Best Cheap Auto Insurance in Schaghticoke, NY (2021)

The average Schaghticoke, NY auto insurance rates are $269 per month. The minimum auto insurance in Schaghticoke is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Schaghticoke, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Schaghticoke is 29.3 minutes
  • The cheapest auto insurance company in Schaghticoke is GEICO
  • Average auto insurance rates in Schaghticoke, NY for senior drivers are $1,986 per year

Schaghticoke, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Schaghticoke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Schaghticoke, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Schaghticoke to other New York cities, including New York auto insurance rates, Utica auto insurance rates, and New Rochelle auto insurance rates to see how Schaghticoke, New York auto insurance rates stack up.

Before you buy Schaghticoke, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Schaghticoke, New York auto insurance quotes.

Minimum Auto Insurance in Schaghticoke, New York

Schaghticoke, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Schaghticoke, New York.

Minimum Required Auto Insurance Coverage in Schaghticoke, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Schaghticoke, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Schaghticoke, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Schaghticoke, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,615 $1,508 $1,298 $1,316 $5,713 $6,383 $2,108 $2,062
State Farm $1,881 $1,881 $1,639 $1,639 $5,533 $7,149 $2,066 $2,196
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

Cheap Schaghticoke, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Schaghticoke, New York is a challenge. Take a look at the annual teen auto insurance rates in Schaghticoke, New York.

Annual Auto Insurance Rates for Teen Drivers in Schaghticoke, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $5,713 $6,383
State Farm $5,533 $7,149
Travelers $5,871 $7,018
USAA $6,338 $7,543

Cheap Schaghticoke, New York Auto Insurance for Seniors

What are senior auto insurance rates in Schaghticoke, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Schaghticoke, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,298 $1,316
State Farm $1,639 $1,639
Travelers $2,280 $2,445
USAA $1,427 $1,426

Cheap Schaghticoke, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Schaghticoke, New York compared to the annual auto insurance rates with a clean record in Schaghticoke, New York.

Annual Schaghticoke, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,675 $2,675 $2,961 $2,691
State Farm $2,857 $2,857 $3,139 $3,139
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,670 $2,713 $3,937 $2,713

Cheap Schaghticoke, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Schaghticoke, New York is not easy. Compare the annual rates for DUI auto insurance in Schaghticoke, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Schaghticoke, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $2,961
State Farm $3,139
Travelers $3,793
USAA $3,937

Cheap Schaghticoke, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Schaghticoke, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Schaghticoke, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,308 $2,268 $1,674
State Farm $4,232 $2,655 $2,107
Travelers $4,814 $3,042 $2,641
USAA $4,627 $2,334 $2,064

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Cheap Schaghticoke, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Schaghticoke, New York can vary. Compare the annual cost of auto insurance by ZIP code in Schaghticoke, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Schaghticoke, New York

ZIP Code Average Annual Rates
12154 $3,287

Cheap Schaghticoke, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Schaghticoke, New York auto insurance. Find the cheapest annual Schaghticoke, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Schaghticoke, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $2,750 $2,750
State Farm $2,894 $3,102
Travelers $3,499 $3,499
USAA $2,978 $3,038

Cheap Schaghticoke, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Schaghticoke, New York? Check out the comparison of annual Schaghticoke, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Schaghticoke, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,617 $2,740 $2,894
State Farm $2,852 $3,014 $3,128
Travelers $3,315 $3,463 $3,719
USAA $2,917 $2,994 $3,115

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Best By Category: Cheapest Auto Insurance in Schaghticoke, New York

Compare the cheapest auto insurance companies in Schaghticoke, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Schaghticoke, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Schaghticoke, New York Auto Insurance Companies

What auto insurance companies in Schaghticoke, New York are the cheapest? Compare the top Schaghticoke, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Schaghticoke, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $2,750
State Farm $2,998
Travelers $3,499
USAA $3,008

What affects auto insurance rates in Schaghticoke, New York?

There are a lot of reasons why auto insurance rates in Schaghticoke, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Schaghticoke, New York. Many local factors may affect your Schaghticoke auto insurance rates.

Schaghticoke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Schaghticoke, New York commute length is 29.3 minutes according to City-Data.

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Compare Schaghticoke, New York Auto Insurance Quotes

Before you buy Schaghticoke, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Schaghticoke, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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