Best Cheap Auto Insurance in Schoolcraft, MI (2021)

The average Schoolcraft, MI auto insurance rates are $701 per month. The minimum auto insurance in Schoolcraft is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Schoolcraft, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Schoolcraft, Michigan is 20/40/10
  • The most expensive auto insurance company in Schoolcraft for teen drivers is Allstate
  • The cheapest auto insurance company in Schoolcraft is USAA

Schoolcraft, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Schoolcraft can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Schoolcraft, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Schoolcraft to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Grand Rapids auto insurance rates to see how Schoolcraft, Michigan auto insurance rates stack up.

Before you buy Schoolcraft, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Schoolcraft, Michigan auto insurance quotes.

Minimum Auto Insurance in Schoolcraft, Michigan

Schoolcraft, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Schoolcraft, Michigan.

Minimum Required Auto Insurance Coverage in Schoolcraft, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Schoolcraft, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Schoolcraft, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Schoolcraft, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,449 $14,449 $13,420 $13,420 $35,650 $35,650 $15,220 $15,220
Farmers $4,044 $4,044 $3,772 $3,772 $9,104 $9,104 $4,553 $4,553
GEICO $3,627 $3,627 $3,719 $3,719 $10,440 $10,440 $3,472 $3,472
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,499 $3,499 $3,122 $3,122 $9,126 $9,126 $3,830 $3,830
Progressive $2,769 $2,585 $2,454 $2,720 $10,267 $11,004 $3,223 $3,010
State Farm $5,494 $5,494 $5,064 $5,064 $18,987 $18,987 $6,452 $6,452
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,344 $2,248 $2,200 $2,095 $5,829 $5,625 $2,884 $2,808

Cheap Schoolcraft, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Schoolcraft, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Schoolcraft, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Schoolcraft, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,650 $35,650
Farmers $9,104 $9,104
GEICO $10,440 $10,440
Liberty Mutual $29,564 $29,564
Nationwide $9,126 $9,126
Progressive $10,267 $11,004
State Farm $18,987 $18,987
Travelers $13,395 $13,395
USAA $5,829 $5,625

Cheap Schoolcraft, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Schoolcraft, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Schoolcraft, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,420 $13,420
Farmers $3,772 $3,772
GEICO $3,719 $3,719
Liberty Mutual $12,507 $12,507
Nationwide $3,122 $3,122
Progressive $2,454 $2,720
State Farm $5,064 $5,064
Travelers $3,858 $3,858
USAA $2,200 $2,095

Cheap Schoolcraft, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Schoolcraft, Michigan compared to the annual auto insurance rates with a clean record in Schoolcraft, Michigan.

Annual Schoolcraft, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,639 $12,874 $42,787 $13,440
Farmers $4,507 $5,748 $5,672 $5,546
GEICO $1,849 $3,959 $12,006 $3,444
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,207 $5,572 $5,077 $4,721
Progressive $4,048 $5,289 $4,750 $4,930
State Farm $5,758 $6,885 $14,777 $8,576
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,623 $3,259 $4,276 $2,859

Cheap Schoolcraft, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Schoolcraft, Michigan is not easy. Compare the annual rates for DUI auto insurance in Schoolcraft, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Schoolcraft, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,787
Farmers $5,672
GEICO $12,006
Liberty Mutual $26,510
Nationwide $5,077
Progressive $4,750
State Farm $14,777
Travelers $10,331
USAA $4,276

Cheap Schoolcraft, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Schoolcraft, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Schoolcraft, Michigan

Insurance Company Poor Fair Good
Allstate $29,893 $16,537 $12,625
Farmers $7,061 $4,701 $4,343
GEICO $6,829 $5,024 $4,090
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $6,096 $4,630 $3,956
Progressive $5,463 $4,620 $4,179
State Farm $14,563 $7,395 $5,039
Travelers $6,813 $6,608 $6,525
USAA $4,857 $2,772 $2,134

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Cheap Schoolcraft, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Schoolcraft, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Schoolcraft, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Schoolcraft, Michigan

ZIP Code Average Annual Rates
49087 $5,948

Cheap Schoolcraft, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Schoolcraft, Michigan auto insurance. Find the cheapest annual Schoolcraft, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Schoolcraft, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,685 $19,685
Farmers $5,368 $5,368
GEICO $5,196 $5,433
Liberty Mutual $16,258 $17,409
Nationwide $4,894 $4,894
Progressive $4,754 $4,754
State Farm $8,772 $9,226
Travelers $6,611 $6,686
USAA $3,218 $3,290

Cheap Schoolcraft, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Schoolcraft, Michigan? Check out the comparison of annual Schoolcraft, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Schoolcraft, Michigan

Insurance Company Low Medium High
Allstate $19,221 $19,726 $20,108
Farmers $5,247 $5,358 $5,501
GEICO $4,974 $5,268 $5,701
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $5,103 $4,816 $4,763
Progressive $4,623 $4,759 $4,880
State Farm $8,629 $9,044 $9,324
Travelers $6,575 $6,656 $6,715
USAA $3,162 $3,261 $3,340

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Best By Category: Cheapest Auto Insurance in Schoolcraft, Michigan

Compare the cheapest auto insurance companies in Schoolcraft, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Schoolcraft, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Schoolcraft, Michigan Auto Insurance Companies

What auto insurance companies in Schoolcraft, Michigan are the cheapest? Compare the top Schoolcraft, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Schoolcraft, Michigan

Insurance Company Average Annual Rates
Allstate $19,685
Farmers $5,368
GEICO $5,314
Liberty Mutual $16,833
Nationwide $4,894
Progressive $4,754
State Farm $8,999
Travelers $6,649
USAA $3,254

What affects auto insurance rates in Schoolcraft, Michigan?

There are a lot of reasons why auto insurance rates in Schoolcraft, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Schoolcraft, Michigan. Many local factors may affect your Schoolcraft auto insurance rates.

Schoolcraft Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Schoolcraft, Michigan auto theft statistics, there have been 3 auto thefts in the city.

Schoolcraft Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Schoolcraft, Michigan commute length is 19.4 minutes according to City-Data.

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Compare Schoolcraft, Michigan Auto Insurance Quotes

Before you buy Schoolcraft, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Schoolcraft, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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