Best Cheap Auto Insurance in Scotts, NC (2021)

The average Scotts, NC auto insurance rates are $282 per month. The minimum auto insurance in Scotts is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Scotts, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Scotts is Liberty Mutual
  • Average auto insurance rates in Scotts, NC for senior drivers are $2,532 per year
  • The minimum auto insurance required in Scotts, North Carolina is 30/60/25

Scotts, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Scotts can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scotts, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Scotts to other North Carolina cities, including High Point auto insurance rates, Durham auto insurance rates, and Wilmington auto insurance rates to see how Scotts, North Carolina auto insurance rates stack up.

Before you buy Scotts, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scotts, North Carolina auto insurance quotes.

Minimum Auto Insurance in Scotts, North Carolina

Scotts, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scotts, North Carolina.

Minimum Required Auto Insurance Coverage in Scotts, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Scotts, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scotts, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotts, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,220 $5,220 $4,279 $4,279 $12,696 $12,696 $5,323 $5,323
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,697 $1,697 $1,557 $1,557 $4,052 $4,052 $1,899 $1,899
State Farm $3,202 $3,202 $2,767 $2,767 $4,720 $4,720 $3,962 $3,962
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

Cheap Scotts, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scotts, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Scotts, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Scotts, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,696 $12,696
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,052 $4,052
State Farm $4,720 $4,720
Travelers $4,418 $4,418

Cheap Scotts, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Scotts, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scotts, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,279 $4,279
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,557 $1,557
State Farm $2,767 $2,767
Travelers $2,555 $2,555

Cheap Scotts, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scotts, North Carolina compared to the annual auto insurance rates with a clean record in Scotts, North Carolina.

Annual Scotts, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,741 $6,550 $12,179 $5,047
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,098 $1,596 $4,964 $1,546
State Farm $1,937 $2,816 $7,082 $2,816
Travelers $1,812 $2,383 $5,656 $2,342

Cheap Scotts, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scotts, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Scotts, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Scotts, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,179
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $4,964
State Farm $7,082
Travelers $5,656

Cheap Scotts, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scotts, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scotts, North Carolina

Insurance Company Poor Fair Good
Allstate $9,300 $6,046 $5,293
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,588 $2,248 $2,067
State Farm $5,155 $3,286 $2,547
Travelers $3,256 $2,963 $2,926

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Cheap Scotts, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scotts, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Scotts, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scotts, North Carolina

ZIP Code Average Annual Rates
28699 $3,051

Cheap Scotts, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Scotts, North Carolina auto insurance. Find the cheapest annual Scotts, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scotts, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,880 $6,880
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,301 $2,301
State Farm $3,651 $3,675
Travelers $3,048 $3,048

Cheap Scotts, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scotts, North Carolina? Check out the comparison of annual Scotts, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotts, North Carolina

Insurance Company Low Medium High
Allstate $6,637 $6,855 $7,147
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,180 $2,287 $2,436
State Farm $3,508 $3,645 $3,836
Travelers $2,917 $3,032 $3,196

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Best By Category: Cheapest Auto Insurance in Scotts, North Carolina

Compare the cheapest auto insurance companies in Scotts, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scotts, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Scotts, North Carolina Auto Insurance Companies

What auto insurance companies in Scotts, North Carolina are the cheapest? Compare the top Scotts, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scotts, North Carolina

Insurance Company Average Annual Rates
Allstate $6,880
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,301
State Farm $3,663
Travelers $3,048

Compare Scotts, North Carolina Auto Insurance Quotes

Before you buy Scotts, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scotts, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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