Best Cheap Auto Insurance in Satsuma, AL (2021)

The average Satsuma, AL auto insurance rates are $331 per month. The minimum auto insurance in Satsuma is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Satsuma, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Satsuma is USAA
  • The average commute length in Satsuma is 23.6 minutes
  • The most expensive auto insurance company in Satsuma for teen drivers is Liberty Mutual

Satsuma, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Satsuma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Satsuma, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Satsuma to other Alabama cities, including Hoover auto insurance rates, Decatur auto insurance rates, and Birmingham auto insurance rates to see how Satsuma, Alabama auto insurance rates stack up.

Before you buy Satsuma, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Satsuma, Alabama auto insurance quotes.

Minimum Auto Insurance in Satsuma, Alabama

Satsuma, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Satsuma, Alabama.

Minimum Required Auto Insurance Coverage in Satsuma, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Satsuma, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Satsuma, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Satsuma, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,949 $1,853 $1,766 $1,800 $6,932 $7,454 $2,172 $2,216
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,272 $3,534 $2,683 $3,007 $12,254 $13,631 $3,469 $3,679
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,645 $2,470 $2,170 $2,328 $10,868 $12,118 $3,072 $3,238
State Farm $2,966 $2,966 $2,693 $2,693 $9,147 $11,443 $3,355 $3,877
Travelers $1,667 $1,692 $1,572 $1,565 $9,276 $14,675 $1,573 $1,789
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

Cheap Satsuma, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Satsuma, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Satsuma, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Satsuma, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,932 $7,454
Farmers $10,348 $10,644
GEICO $5,246 $5,134
Liberty Mutual $12,254 $13,631
Nationwide $5,017 $6,468
Progressive $10,868 $12,118
State Farm $9,147 $11,443
Travelers $9,276 $14,675
USAA $4,597 $5,096

Cheap Satsuma, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Satsuma, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Satsuma, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,766 $1,800
Farmers $2,346 $2,502
GEICO $1,893 $1,961
Liberty Mutual $2,683 $3,007
Nationwide $1,705 $1,765
Progressive $2,170 $2,328
State Farm $2,693 $2,693
Travelers $1,572 $1,565
USAA $1,416 $1,390

Cheap Satsuma, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Satsuma, Alabama compared to the annual auto insurance rates with a clean record in Satsuma, Alabama.

Annual Satsuma, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,768 $3,271 $3,896 $3,136
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,461 $6,222 $6,070 $6,012
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,375 $5,517 $4,755 $4,807
State Farm $4,404 $5,489 $4,838 $4,838
Travelers $3,515 $3,687 $5,423 $4,280
USAA $1,886 $2,373 $3,525 $2,041

Cheap Satsuma, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Satsuma, Alabama is not easy. Compare the annual rates for DUI auto insurance in Satsuma, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Satsuma, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,896
Farmers $4,936
GEICO $3,740
Liberty Mutual $6,070
Nationwide $3,692
Progressive $4,755
State Farm $4,838
Travelers $5,423
USAA $3,525

Cheap Satsuma, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Satsuma, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Satsuma, Alabama

Insurance Company Poor Fair Good
Allstate $4,029 $3,176 $2,598
Farmers $5,202 $4,477 $4,242
GEICO $3,530 $2,518 $2,278
Liberty Mutual $8,137 $5,008 $3,928
Nationwide $3,490 $2,724 $2,465
Progressive $5,482 $4,709 $4,399
State Farm $7,939 $4,014 $2,724
Travelers $4,603 $3,998 $4,077
USAA $3,288 $2,154 $1,927

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Cheap Satsuma, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Satsuma, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Satsuma, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Satsuma, Alabama

ZIP Code Average Annual Rates
36572 $4,103

Cheap Satsuma, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Satsuma, Alabama auto insurance. Find the cheapest annual Satsuma, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Satsuma, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,268 $3,268
Farmers $4,640 $4,640
GEICO $2,727 $2,823
Liberty Mutual $5,691 $5,691
Nationwide $2,893 $2,893
Progressive $4,864 $4,864
State Farm $4,773 $5,011
Travelers $4,226 $4,226
USAA $2,343 $2,569

Cheap Satsuma, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Satsuma, Alabama? Check out the comparison of annual Satsuma, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Satsuma, Alabama

Insurance Company Low Medium High
Allstate $3,155 $3,263 $3,385
Farmers $4,348 $4,571 $5,002
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,400 $5,661 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,261 $4,834 $5,496
State Farm $4,621 $4,887 $5,169
Travelers $4,003 $4,311 $4,365
USAA $2,361 $2,442 $2,566

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Best By Category: Cheapest Auto Insurance in Satsuma, Alabama

Compare the cheapest auto insurance companies in Satsuma, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Satsuma, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Satsuma, Alabama Auto Insurance Companies

What auto insurance companies in Satsuma, Alabama are the cheapest? Compare the top Satsuma, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Satsuma, Alabama

Insurance Company Average Annual Rates
Allstate $3,268
Farmers $4,640
GEICO $2,775
Liberty Mutual $5,691
Nationwide $2,893
Progressive $4,864
State Farm $4,892
Travelers $4,226
USAA $2,456

What affects auto insurance rates in Satsuma, Alabama?

There are a lot of reasons why auto insurance rates in Satsuma, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Satsuma, Alabama. Many local factors may affect your Satsuma auto insurance rates.

Satsuma Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Satsuma, Alabama auto theft statistics, there have been 6 auto thefts in the city.

Satsuma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Satsuma, Alabama commute length is 23.6 minutes according to City-Data.

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Compare Satsuma, Alabama Auto Insurance Quotes

Before you buy Satsuma, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Satsuma, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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