Best Cheap Auto Insurance in Seagraves, TX (2021)

The average Seagraves, TX auto insurance rates are $296 per month. The minimum auto insurance in Seagraves is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Seagraves, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Seagraves for teen drivers is Progressive
  • Average auto insurance rates in Seagraves, TX for senior drivers are $2,162 per year
  • The minimum auto insurance required in Seagraves, Texas is 30/60/25

Seagraves, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Seagraves can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seagraves, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Seagraves to other Texas cities, including Austin auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates to see how Seagraves, Texas auto insurance rates stack up.

Before you buy Seagraves, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seagraves, Texas auto insurance quotes.

Minimum Auto Insurance in Seagraves, Texas

Seagraves, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seagraves, Texas.

Minimum Required Auto Insurance Coverage in Seagraves, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Seagraves, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seagraves, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seagraves, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,450 $3,365 $3,365 $8,936 $10,845 $4,240 $4,443
American Family $2,435 $2,692 $2,230 $2,538 $6,055 $7,928 $3,417 $3,882
GEICO $2,117 $2,261 $2,000 $2,223 $4,502 $4,732 $2,291 $2,320
Nationwide $2,392 $2,446 $2,104 $2,244 $6,634 $8,591 $2,793 $3,038
Progressive $2,329 $2,213 $2,076 $2,115 $9,693 $10,813 $2,755 $2,788
State Farm $1,717 $1,717 $1,522 $1,522 $4,002 $5,082 $1,859 $1,921
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Seagraves, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seagraves, Texas is a challenge. Take a look at the annual teen auto insurance rates in Seagraves, Texas.

Annual Auto Insurance Rates for Teen Drivers in Seagraves, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,936 $10,845
American Family $6,055 $7,928
GEICO $4,502 $4,732
Nationwide $6,634 $8,591
Progressive $9,693 $10,813
State Farm $4,002 $5,082
USAA $3,909 $4,372

Cheap Seagraves, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Seagraves, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seagraves, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,365 $3,365
American Family $2,230 $2,538
GEICO $2,000 $2,223
Nationwide $2,104 $2,244
Progressive $2,076 $2,115
State Farm $1,522 $1,522
USAA $1,464 $1,501

Cheap Seagraves, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seagraves, Texas compared to the annual auto insurance rates with a clean record in Seagraves, Texas.

Annual Seagraves, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,113 $6,269 $6,530 $4,113
American Family $3,565 $4,500 $3,957 $3,565
GEICO $2,387 $3,115 $2,650 $3,070
Nationwide $3,265 $3,265 $4,889 $3,702
Progressive $3,793 $4,902 $4,428 $4,268
State Farm $2,160 $2,462 $2,888 $2,160
USAA $1,787 $2,568 $3,006 $2,051

Cheap Seagraves, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seagraves, Texas is not easy. Compare the annual rates for DUI auto insurance in Seagraves, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Seagraves, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,530
American Family $3,957
GEICO $2,650
Nationwide $4,889
Progressive $4,428
State Farm $2,888
USAA $3,006

Cheap Seagraves, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seagraves, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seagraves, Texas

Insurance Company Poor Fair Good
Allstate $6,692 $4,894 $4,183
American Family $5,399 $3,360 $2,932
GEICO $4,313 $2,456 $1,648
Nationwide $4,547 $3,631 $3,162
Progressive $4,896 $4,229 $3,918
State Farm $3,424 $2,131 $1,699
USAA $3,528 $1,968 $1,564

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Cheap Seagraves, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seagraves, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Seagraves, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seagraves, Texas

ZIP Code Average Annual Rates
79359 $5,237

Cheap Seagraves, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Seagraves, Texas auto insurance. Find the cheapest annual Seagraves, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seagraves, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,134 $5,378
American Family $3,897 $3,897
GEICO $2,751 $2,860
Nationwide $3,780 $3,780
Progressive $4,348 $4,348
State Farm $2,418 $2,418
USAA $2,322 $2,384

Cheap Seagraves, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seagraves, Texas? Check out the comparison of annual Seagraves, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seagraves, Texas

Insurance Company Low Medium High
Allstate $5,163 $5,221 $5,384
American Family $3,649 $3,766 $4,275
GEICO $2,691 $2,779 $2,947
Nationwide $4,106 $3,613 $3,621
Progressive $4,114 $4,327 $4,603
State Farm $2,304 $2,411 $2,538
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Seagraves, Texas

Compare the cheapest auto insurance companies in Seagraves, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seagraves, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Seagraves, Texas Auto Insurance Companies

What auto insurance companies in Seagraves, Texas are the cheapest? Compare the top Seagraves, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seagraves, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $3,897
GEICO $2,806
Nationwide $3,780
Progressive $4,348
State Farm $2,418
USAA $2,353

What affects auto insurance rates in Seagraves, Texas?

There are a lot of reasons why auto insurance rates in Seagraves, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seagraves, Texas. Many local factors may affect your Seagraves auto insurance rates.

Seagraves Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Seagraves, Texas auto theft statistics, there have been 1 auto thefts in the city.

Seagraves Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seagraves, Texas commute length is 21.3 minutes according to City-Data.

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Compare Seagraves, Texas Auto Insurance Quotes

Before you buy Seagraves, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seagraves, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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