Best Cheap Auto Insurance in Savoy, TX (2021)

The average Savoy, TX auto insurance rates are $293 per month. The minimum auto insurance in Savoy is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Savoy, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Savoy is 28.0 minutes
  • Average auto insurance rates in Savoy, TX for senior drivers are $2,127 per year
  • The minimum auto insurance required in Savoy, Texas is 30/60/25

Savoy, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Savoy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Savoy, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Savoy to other Texas cities, including Corpus Christi auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates to see how Savoy, Texas auto insurance rates stack up.

Before you buy Savoy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Savoy, Texas auto insurance quotes.

Minimum Auto Insurance in Savoy, Texas

Savoy, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Savoy, Texas.

Minimum Required Auto Insurance Coverage in Savoy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Savoy, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Savoy, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Savoy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,402 $2,663 $2,229 $2,541 $6,171 $8,089 $3,407 $3,880
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,461 $2,318 $2,193 $2,233 $10,420 $11,612 $2,898 $2,923
State Farm $1,868 $1,868 $1,661 $1,661 $4,440 $5,653 $2,029 $2,094
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

Cheap Savoy, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Savoy, Texas is a challenge. Take a look at the annual teen auto insurance rates in Savoy, Texas.

Annual Auto Insurance Rates for Teen Drivers in Savoy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $6,171 $8,089
GEICO $4,591 $4,786
Nationwide $6,055 $7,781
Progressive $10,420 $11,612
State Farm $4,440 $5,653
USAA $4,045 $4,403

Cheap Savoy, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Savoy, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Savoy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,229 $2,541
GEICO $2,079 $2,332
Nationwide $1,922 $2,037
Progressive $2,193 $2,233
State Farm $1,661 $1,661
USAA $1,377 $1,365

Cheap Savoy, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Savoy, Texas compared to the annual auto insurance rates with a clean record in Savoy, Texas.

Annual Savoy, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,583 $4,539 $3,987 $3,583
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $4,037 $5,238 $4,716 $4,539
State Farm $2,367 $2,710 $3,193 $2,367
USAA $1,684 $2,482 $2,928 $1,932

Cheap Savoy, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Savoy, Texas is not easy. Compare the annual rates for DUI auto insurance in Savoy, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Savoy, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,119
American Family $3,987
GEICO $2,686
Nationwide $4,410
Progressive $4,716
State Farm $3,193
USAA $2,928

Cheap Savoy, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Savoy, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Savoy, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,417 $3,388 $2,963
GEICO $4,397 $2,501 $1,678
Nationwide $4,120 $3,306 $2,876
Progressive $5,209 $4,509 $4,180
State Farm $3,766 $2,344 $1,868
USAA $3,312 $1,915 $1,542

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Cheap Savoy, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Savoy, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Savoy, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Savoy, Texas

ZIP Code Average Annual Rates
75479 $5,271

Cheap Savoy, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Savoy, Texas auto insurance. Find the cheapest annual Savoy, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Savoy, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,923 $3,923
GEICO $2,807 $2,910
Nationwide $3,434 $3,434
Progressive $4,632 $4,632
State Farm $2,659 $2,659
USAA $2,228 $2,285

Cheap Savoy, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Savoy, Texas? Check out the comparison of annual Savoy, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Savoy, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,660 $3,780 $4,328
GEICO $2,716 $2,825 $3,034
Nationwide $3,702 $3,286 $3,314
Progressive $4,383 $4,606 $4,908
State Farm $2,527 $2,651 $2,799
USAA $2,182 $2,247 $2,340

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Best By Category: Cheapest Auto Insurance in Savoy, Texas

Compare the cheapest auto insurance companies in Savoy, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Savoy, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Savoy, Texas Auto Insurance Companies

What auto insurance companies in Savoy, Texas are the cheapest? Compare the top Savoy, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Savoy, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,923
GEICO $2,858
Nationwide $3,434
Progressive $4,632
State Farm $2,659
USAA $2,256

What affects auto insurance rates in Savoy, Texas?

There are a lot of reasons why auto insurance rates in Savoy, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Savoy, Texas. Many local factors may affect your Savoy auto insurance rates.

Savoy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Savoy, Texas commute length is 28.0 minutes according to City-Data.

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Compare Savoy, Texas Auto Insurance Quotes

Before you buy Savoy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Savoy, Texas auto insurance quotes.

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