Best Cheap Auto Insurance in Schererville, IN (2021)

The average Schererville, IN auto insurance rates are $308 per month. The minimum auto insurance in Schererville is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Schererville, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Schererville, IN for senior drivers are $1,918 per year
  • The most expensive auto insurance company in Schererville for teen drivers is Progressive
  • The cheapest auto insurance company in Schererville is USAA

Schererville, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Schererville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Schererville, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Schererville to other Indiana cities, including Indianapolis auto insurance rates, Carmel auto insurance rates, and Fort Wayne auto insurance rates to see how Schererville, Indiana auto insurance rates stack up.

Before you buy Schererville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Schererville, Indiana auto insurance quotes.

Minimum Auto Insurance in Schererville, Indiana

Schererville, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Schererville, Indiana.

Minimum Required Auto Insurance Coverage in Schererville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Schererville, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Schererville, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Schererville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,664 $2,293 $2,510 $8,167 $10,328 $2,635 $2,863
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,776 $1,751 $1,518 $1,708 $9,667 $10,314 $2,349 $2,537
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,381 $4,381 $4,028 $4,028 $9,573 $14,447 $4,381 $6,001
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $1,922 $1,809 $1,746 $1,756 $11,594 $13,029 $2,415 $2,453
State Farm $1,559 $1,559 $1,405 $1,405 $4,877 $6,230 $1,732 $1,924
Travelers $1,271 $1,293 $1,193 $1,194 $8,145 $13,014 $1,346 $1,545
USAA $1,084 $1,067 $1,014 $1,020 $3,044 $3,389 $1,466 $1,564

Cheap Schererville, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Schererville, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Schererville, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Schererville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,167 $10,328
American Family $7,485 $10,799
Farmers $9,667 $10,314
GEICO $5,458 $5,044
Liberty Mutual $9,573 $14,447
Nationwide $5,054 $6,558
Progressive $11,594 $13,029
State Farm $4,877 $6,230
Travelers $8,145 $13,014
USAA $3,044 $3,389

Cheap Schererville, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Schererville, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Schererville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,293 $2,510
American Family $2,409 $2,409
Farmers $1,518 $1,708
GEICO $1,725 $1,804
Liberty Mutual $4,028 $4,028
Nationwide $1,544 $1,647
Progressive $1,746 $1,756
State Farm $1,405 $1,405
Travelers $1,193 $1,194
USAA $1,014 $1,020

Cheap Schererville, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Schererville, Indiana compared to the annual auto insurance rates with a clean record in Schererville, Indiana.

Annual Schererville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,387 $4,999 $4,609 $4,037
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,537 $4,120 $4,250 $3,904
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $4,990 $5,887 $9,232 $5,500
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,419 $6,077 $4,090 $4,776
State Farm $2,522 $2,778 $2,522 $2,522
Travelers $3,082 $3,802 $4,309 $3,307
USAA $1,287 $1,836 $2,104 $1,598

Cheap Schererville, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Schererville, Indiana is not easy. Compare the annual rates for DUI auto insurance in Schererville, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Schererville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,609
American Family $5,988
Farmers $4,250
GEICO $3,818
Liberty Mutual $9,232
Nationwide $3,008
Progressive $4,090
State Farm $2,522
Travelers $4,309
USAA $2,104

Cheap Schererville, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Schererville, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Schererville, Indiana

Insurance Company Poor Fair Good
Allstate $5,279 $3,927 $3,568
American Family $5,891 $3,816 $3,192
Farmers $4,611 $3,761 $3,486
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,522 $5,551 $5,134
Nationwide $3,229 $2,724 $2,543
Progressive $5,047 $4,487 $4,237
State Farm $3,762 $2,250 $1,748
Travelers $4,032 $3,421 $3,422
USAA $2,290 $1,521 $1,307

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Cheap Schererville, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Schererville, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Schererville, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Schererville, Indiana

ZIP Code Average Annual Rates
46375 $3,611

Cheap Schererville, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Schererville, Indiana auto insurance. Find the cheapest annual Schererville, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Schererville, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,258 $4,258
American Family $4,248 $4,352
Farmers $3,953 $3,953
GEICO $2,654 $2,749
Liberty Mutual $6,232 $6,572
Nationwide $2,832 $2,832
Progressive $4,590 $4,590
State Farm $2,514 $2,659
Travelers $3,625 $3,625
USAA $1,684 $1,729

Cheap Schererville, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Schererville, Indiana? Check out the comparison of annual Schererville, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Schererville, Indiana

Insurance Company Low Medium High
Allstate $4,039 $4,240 $4,495
American Family $4,250 $4,440 $4,209
Farmers $3,806 $3,944 $4,108
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,184 $6,383 $6,639
Nationwide $2,860 $2,807 $2,829
Progressive $4,315 $4,513 $4,943
State Farm $2,448 $2,586 $2,725
Travelers $3,526 $3,660 $3,690
USAA $1,638 $1,702 $1,779

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Best By Category: Cheapest Auto Insurance in Schererville, Indiana

Compare the cheapest auto insurance companies in Schererville, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Schererville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Schererville, Indiana Auto Insurance Companies

What auto insurance companies in Schererville, Indiana are the cheapest? Compare the top Schererville, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Schererville, Indiana

Insurance Company Average Annual Rates
Allstate $4,258
American Family $4,300
Farmers $3,953
GEICO $2,701
Liberty Mutual $6,402
Nationwide $2,832
Progressive $4,590
State Farm $2,586
Travelers $3,625
USAA $1,706

What affects auto insurance rates in Schererville, Indiana?

There are a lot of reasons why auto insurance rates in Schererville, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Schererville, Indiana. Many local factors may affect your Schererville auto insurance rates.

Schererville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Schererville, Indiana commute length is 31.7 minutes according to City-Data.

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Compare Schererville, Indiana Auto Insurance Quotes

Before you buy Schererville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Schererville, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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