Best Cheap Auto Insurance in Science Hill, KY (2021)

The average Science Hill, KY auto insurance rates are $372 per month. The minimum auto insurance in Science Hill is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Science Hill, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Science Hill, Kentucky is 25/50/25
  • The average commute length in Science Hill is 24.8 minutes
  • The cheapest auto insurance company in Science Hill is USAA

Science Hill, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Science Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Science Hill, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Science Hill to other Kentucky cities, including Owensboro auto insurance rates, Covington auto insurance rates, and Nicholasville auto insurance rates to see how Science Hill, Kentucky auto insurance rates stack up.

Before you buy Science Hill, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Science Hill, Kentucky auto insurance quotes.

Minimum Auto Insurance in Science Hill, Kentucky

Science Hill, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Science Hill, Kentucky.

Minimum Required Auto Insurance Coverage in Science Hill, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Science Hill, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Science Hill, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Science Hill, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,180 $3,144 $2,881 $3,072 $11,867 $13,323 $3,511 $3,702
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,609 $2,823 $2,273 $2,532 $10,302 $11,324 $2,683 $2,718
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,368 $2,250 $2,129 $2,135 $11,666 $13,225 $2,940 $3,001
State Farm $2,043 $2,043 $1,826 $1,826 $5,697 $7,225 $2,267 $2,501
Travelers $1,998 $2,034 $1,961 $1,967 $9,524 $15,372 $2,082 $2,395
USAA $1,940 $1,935 $1,760 $1,779 $5,283 $5,543 $2,441 $2,662

Cheap Science Hill, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Science Hill, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Science Hill, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Science Hill, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,867 $13,323
GEICO $7,942 $9,404
Liberty Mutual $10,302 $11,324
Nationwide $7,948 $9,875
Progressive $11,666 $13,225
State Farm $5,697 $7,225
Travelers $9,524 $15,372
USAA $5,283 $5,543

Cheap Science Hill, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Science Hill, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Science Hill, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,881 $3,072
GEICO $4,003 $3,626
Liberty Mutual $2,273 $2,532
Nationwide $3,188 $3,325
Progressive $2,129 $2,135
State Farm $1,826 $1,826
Travelers $1,961 $1,967
USAA $1,760 $1,779

Cheap Science Hill, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Science Hill, Kentucky compared to the annual auto insurance rates with a clean record in Science Hill, Kentucky.

Annual Science Hill, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,629 $6,041 $6,448 $5,223
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $3,883 $5,973 $4,642 $4,134
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $4,102 $6,090 $4,678 $4,987
State Farm $2,926 $3,430 $3,178 $3,178
Travelers $4,078 $4,193 $6,031 $4,364
USAA $2,197 $3,105 $3,722 $2,648

Cheap Science Hill, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Science Hill, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Science Hill, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Science Hill, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,448
GEICO $7,717
Liberty Mutual $4,642
Nationwide $6,470
Progressive $4,678
State Farm $3,178
Travelers $6,031
USAA $3,722

Cheap Science Hill, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Science Hill, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Science Hill, Kentucky

Insurance Company Poor Fair Good
Allstate $7,395 $5,107 $4,254
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,641 $4,098 $3,235
Nationwide $6,028 $4,724 $4,097
Progressive $5,542 $4,838 $4,512
State Farm $4,554 $2,787 $2,195
Travelers $5,200 $4,407 $4,392
USAA $4,324 $2,439 $1,991

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Cheap Science Hill, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Science Hill, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Science Hill, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Science Hill, Kentucky

ZIP Code Average Annual Rates
42553 $3,980

Cheap Science Hill, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Science Hill, Kentucky auto insurance. Find the cheapest annual Science Hill, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Science Hill, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,585 $5,585
GEICO $4,724 $4,814
Liberty Mutual $4,658 $4,658
Nationwide $4,949 $4,949
Progressive $4,964 $4,964
State Farm $3,101 $3,256
Travelers $4,666 $4,666
USAA $2,810 $3,026

Cheap Science Hill, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Science Hill, Kentucky? Check out the comparison of annual Science Hill, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Science Hill, Kentucky

Insurance Company Low Medium High
Allstate $5,163 $5,562 $6,031
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,374 $4,618 $4,982
Nationwide $5,017 $4,889 $4,942
Progressive $4,551 $4,889 $5,453
State Farm $2,944 $3,165 $3,426
Travelers $4,399 $4,683 $4,918
USAA $2,769 $2,910 $3,074

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Best By Category: Cheapest Auto Insurance in Science Hill, Kentucky

Compare the cheapest auto insurance companies in Science Hill, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Science Hill, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Science Hill, Kentucky Auto Insurance Companies

What auto insurance companies in Science Hill, Kentucky are the cheapest? Compare the top Science Hill, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Science Hill, Kentucky

Insurance Company Average Annual Rates
Allstate $5,585
GEICO $4,769
Liberty Mutual $4,658
Nationwide $4,949
Progressive $4,964
State Farm $3,178
Travelers $4,666
USAA $2,918

What affects auto insurance rates in Science Hill, Kentucky?

There are a lot of reasons why auto insurance rates in Science Hill, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Science Hill, Kentucky. Many local factors may affect your Science Hill auto insurance rates.

Science Hill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Science Hill, Kentucky commute length is 24.8 minutes according to City-Data.

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Compare Science Hill, Kentucky Auto Insurance Quotes

Before you buy Science Hill, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Science Hill, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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