $2,165
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,276 $2,380
State Farm $1,564 $1,564
Travelers $2,135 $2,139
USAA $1,182 $1,189

Cheap Searcy, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Searcy, Arkansas compared to the annual auto insurance rates with a clean record in Searcy, Arkansas.

Annual Searcy, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,591 $4,604 $4,498 $4,308
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,515 $6,281 $4,746 $5,416
State Farm $2,560 $3,032 $2,796 $2,796
Travelers $4,906 $5,068 $7,440 $6,021
USAA $1,585 $2,008 $2,890 $1,758

Cheap Searcy, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Searcy, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Searcy, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Searcy, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,733
Farmers $4,498
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,746
State Farm $2,796
Travelers $7,440
USAA $2,890

Cheap Searcy, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Searcy, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Searcy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,835 $4,054 $3,862
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $5,936 $5,067 $4,715
State Farm $4,051 $2,438 $1,898
Travelers $6,714 $5,614 $5,249
USAA $2,726 $1,864 $1,590

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Cheap Searcy, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Searcy, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Searcy, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Searcy, Arkansas

ZIP Code Average Annual Rates
72143 $4,200
72149 $4,110

Cheap Searcy, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Searcy, Arkansas auto insurance. Find the cheapest annual Searcy, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Searcy, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,251 $4,251
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,239 $5,239
State Farm $2,728 $2,863
Travelers $5,859 $5,859
USAA $2,001 $2,118

Cheap Searcy, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Searcy, Arkansas? Check out the comparison of annual Searcy, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Searcy, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $4,041 $4,207 $4,504
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,814 $5,153 $5,751
State Farm $2,654 $2,793 $2,940
Travelers $5,557 $5,874 $6,145
USAA $1,972 $2,052 $2,155

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Best By Category: Cheapest Auto Insurance in Searcy, Arkansas

Compare the cheapest auto insurance companies in Searcy, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Searcy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Searcy, Arkansas Auto Insurance Companies

What auto insurance companies in Searcy, Arkansas are the cheapest? Compare the top Searcy, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Searcy, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,251
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,239
State Farm $2,796
Travelers $5,859
USAA $2,060

What affects auto insurance rates in Searcy, Arkansas?

There are a lot of reasons why auto insurance rates in Searcy, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Searcy, Arkansas. Many local factors may affect your Searcy auto insurance rates.

Searcy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Searcy, Arkansas commute length is 16.6 minutes according to City-Data.

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Compare Searcy, Arkansas Auto Insurance Quotes

Before you buy Searcy, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Searcy, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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