Best Cheap Auto Insurance in Scalf, KY (2021)

The average Scalf, KY auto insurance rates are $481 per month. The minimum auto insurance in Scalf is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Scalf, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Scalf for teen drivers is Allstate
  • Average auto insurance rates in Scalf, KY for senior drivers are $3,180 per year
  • The cheapest auto insurance company in Scalf is USAA

Scalf, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Scalf can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Scalf, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Scalf to other Kentucky cities, including Independence auto insurance rates, Richmond auto insurance rates, and Hopkinsville auto insurance rates to see how Scalf, Kentucky auto insurance rates stack up.

Before you buy Scalf, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Scalf, Kentucky auto insurance quotes.

Minimum Auto Insurance in Scalf, Kentucky

Scalf, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Scalf, Kentucky.

Minimum Required Auto Insurance Coverage in Scalf, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Scalf, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Scalf, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scalf, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,910 $3,166 $2,509 $2,811 $10,773 $11,903 $3,023 $3,119
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,756 $2,600 $2,496 $2,501 $13,888 $15,715 $3,416 $3,441
State Farm $2,308 $2,308 $2,076 $2,076 $6,353 $7,862 $2,570 $2,807
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Scalf, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Scalf, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Scalf, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Scalf, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $10,773 $11,903
Nationwide $9,302 $11,583
Progressive $13,888 $15,715
State Farm $6,353 $7,862
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheap Scalf, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Scalf, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Scalf, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,509 $2,811
Nationwide $3,677 $3,839
Progressive $2,496 $2,501
State Farm $2,076 $2,076
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheap Scalf, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Scalf, Kentucky compared to the annual auto insurance rates with a clean record in Scalf, Kentucky.

Annual Scalf, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,208 $6,431 $5,005 $4,463
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,826 $7,218 $5,500 $5,864
State Farm $3,247 $3,843 $3,545 $3,545
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheap Scalf, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Scalf, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Scalf, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Scalf, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,005
Nationwide $7,562
Progressive $5,500
State Farm $3,545
Travelers $9,692
USAA $3,884

Cheap Scalf, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Scalf, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Scalf, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,200 $4,398 $3,481
Nationwide $7,021 $5,495 $4,763
Progressive $6,529 $5,707 $5,319
State Farm $5,089 $3,105 $2,441
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

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Cheap Scalf, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Scalf, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Scalf, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Scalf, Kentucky

ZIP Code Average Annual Rates
40982 $5,236

Cheap Scalf, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Scalf, Kentucky auto insurance. Find the cheapest annual Scalf, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Scalf, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,027 $5,027
Nationwide $5,760 $5,760
Progressive $5,852 $5,852
State Farm $3,453 $3,637
Travelers $7,432 $7,432
USAA $2,925 $3,150

Cheap Scalf, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Scalf, Kentucky? Check out the comparison of annual Scalf, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scalf, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,738 $4,987 $5,354
Nationwide $5,806 $5,676 $5,797
Progressive $5,268 $5,730 $6,557
State Farm $3,305 $3,532 $3,798
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Scalf, Kentucky

Compare the cheapest auto insurance companies in Scalf, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Scalf, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Scalf, Kentucky Auto Insurance Companies

What auto insurance companies in Scalf, Kentucky are the cheapest? Compare the top Scalf, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Scalf, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,027
Nationwide $5,760
Progressive $5,852
State Farm $3,545
Travelers $7,432
USAA $3,037

Compare Scalf, Kentucky Auto Insurance Quotes

Before you buy Scalf, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Scalf, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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