Best Cheap Auto Insurance in Saragosa, TX (2021)

The average Saragosa, TX auto insurance rates are $297 per month. The minimum auto insurance in Saragosa is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Saragosa, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Saragosa is USAA
  • The minimum auto insurance required in Saragosa, Texas is 30/60/25
  • The most expensive auto insurance company in Saragosa for teen drivers is Allstate

Saragosa, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Saragosa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Saragosa, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Saragosa to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Saragosa, Texas auto insurance rates stack up.

Before you buy Saragosa, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Saragosa, Texas auto insurance quotes.

Minimum Auto Insurance in Saragosa, Texas

Saragosa, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Saragosa, Texas.

Minimum Required Auto Insurance Coverage in Saragosa, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Saragosa, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Saragosa, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Saragosa, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,779 $3,082 $2,588 $2,953 $7,358 $9,773 $3,986 $4,580
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,040 $1,961 $1,813 $1,848 $8,248 $9,230 $2,429 $2,493
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Saragosa, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Saragosa, Texas is a challenge. Take a look at the annual teen auto insurance rates in Saragosa, Texas.

Annual Auto Insurance Rates for Teen Drivers in Saragosa, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,358 $9,773
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $8,248 $9,230
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheap Saragosa, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Saragosa, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Saragosa, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,588 $2,953
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $1,813 $1,848
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheap Saragosa, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Saragosa, Texas compared to the annual auto insurance rates with a clean record in Saragosa, Texas.

Annual Saragosa, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,225 $5,385 $4,714 $4,225
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,286 $4,211 $3,835 $3,699
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheap Saragosa, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Saragosa, Texas is not easy. Compare the annual rates for DUI auto insurance in Saragosa, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Saragosa, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $4,714
GEICO $2,589
Nationwide $4,733
Progressive $3,835
State Farm $2,800
USAA $3,015

Cheap Saragosa, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Saragosa, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Saragosa, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,433 $3,978 $3,500
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $4,245 $3,651 $3,378
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

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Cheap Saragosa, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Saragosa, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Saragosa, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Saragosa, Texas

ZIP Code Average Annual Rates
79780 $5,187

Cheap Saragosa, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Saragosa, Texas auto insurance. Find the cheapest annual Saragosa, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Saragosa, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,637 $4,637
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $3,758 $3,758
State Farm $2,354 $2,354
USAA $2,311 $2,372

Cheap Saragosa, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Saragosa, Texas? Check out the comparison of annual Saragosa, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Saragosa, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,373 $4,504 $5,035
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $3,612 $3,745 $3,917
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Saragosa, Texas

Compare the cheapest auto insurance companies in Saragosa, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Saragosa, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Saragosa, Texas Auto Insurance Companies

What auto insurance companies in Saragosa, Texas are the cheapest? Compare the top Saragosa, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Saragosa, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,637
GEICO $2,721
Nationwide $3,684
Progressive $3,758
State Farm $2,354
USAA $2,341

Compare Saragosa, Texas Auto Insurance Quotes

Before you buy Saragosa, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Saragosa, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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