Best Cheap Auto Insurance in Santo, TX (2021)

The average Santo, TX auto insurance rates are $304 per month. The minimum auto insurance in Santo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Santo, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Santo, TX for senior drivers are $2,223 per year
  • The cheapest auto insurance company in Santo is USAA
  • The minimum auto insurance required in Santo, Texas is 30/60/25

Santo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Santo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Santo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Santo to other Texas cities, including Houston auto insurance rates, Austin auto insurance rates, and Dallas auto insurance rates to see how Santo, Texas auto insurance rates stack up.

Before you buy Santo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Santo, Texas auto insurance quotes.

Minimum Auto Insurance in Santo, Texas

Santo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Santo, Texas.

Minimum Required Auto Insurance Coverage in Santo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Santo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Santo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,445 $2,701 $2,235 $2,541 $6,056 $7,950 $3,426 $3,897
GEICO $2,312 $2,477 $2,198 $2,460 $4,936 $5,169 $2,500 $2,517
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,390 $2,280 $2,124 $2,167 $9,905 $11,045 $2,838 $2,887
State Farm $1,854 $1,854 $1,646 $1,646 $4,374 $5,566 $2,011 $2,078
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Santo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Santo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Santo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Santo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $6,056 $7,950
GEICO $4,936 $5,169
Nationwide $7,023 $9,050
Progressive $9,905 $11,045
State Farm $4,374 $5,566
USAA $3,911 $4,274

Cheap Santo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Santo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Santo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,235 $2,541
GEICO $2,198 $2,460
Nationwide $2,181 $2,316
Progressive $2,124 $2,167
State Farm $1,646 $1,646
USAA $1,350 $1,345

Cheap Santo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Santo, Texas compared to the annual auto insurance rates with a clean record in Santo, Texas.

Annual Santo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,577 $4,506 $3,965 $3,577
GEICO $2,609 $3,414 $2,896 $3,365
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $3,886 $5,013 $4,539 $4,380
State Farm $2,343 $2,678 $3,149 $2,343
USAA $1,651 $2,423 $2,856 $1,894

Cheap Santo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Santo, Texas is not easy. Compare the annual rates for DUI auto insurance in Santo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Santo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,656
American Family $3,965
GEICO $2,896
Nationwide $5,100
Progressive $4,539
State Farm $3,149
USAA $2,856

Cheap Santo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Santo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Santo, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,423 $3,359 $2,937
GEICO $4,732 $2,685 $1,795
Nationwide $4,749 $3,805 $3,307
Progressive $5,020 $4,332 $4,012
State Farm $3,723 $2,317 $1,846
USAA $3,249 $1,868 $1,500

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Cheap Santo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Santo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Santo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Santo, Texas

ZIP Code Average Annual Rates
76472 $5,405

Cheap Santo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Santo, Texas auto insurance. Find the cheapest annual Santo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Santo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,230 $5,485
American Family $3,907 $3,907
GEICO $3,010 $3,132
Nationwide $3,953 $3,953
Progressive $4,455 $4,455
State Farm $2,628 $2,628
USAA $2,178 $2,234

Cheap Santo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Santo, Texas? Check out the comparison of annual Santo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santo, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,655 $3,773 $4,292
GEICO $2,927 $3,034 $3,251
Nationwide $4,283 $3,782 $3,795
Progressive $4,256 $4,435 $4,672
State Farm $2,507 $2,623 $2,756
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Santo, Texas

Compare the cheapest auto insurance companies in Santo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Santo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Santo, Texas Auto Insurance Companies

What auto insurance companies in Santo, Texas are the cheapest? Compare the top Santo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Santo, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,907
GEICO $3,071
Nationwide $3,953
Progressive $4,455
State Farm $2,628
USAA $2,206

Compare Santo, Texas Auto Insurance Quotes

Before you buy Santo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Santo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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