Best Cheap Auto Insurance in Scottsdale, AZ (2021)

The average Scottsdale, AZ auto insurance rates are $349 per month. The minimum auto insurance in Scottsdale is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Scottsdale, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Scottsdale, Arizona is 15/30/10
  • The most expensive auto insurance company in Scottsdale for teen drivers is Farmers
  • The cheapest auto insurance company in Scottsdale is GEICO

Scottsdale, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Scottsdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scottsdale, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Scottsdale to other Arizona cities, including Tucson auto insurance rates, Peoria auto insurance rates, and Gilbert auto insurance rates to see how Scottsdale, Arizona auto insurance rates stack up.

Before you buy Scottsdale, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scottsdale, Arizona auto insurance quotes.

Minimum Auto Insurance in Scottsdale, Arizona

Scottsdale, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scottsdale, Arizona.

Minimum Required Auto Insurance Coverage in Scottsdale, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Scottsdale, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scottsdale, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scottsdale, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,818 $3,818 $3,717 $3,717 $8,284 $10,711 $4,268 $4,638
American Family $2,895 $2,895 $2,657 $2,657 $7,690 $10,058 $2,895 $3,391
Farmers $2,937 $2,925 $2,609 $2,782 $12,766 $13,220 $3,324 $3,429
GEICO $1,595 $1,775 $1,353 $1,729 $4,607 $4,838 $1,456 $1,425
Nationwide $2,562 $2,603 $2,294 $2,424 $6,410 $8,191 $2,966 $3,202
Progressive $2,101 $1,831 $1,888 $1,795 $8,694 $9,661 $2,251 $2,221
State Farm $3,182 $3,182 $2,810 $2,810 $10,041 $12,601 $3,426 $4,341
Travelers $2,160 $2,272 $2,015 $2,141 $6,445 $8,141 $2,286 $2,402
USAA $1,968 $1,969 $1,836 $1,853 $7,597 $8,689 $2,608 $2,789

Cheap Scottsdale, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scottsdale, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Scottsdale, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Scottsdale, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,284 $10,711
American Family $7,690 $10,058
Farmers $12,766 $13,220
GEICO $4,607 $4,838
Nationwide $6,410 $8,191
Progressive $8,694 $9,661
State Farm $10,041 $12,601
Travelers $6,445 $8,141
USAA $7,597 $8,689

Cheap Scottsdale, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Scottsdale, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scottsdale, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,717 $3,717
American Family $2,657 $2,657
Farmers $2,609 $2,782
GEICO $1,353 $1,729
Nationwide $2,294 $2,424
Progressive $1,888 $1,795
State Farm $2,810 $2,810
Travelers $2,015 $2,141
USAA $1,836 $1,853

Cheap Scottsdale, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scottsdale, Arizona compared to the annual auto insurance rates with a clean record in Scottsdale, Arizona.

Annual Scottsdale, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,293 $5,453 $6,178 $5,562
American Family $3,114 $4,820 $6,017 $3,618
Farmers $4,640 $6,000 $5,853 $5,503
GEICO $1,812 $2,462 $3,303 $1,812
Nationwide $3,244 $3,412 $5,043 $3,627
Progressive $3,356 $4,426 $3,541 $3,898
State Farm $4,810 $5,788 $5,299 $5,299
Travelers $2,781 $3,632 $4,050 $3,467
USAA $2,658 $3,824 $5,040 $3,132

Cheap Scottsdale, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scottsdale, Arizona is not easy. Compare the annual rates for DUI auto insurance in Scottsdale, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Scottsdale, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,178
American Family $6,017
Farmers $5,853
GEICO $3,303
Nationwide $5,043
Progressive $3,541
State Farm $5,299
Travelers $4,050
USAA $5,040

Cheap Scottsdale, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scottsdale, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scottsdale, Arizona

Insurance Company Poor Fair Good
Allstate $6,863 $4,894 $4,357
American Family $5,522 $4,112 $3,543
Farmers $6,256 $5,250 $4,992
GEICO $3,226 $2,115 $1,700
Nationwide $4,611 $3,673 $3,210
Progressive $4,240 $3,709 $3,467
State Farm $9,753 $3,777 $2,367
Travelers $4,234 $3,457 $2,757
USAA $4,814 $3,370 $2,807

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Cheap Scottsdale, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scottsdale, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Scottsdale, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scottsdale, Arizona

ZIP Code Average Annual Rates
85250 $4,267
85251 $4,305
85253 $4,309
85254 $4,379
85255 $4,058
85256 $4,374
85257 $4,205
85258 $4,111
85259 $4,321
85260 $4,225
85262 $3,905
85266 $4,068

Cheap Scottsdale, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Scottsdale, Arizona auto insurance. Find the cheapest annual Scottsdale, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scottsdale, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
American Family $4,350 $4,434
Farmers $5,499 $5,499
GEICO $2,309 $2,386
Nationwide $3,831 $3,831
Progressive $3,805 $3,805
State Farm $5,165 $5,434
Travelers $3,483 $3,483
USAA $3,624 $3,703

Cheap Scottsdale, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scottsdale, Arizona? Check out the comparison of annual Scottsdale, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scottsdale, Arizona

Insurance Company Low Medium High
Allstate $5,023 $5,400 $5,690
American Family $4,220 $4,533 $4,424
Farmers $4,707 $5,559 $6,231
GEICO $1,967 $2,386 $2,688
Nationwide $3,639 $3,880 $3,975
Progressive $3,331 $3,880 $4,205
State Farm $4,748 $5,402 $5,747
Travelers $3,093 $3,541 $3,814
USAA $3,363 $3,718 $3,910

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Best By Category: Cheapest Auto Insurance in Scottsdale, Arizona

Compare the cheapest auto insurance companies in Scottsdale, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scottsdale, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Scottsdale, Arizona Auto Insurance Companies

What auto insurance companies in Scottsdale, Arizona are the cheapest? Compare the top Scottsdale, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scottsdale, Arizona

Insurance Company Average Annual Rates
Allstate $5,371
American Family $4,392
Farmers $5,499
GEICO $2,347
Nationwide $3,831
Progressive $3,805
State Farm $5,299
Travelers $3,483
USAA $3,664

What affects auto insurance rates in Scottsdale, Arizona?

There are a lot of reasons why auto insurance rates in Scottsdale, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Scottsdale, Arizona. Many local factors may affect your Scottsdale auto insurance rates.

Scottsdale Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Scottsdale, Arizona auto theft statistics, there have been 272 auto thefts in the city.

Scottsdale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Scottsdale, Arizona commute length is 22.3 minutes according to City-Data.

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Compare Scottsdale, Arizona Auto Insurance Quotes

Before you buy Scottsdale, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scottsdale, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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