Best Cheap Auto Insurance in Scottsville, KY (2021)

The average Scottsville, KY auto insurance rates are $338 per month. The minimum auto insurance in Scottsville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Scottsville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Scottsville, KY for senior drivers are $2,275 per year
  • The minimum auto insurance required in Scottsville, Kentucky is 25/50/25
  • The most expensive auto insurance company in Scottsville for teen drivers is Travelers

Scottsville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Scottsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scottsville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Scottsville to other Kentucky cities, including Independence auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates to see how Scottsville, Kentucky auto insurance rates stack up.

Before you buy Scottsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scottsville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Scottsville, Kentucky

Scottsville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scottsville, Kentucky.

Minimum Required Auto Insurance Coverage in Scottsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Scottsville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scottsville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scottsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,018 $2,987 $2,728 $2,908 $11,121 $12,491 $3,343 $3,533
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,385 $2,583 $2,033 $2,270 $9,590 $10,608 $2,492 $2,592
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,870 $1,775 $1,684 $1,689 $9,186 $10,396 $2,316 $2,363
State Farm $1,692 $1,692 $1,510 $1,510 $5,017 $6,366 $1,889 $2,106
Travelers $2,214 $2,256 $2,163 $2,169 $10,349 $16,545 $2,308 $2,690
USAA $1,817 $1,817 $1,642 $1,666 $4,879 $5,132 $2,290 $2,504

Cheap Scottsville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scottsville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Scottsville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Scottsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,121 $12,491
GEICO $6,851 $8,131
Liberty Mutual $9,590 $10,608
Nationwide $6,819 $8,506
Progressive $9,186 $10,396
State Farm $5,017 $6,366
Travelers $10,349 $16,545
USAA $4,879 $5,132

Cheap Scottsville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Scottsville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scottsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,908
GEICO $3,510 $3,179
Liberty Mutual $2,033 $2,270
Nationwide $2,800 $2,930
Progressive $1,684 $1,689
State Farm $1,510 $1,510
Travelers $2,163 $2,169
USAA $1,642 $1,666

Cheap Scottsville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scottsville, Kentucky compared to the annual auto insurance rates with a clean record in Scottsville, Kentucky.

Annual Scottsville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,373 $5,695 $6,070 $4,928
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,613 $5,527 $4,306 $3,832
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,235 $4,792 $3,686 $3,926
State Farm $2,491 $2,955 $2,723 $2,723
Travelers $4,439 $4,569 $6,579 $4,762
USAA $2,049 $2,895 $3,463 $2,467

Cheap Scottsville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scottsville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Scottsville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Scottsville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,070
GEICO $6,731
Liberty Mutual $4,306
Nationwide $5,612
Progressive $3,686
State Farm $2,723
Travelers $6,579
USAA $3,463

Cheap Scottsville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scottsville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scottsville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,965 $4,817 $4,017
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,156 $3,796 $3,006
Nationwide $5,239 $4,104 $3,569
Progressive $4,357 $3,813 $3,559
State Farm $3,940 $2,376 $1,852
Travelers $5,682 $4,800 $4,779
USAA $4,037 $2,268 $1,850

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Cheap Scottsville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scottsville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Scottsville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scottsville, Kentucky

ZIP Code Average Annual Rates
42164 $3,638

Cheap Scottsville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Scottsville, Kentucky auto insurance. Find the cheapest annual Scottsville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scottsville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,266 $5,266
GEICO $4,119 $4,197
Liberty Mutual $4,319 $4,319
Nationwide $4,304 $4,304
Progressive $3,910 $3,910
State Farm $2,655 $2,791
Travelers $5,087 $5,087
USAA $2,618 $2,819

Cheap Scottsville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scottsville, Kentucky? Check out the comparison of annual Scottsville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scottsville, Kentucky

Insurance Company Low Medium High
Allstate $4,906 $5,246 $5,647
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,120 $4,293 $4,544
Nationwide $4,380 $4,252 $4,281
Progressive $3,592 $3,858 $4,279
State Farm $2,560 $2,722 $2,886
Travelers $4,851 $5,112 $5,299
USAA $2,592 $2,712 $2,851

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Best By Category: Cheapest Auto Insurance in Scottsville, Kentucky

Compare the cheapest auto insurance companies in Scottsville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scottsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Scottsville, Kentucky Auto Insurance Companies

What auto insurance companies in Scottsville, Kentucky are the cheapest? Compare the top Scottsville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scottsville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,266
GEICO $4,158
Liberty Mutual $4,319
Nationwide $4,304
Progressive $3,910
State Farm $2,723
Travelers $5,087
USAA $2,718

What affects auto insurance rates in Scottsville, Kentucky?

There are a lot of reasons why auto insurance rates in Scottsville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scottsville, Kentucky. Many local factors may affect your Scottsville auto insurance rates.

Scottsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scottsville, Kentucky commute length is 22.6 minutes according to City-Data.

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Compare Scottsville, Kentucky Auto Insurance Quotes

Before you buy Scottsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scottsville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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