Best Cheap Auto Insurance in Seaford, DE (2021)

The average Seaford, DE auto insurance rates are $445 per month. The minimum auto insurance in Seaford is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Seaford, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in Seaford is 23.7 minutes
  • The cheapest auto insurance company in Seaford is USAA
  • The most expensive auto insurance company in Seaford for teen drivers is Liberty Mutual

Seaford, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Seaford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seaford, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Seaford to other Delaware cities, including Milford auto insurance rates, Newark auto insurance rates, and Wilmington auto insurance rates to see how Seaford, Delaware auto insurance rates stack up.

Before you buy Seaford, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seaford, Delaware auto insurance quotes.

Minimum Auto Insurance in Seaford, Delaware

Seaford, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seaford, Delaware.

Minimum Required Auto Insurance Coverage in Seaford, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Seaford, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seaford, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seaford, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,832 $1,697 $1,613 $1,645 $9,200 $10,161 $2,233 $2,177
State Farm $2,487 $2,487 $2,288 $2,288 $7,038 $9,094 $2,786 $2,909
Travelers $1,371 $1,376 $1,353 $1,318 $7,553 $11,485 $1,461 $1,582
USAA $1,158 $1,140 $1,073 $1,073 $4,177 $4,903 $1,449 $1,590

Cheap Seaford, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seaford, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Seaford, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Seaford, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $9,200 $10,161
State Farm $7,038 $9,094
Travelers $7,553 $11,485
USAA $4,177 $4,903

Cheap Seaford, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Seaford, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seaford, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,613 $1,645
State Farm $2,288 $2,288
Travelers $1,353 $1,318
USAA $1,073 $1,073

Cheap Seaford, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seaford, Delaware compared to the annual auto insurance rates with a clean record in Seaford, Delaware.

Annual Seaford, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,295 $4,354 $3,750 $3,880
State Farm $3,561 $4,284 $3,922 $3,922
Travelers $2,936 $2,945 $4,789 $3,080
USAA $1,710 $1,710 $2,912 $1,951

Cheap Seaford, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seaford, Delaware is not easy. Compare the annual rates for DUI auto insurance in Seaford, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Seaford, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,750
State Farm $3,922
Travelers $4,789
USAA $2,912

Cheap Seaford, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seaford, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seaford, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,268 $3,736 $3,455
State Farm $6,005 $3,308 $2,454
Travelers $3,835 $3,167 $3,310
USAA $3,396 $1,637 $1,178

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Cheap Seaford, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seaford, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Seaford, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seaford, Delaware

ZIP Code Average Annual Rates
19973 $5,344

Cheap Seaford, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Seaford, Delaware auto insurance. Find the cheapest annual Seaford, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seaford, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,820 $3,820
State Farm $3,788 $4,057
Travelers $3,437 $3,437
USAA $2,048 $2,092

Cheap Seaford, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seaford, Delaware? Check out the comparison of annual Seaford, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seaford, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,350 $3,865 $4,244
State Farm $3,665 $3,931 $4,170
Travelers $3,245 $3,544 $3,524
USAA $1,942 $2,066 $2,203

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Best By Category: Cheapest Auto Insurance in Seaford, Delaware

Compare the cheapest auto insurance companies in Seaford, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seaford, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Seaford, Delaware Auto Insurance Companies

What auto insurance companies in Seaford, Delaware are the cheapest? Compare the top Seaford, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seaford, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,820
State Farm $3,922
Travelers $3,437
USAA $2,070

What affects auto insurance rates in Seaford, Delaware?

There are a lot of reasons why auto insurance rates in Seaford, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seaford, Delaware. Many local factors may affect your Seaford auto insurance rates.

Seaford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seaford, Delaware commute length is 23.7 minutes according to City-Data.

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Compare Seaford, Delaware Auto Insurance Quotes

Before you buy Seaford, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seaford, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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