Best Cheap Auto Insurance in Scheller, IL (2021)

The average Scheller, IL auto insurance rates are $268 per month. The minimum auto insurance in Scheller is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Scheller, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Scheller is Liberty Mutual
  • The most expensive auto insurance company in Scheller for teen drivers is Farmers
  • The minimum auto insurance required in Scheller, Illinois is 25/50/20

Scheller, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Scheller can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scheller, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Scheller to other Illinois cities, including Champaign auto insurance rates, Rockford auto insurance rates, and Springfield auto insurance rates to see how Scheller, Illinois auto insurance rates stack up.

Before you buy Scheller, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scheller, Illinois auto insurance quotes.

Minimum Auto Insurance in Scheller, Illinois

Scheller, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scheller, Illinois.

Minimum Required Auto Insurance Coverage in Scheller, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Scheller, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scheller, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scheller, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,287 $2,290 $2,033 $2,144 $9,503 $9,908 $2,606 $2,733
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,349 $1,457 $1,122 $1,256 $4,330 $4,820 $1,410 $1,488
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,359 $2,252 $1,943 $2,031 $7,974 $8,977 $2,812 $3,026
State Farm $1,404 $1,404 $1,238 $1,238 $3,781 $4,825 $1,581 $1,799
Travelers $1,498 $1,582 $1,342 $1,433 $4,056 $5,024 $1,593 $1,680
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

Cheap Scheller, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scheller, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Scheller, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Scheller, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,503 $9,908
GEICO $5,690 $6,014
Liberty Mutual $4,330 $4,820
Nationwide $5,974 $7,701
Progressive $7,974 $8,977
State Farm $3,781 $4,825
Travelers $4,056 $5,024
USAA $5,614 $6,192

Cheap Scheller, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Scheller, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scheller, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,033 $2,144
GEICO $1,757 $2,095
Liberty Mutual $1,122 $1,256
Nationwide $1,920 $2,041
Progressive $1,943 $2,031
State Farm $1,238 $1,238
Travelers $1,342 $1,433
USAA $1,606 $1,582

Cheap Scheller, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scheller, Illinois compared to the annual auto insurance rates with a clean record in Scheller, Illinois.

Annual Scheller, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,542 $4,552 $4,439 $4,218
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,800 $2,540 $2,238 $2,038
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,241 $4,755 $3,587 $4,103
State Farm $1,989 $2,328 $2,159 $2,159
Travelers $1,819 $2,368 $2,639 $2,278
USAA $2,070 $2,980 $4,085 $2,497

Cheap Scheller, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scheller, Illinois is not easy. Compare the annual rates for DUI auto insurance in Scheller, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Scheller, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,439
GEICO $4,060
Liberty Mutual $2,238
Nationwide $4,198
Progressive $3,587
State Farm $2,159
Travelers $2,639
USAA $4,085

Cheap Scheller, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scheller, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scheller, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,768 $3,994 $3,802
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,045 $1,900 $1,517
Nationwide $4,078 $3,280 $2,871
Progressive $4,490 $3,787 $3,487
State Farm $3,139 $1,879 $1,457
Travelers $2,793 $2,220 $1,814
USAA $3,874 $2,660 $2,191

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Cheap Scheller, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scheller, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Scheller, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scheller, Illinois

ZIP Code Average Annual Rates
62883 $3,158

Cheap Scheller, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Scheller, Illinois auto insurance. Find the cheapest annual Scheller, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scheller, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,188 $4,188
GEICO $2,920 $3,043
Liberty Mutual $2,154 $2,154
Nationwide $3,410 $3,410
Progressive $3,922 $3,922
State Farm $2,104 $2,213
Travelers $2,187 $2,365
USAA $2,826 $2,990

Cheap Scheller, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scheller, Illinois? Check out the comparison of annual Scheller, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scheller, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $3,997 $4,096 $4,471
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,031 $2,149 $2,281
Nationwide $3,399 $3,437 $3,393
Progressive $3,594 $3,903 $4,268
State Farm $2,049 $2,161 $2,265
Travelers $2,145 $2,273 $2,409
USAA $2,714 $2,905 $3,105

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Best By Category: Cheapest Auto Insurance in Scheller, Illinois

Compare the cheapest auto insurance companies in Scheller, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scheller, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Scheller, Illinois Auto Insurance Companies

What auto insurance companies in Scheller, Illinois are the cheapest? Compare the top Scheller, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scheller, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,188
GEICO $2,982
Liberty Mutual $2,154
Nationwide $3,410
Progressive $3,922
State Farm $2,159
Travelers $2,276
USAA $2,908

Compare Scheller, Illinois Auto Insurance Quotes

Before you buy Scheller, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scheller, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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