Best Cheap Auto Insurance in Sawyer, MI (2021)

The average Sawyer, MI auto insurance rates are $727 per month. The minimum auto insurance in Sawyer is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Sawyer, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sawyer for teen drivers is Allstate
  • The cheapest auto insurance company in Sawyer is USAA
  • Average auto insurance rates in Sawyer, MI for senior drivers are $5,745 per year

Sawyer, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Sawyer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sawyer, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Sawyer to other Michigan cities, including Troy auto insurance rates, Grand Rapids auto insurance rates, and Detroit auto insurance rates to see how Sawyer, Michigan auto insurance rates stack up.

Before you buy Sawyer, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sawyer, Michigan auto insurance quotes.

Minimum Auto Insurance in Sawyer, Michigan

Sawyer, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sawyer, Michigan.

Minimum Required Auto Insurance Coverage in Sawyer, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sawyer, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sawyer, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sawyer, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,494 $3,494 $3,261 $3,261 $7,826 $7,826 $3,931 $3,931
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,452 $2,302 $2,182 $2,398 $9,098 $9,801 $2,852 $2,691
State Farm $6,879 $6,879 $6,400 $6,400 $24,392 $24,392 $8,086 $8,086
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

Cheap Sawyer, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sawyer, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Sawyer, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Sawyer, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,826 $7,826
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $9,098 $9,801
State Farm $24,392 $24,392
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheap Sawyer, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Sawyer, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sawyer, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,261 $3,261
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,182 $2,398
State Farm $6,400 $6,400
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheap Sawyer, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sawyer, Michigan compared to the annual auto insurance rates with a clean record in Sawyer, Michigan.

Annual Sawyer, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,891 $4,953 $4,890 $4,779
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,610 $4,686 $4,218 $4,373
State Farm $7,211 $8,682 $18,976 $10,888
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheap Sawyer, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sawyer, Michigan is not easy. Compare the annual rates for DUI auto insurance in Sawyer, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Sawyer, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $4,890
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,218
State Farm $18,976
Travelers $10,331
USAA $4,873

Cheap Sawyer, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sawyer, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sawyer, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,087 $4,054 $3,745
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $4,833 $4,104 $3,729
State Farm $18,554 $9,388 $6,375
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

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Cheap Sawyer, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sawyer, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Sawyer, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sawyer, Michigan

ZIP Code Average Annual Rates
49125 $6,138

Cheap Sawyer, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Sawyer, Michigan auto insurance. Find the cheapest annual Sawyer, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sawyer, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,628 $4,628
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,222 $4,222
State Farm $11,131 $11,747
Travelers $6,611 $6,686
USAA $3,662 $3,747

Cheap Sawyer, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sawyer, Michigan? Check out the comparison of annual Sawyer, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sawyer, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,528 $4,620 $4,737
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,087 $4,229 $4,350
State Farm $10,861 $11,510 $11,946
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

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Best By Category: Cheapest Auto Insurance in Sawyer, Michigan

Compare the cheapest auto insurance companies in Sawyer, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sawyer, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Sawyer, Michigan Auto Insurance Companies

What auto insurance companies in Sawyer, Michigan are the cheapest? Compare the top Sawyer, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sawyer, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,628
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,222
State Farm $11,439
Travelers $6,649
USAA $3,704

What affects auto insurance rates in Sawyer, Michigan?

There are a lot of reasons why auto insurance rates in Sawyer, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sawyer, Michigan. Many local factors may affect your Sawyer auto insurance rates.

Sawyer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sawyer, Michigan commute length is 24.7 minutes according to City-Data.

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Compare Sawyer, Michigan Auto Insurance Quotes

Before you buy Sawyer, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sawyer, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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