Best Cheap Auto Insurance in Sea Island, GA (2021)

The average Sea Island, GA auto insurance rates are $366 per month. The minimum auto insurance in Sea Island is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Sea Island, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Sea Island is GEICO
  • The minimum auto insurance required in Sea Island, Georgia is 25/50/25
  • The most expensive auto insurance company in Sea Island for teen drivers is Liberty Mutual

Sea Island, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Sea Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sea Island, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Sea Island to other Georgia cities, including Albany auto insurance rates, Alpharetta auto insurance rates, and Johns Creek auto insurance rates to see how Sea Island, Georgia auto insurance rates stack up.

Before you buy Sea Island, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sea Island, Georgia auto insurance quotes.

Minimum Auto Insurance in Sea Island, Georgia

Sea Island, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sea Island, Georgia.

Minimum Required Auto Insurance Coverage in Sea Island, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sea Island, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sea Island, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sea Island, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,961 $2,961 $2,842 $2,842 $6,895 $8,847 $3,308 $3,609
GEICO $1,502 $1,488 $1,460 $1,460 $4,557 $5,459 $1,952 $2,165
Liberty Mutual $4,979 $5,419 $4,079 $4,627 $21,123 $23,581 $5,278 $5,619
Nationwide $3,282 $3,392 $3,266 $3,583 $10,160 $13,049 $3,999 $4,332
Progressive $2,206 $2,026 $1,897 $2,002 $7,183 $7,960 $2,559 $2,691
State Farm $1,882 $1,882 $1,694 $1,694 $5,058 $6,630 $2,066 $2,235
USAA $1,436 $1,434 $1,338 $1,342 $5,052 $5,971 $1,777 $1,957

Cheap Sea Island, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sea Island, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Sea Island, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Sea Island, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $8,847
GEICO $4,557 $5,459
Liberty Mutual $21,123 $23,581
Nationwide $10,160 $13,049
Progressive $7,183 $7,960
State Farm $5,058 $6,630
USAA $5,052 $5,971

Cheap Sea Island, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Sea Island, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sea Island, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,842 $2,842
GEICO $1,460 $1,460
Liberty Mutual $4,079 $4,627
Nationwide $3,266 $3,583
Progressive $1,897 $2,002
State Farm $1,694 $1,694
USAA $1,338 $1,342

Cheap Sea Island, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sea Island, Georgia compared to the annual auto insurance rates with a clean record in Sea Island, Georgia.

Annual Sea Island, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,515 $5,480 $4,435 $3,702
GEICO $1,694 $2,116 $4,314 $1,898
Liberty Mutual $7,088 $9,685 $11,136 $9,444
Nationwide $4,350 $5,100 $7,818 $5,264
Progressive $2,782 $4,964 $3,278 $3,238
State Farm $2,633 $3,152 $2,893 $2,893
USAA $1,952 $2,461 $3,568 $2,172

Cheap Sea Island, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sea Island, Georgia is not easy. Compare the annual rates for DUI auto insurance in Sea Island, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Sea Island, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,435
GEICO $4,314
Liberty Mutual $11,136
Nationwide $7,818
Progressive $3,278
State Farm $2,893
USAA $3,568

Cheap Sea Island, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sea Island, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sea Island, Georgia

Insurance Company Poor Fair Good
Allstate $5,551 $3,859 $3,440
GEICO $3,151 $2,215 $2,150
Liberty Mutual $13,383 $8,203 $6,428
Nationwide $6,684 $5,443 $4,773
Progressive $3,992 $3,475 $3,229
State Farm $4,094 $2,555 $2,028
USAA $3,299 $2,327 $1,989

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Cheap Sea Island, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sea Island, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Sea Island, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sea Island, Georgia

ZIP Code Average Annual Rates
31561 $4,245

Cheap Sea Island, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Sea Island, Georgia auto insurance. Find the cheapest annual Sea Island, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sea Island, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,184 $4,382
GEICO $2,463 $2,547
Liberty Mutual $9,338 $9,338
Nationwide $5,633 $5,633
Progressive $3,565 $3,565
State Farm $2,893 $2,893
USAA $2,423 $2,653

Cheap Sea Island, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sea Island, Georgia? Check out the comparison of annual Sea Island, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sea Island, Georgia

Insurance Company Low Medium High
Allstate $3,912 $4,334 $4,603
GEICO $2,316 $2,518 $2,682
Liberty Mutual $8,950 $9,287 $9,778
Nationwide $5,405 $5,740 $5,753
Progressive $3,281 $3,511 $3,904
State Farm $2,701 $2,894 $3,083
USAA $2,422 $2,525 $2,669

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Best By Category: Cheapest Auto Insurance in Sea Island, Georgia

Compare the cheapest auto insurance companies in Sea Island, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sea Island, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Sea Island, Georgia Auto Insurance Companies

What auto insurance companies in Sea Island, Georgia are the cheapest? Compare the top Sea Island, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sea Island, Georgia

Insurance Company Average Annual Rates
Allstate $4,283
GEICO $2,505
Liberty Mutual $9,338
Nationwide $5,633
Progressive $3,565
State Farm $2,893
USAA $2,538

Compare Sea Island, Georgia Auto Insurance Quotes

Before you buy Sea Island, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sea Island, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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