Best Cheap Auto Insurance in Scotland, MD (2021)

The average Scotland, MD auto insurance rates are $353 per month. The minimum auto insurance in Scotland is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Scotland, Maryland, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Scotland, Maryland is 30/60/15
  • The most expensive auto insurance company in Scotland for teen drivers is Liberty Mutual
  • Average auto insurance rates in Scotland, MD for senior drivers are $2,764 per year

Scotland, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Scotland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scotland, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Scotland to other Maryland cities, including Hagers auto insurance rates, Laurel auto insurance rates, and Rockville auto insurance rates to see how Scotland, Maryland auto insurance rates stack up.

Before you buy Scotland, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scotland, Maryland auto insurance quotes.

Minimum Auto Insurance in Scotland, Maryland

Scotland, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scotland, Maryland.

Minimum Required Auto Insurance Coverage in Scotland, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Scotland, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scotland, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotland, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $2,085 $1,896 $1,822 $1,855 $7,267 $7,966 $2,432 $2,402
State Farm $2,070 $2,070 $1,895 $1,895 $6,492 $8,338 $2,308 $2,611
USAA $1,744 $1,719 $1,616 $1,624 $3,801 $4,507 $2,027 $2,267

Cheap Scotland, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scotland, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Scotland, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Scotland, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $7,267 $7,966
State Farm $6,492 $8,338
USAA $3,801 $4,507

Cheap Scotland, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Scotland, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scotland, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,822 $1,855
State Farm $1,895 $1,895
USAA $1,616 $1,624

Cheap Scotland, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scotland, Maryland compared to the annual auto insurance rates with a clean record in Scotland, Maryland.

Annual Scotland, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,970 $3,907 $3,582 $3,404
State Farm $3,107 $3,891 $3,420 $3,420
USAA $1,903 $2,317 $3,384 $2,048

Cheap Scotland, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scotland, Maryland is not easy. Compare the annual rates for DUI auto insurance in Scotland, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Scotland, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,582
State Farm $3,420
USAA $3,384

Cheap Scotland, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scotland, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scotland, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,371 $3,276 $2,749
State Farm $5,063 $3,002 $2,314
USAA $3,223 $2,203 $1,813

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Scotland, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scotland, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Scotland, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scotland, Maryland

ZIP Code Average Annual Rates
20687 $3,602

Cheap Scotland, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Scotland, Maryland auto insurance. Find the cheapest annual Scotland, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scotland, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,466 $3,466
State Farm $3,372 $3,548
USAA $2,338 $2,488

Cheap Scotland, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scotland, Maryland? Check out the comparison of annual Scotland, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotland, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,321 $3,469 $3,607
State Farm $3,282 $3,470 $3,627
USAA $2,302 $2,420 $2,518

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Scotland, Maryland

Compare the cheapest auto insurance companies in Scotland, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scotland, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Scotland, Maryland Auto Insurance Companies

What auto insurance companies in Scotland, Maryland are the cheapest? Compare the top Scotland, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scotland, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,466
State Farm $3,460
USAA $2,413

Compare Scotland, Maryland Auto Insurance Quotes

Before you buy Scotland, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scotland, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption