Best Cheap Auto Insurance in Santa Paula, CA (2021)

The average Santa Paula, CA auto insurance rates are $273 per month. The minimum auto insurance in Santa Paula is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Santa Paula, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Santa Paula for teen drivers is Farmers
  • The minimum auto insurance required in Santa Paula, California is 15/30/5
  • Average auto insurance rates in Santa Paula, CA for senior drivers are $1,962 per year

Santa Paula, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Santa Paula can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Santa Paula, California, including driving record, credit, commute time, and more.

Compare auto insurance in Santa Paula to other California cities, including Long Beach auto insurance rates, Oakland auto insurance rates, and Fresno auto insurance rates to see how Santa Paula, California auto insurance rates stack up.

Before you buy Santa Paula, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Santa Paula, California auto insurance quotes.

Minimum Auto Insurance in Santa Paula, California

Santa Paula, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Santa Paula, California.

Minimum Required Auto Insurance Coverage in Santa Paula, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Santa Paula, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Santa Paula, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Paula, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,720 $2,718 $1,983 $2,002 $7,579 $9,518 $3,480 $3,814
Farmers $2,452 $2,452 $2,224 $2,224 $7,817 $12,737 $2,906 $3,239
GEICO $1,636 $1,637 $1,539 $1,539 $4,974 $5,055 $2,349 $2,400
Liberty Mutual $2,206 $2,075 $2,065 $1,994 $4,748 $5,102 $2,470 $2,510
Nationwide $2,788 $2,660 $2,448 $2,307 $7,090 $7,822 $3,322 $3,279
Progressive $1,634 $1,680 $1,400 $1,655 $4,372 $5,249 $2,356 $2,529
State Farm $2,690 $2,690 $2,405 $2,405 $4,976 $6,178 $2,978 $3,070
Travelers $2,197 $2,123 $1,949 $1,931 $4,555 $5,132 $2,835 $2,771
USAA $1,652 $1,567 $1,615 $1,623 $3,720 $3,743 $2,285 $2,161

Cheap Santa Paula, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Santa Paula, California is a challenge. Take a look at the annual teen auto insurance rates in Santa Paula, California.

Annual Auto Insurance Rates for Teen Drivers in Santa Paula, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $9,518
Farmers $7,817 $12,737
GEICO $4,974 $5,055
Liberty Mutual $4,748 $5,102
Nationwide $7,090 $7,822
Progressive $4,372 $5,249
State Farm $4,976 $6,178
Travelers $4,555 $5,132
USAA $3,720 $3,743

Cheap Santa Paula, California Auto Insurance for Seniors

What are senior auto insurance rates in Santa Paula, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Santa Paula, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,983 $2,002
Farmers $2,224 $2,224
GEICO $1,539 $1,539
Liberty Mutual $2,065 $1,994
Nationwide $2,448 $2,307
Progressive $1,400 $1,655
State Farm $2,405 $2,405
Travelers $1,949 $1,931
USAA $1,615 $1,623

Cheap Santa Paula, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Santa Paula, California compared to the annual auto insurance rates with a clean record in Santa Paula, California.

Annual Santa Paula, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,548 $4,289 $6,729 $3,340
Farmers $3,336 $4,540 $5,645 $4,505
GEICO $1,846 $2,852 $3,576 $2,290
Liberty Mutual $2,514 $3,366 $3,041 $2,665
Nationwide $2,771 $3,549 $5,989 $3,549
Progressive $1,708 $2,907 $3,361 $2,462
State Farm $2,445 $2,915 $5,499 $2,836
Travelers $1,964 $3,205 $3,688 $2,889
USAA $1,529 $2,267 $3,714 $1,674

Cheap Santa Paula, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Santa Paula, California is not easy. Compare the annual rates for DUI auto insurance in Santa Paula, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Santa Paula, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,729
Farmers $5,645
GEICO $3,576
Liberty Mutual $3,041
Nationwide $5,989
Progressive $3,361
State Farm $5,499
Travelers $3,688
USAA $3,714

Cheap Santa Paula, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Santa Paula, California can vary. Compare the annual cost of auto insurance by ZIP code in Santa Paula, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Santa Paula, California

ZIP Code Average Annual Rates
93060 $4,485

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Cheap Santa Paula, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Santa Paula, California auto insurance. Find the cheapest annual Santa Paula, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Santa Paula, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,813 $4,640
Farmers $4,088 $4,925
GEICO $2,399 $2,883
Liberty Mutual $2,658 $3,135
Nationwide $3,502 $4,427
Progressive $2,367 $2,852
State Farm $3,299 $3,549
Travelers $2,650 $3,223
USAA $2,117 $2,475

Cheap Santa Paula, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Santa Paula, California? Check out the comparison of annual Santa Paula, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Paula, California

Insurance Company Low Medium High
Allstate $3,995 $4,264 $4,421
Farmers $4,172 $4,545 $4,803
GEICO $2,374 $2,673 $2,876
Liberty Mutual $2,673 $2,923 $3,094
Nationwide $3,553 $4,034 $4,306
Progressive $2,315 $2,695 $2,818
State Farm $3,065 $3,486 $3,720
Travelers $2,510 $3,023 $3,276
USAA $2,096 $2,338 $2,454

Best By Category: Cheapest Auto Insurance in Santa Paula, California

Compare the cheapest auto insurance companies in Santa Paula, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Santa Paula, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Santa Paula, California Auto Insurance Companies

What auto insurance companies in Santa Paula, California are the cheapest? Compare the top Santa Paula, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Santa Paula, California

Insurance Company Average Annual Rates
Allstate $4,227
Farmers $4,507
GEICO $2,641
Liberty Mutual $2,896
Nationwide $3,965
Progressive $2,609
State Farm $3,424
Travelers $2,937
USAA $2,296

What affects auto insurance rates in Santa Paula, California?

There are a lot of reasons why auto insurance rates in Santa Paula, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Santa Paula, California. Many local factors may affect your Santa Paula auto insurance rates.

Santa Paula Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Santa Paula, California auto theft statistics, there have been 41 auto thefts in the city.

Santa Paula Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Santa Paula, California commute length is 26.2 minutes according to City-Data.

Compare Santa Paula, California Auto Insurance Quotes

Before you buy Santa Paula, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Santa Paula, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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