Best Cheap Auto Insurance in Santa Elena, TX (2021)

The average Santa Elena, TX auto insurance rates are $392 per month. The minimum auto insurance in Santa Elena is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Santa Elena, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Santa Elena, Texas is 30/60/25
  • Average auto insurance rates in Santa Elena, TX for senior drivers are $2,849 per year
  • The most expensive auto insurance company in Santa Elena for teen drivers is Progressive

Santa Elena, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Santa Elena can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Santa Elena, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Santa Elena to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Laredo auto insurance rates to see how Santa Elena, Texas auto insurance rates stack up.

Before you buy Santa Elena, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Santa Elena, Texas auto insurance quotes.

Minimum Auto Insurance in Santa Elena, Texas

Santa Elena, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Santa Elena, Texas.

Minimum Required Auto Insurance Coverage in Santa Elena, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Santa Elena, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Santa Elena, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Elena, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,317 $4,367 $4,263 $4,263 $11,116 $13,458 $5,338 $5,583
American Family $3,175 $3,533 $2,905 $3,331 $8,121 $10,597 $4,517 $5,131
GEICO $2,479 $2,699 $2,448 $2,844 $5,311 $5,402 $2,661 $2,577
Nationwide $3,486 $3,558 $3,069 $3,269 $9,582 $12,412 $4,067 $4,424
Progressive $3,618 $3,405 $3,213 $3,274 $15,266 $17,047 $4,262 $4,258
State Farm $1,956 $1,956 $1,727 $1,727 $4,463 $5,641 $2,112 $2,174
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

Cheap Santa Elena, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Santa Elena, Texas is a challenge. Take a look at the annual teen auto insurance rates in Santa Elena, Texas.

Annual Auto Insurance Rates for Teen Drivers in Santa Elena, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,116 $13,458
American Family $8,121 $10,597
GEICO $5,311 $5,402
Nationwide $9,582 $12,412
Progressive $15,266 $17,047
State Farm $4,463 $5,641
USAA $5,099 $5,578

Cheap Santa Elena, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Santa Elena, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Santa Elena, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,263 $4,263
American Family $2,905 $3,331
GEICO $2,448 $2,844
Nationwide $3,069 $3,269
Progressive $3,213 $3,274
State Farm $1,727 $1,727
USAA $1,774 $1,780

Cheap Santa Elena, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Santa Elena, Texas compared to the annual auto insurance rates with a clean record in Santa Elena, Texas.

Annual Santa Elena, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,170 $7,850 $8,162 $5,170
American Family $4,719 $5,971 $5,246 $4,719
GEICO $2,802 $3,685 $3,088 $3,635
Nationwide $4,734 $4,734 $7,094 $5,371
Progressive $5,897 $7,697 $6,926 $6,652
State Farm $2,438 $2,768 $3,235 $2,438
USAA $2,158 $3,187 $3,744 $2,479

Cheap Santa Elena, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Santa Elena, Texas is not easy. Compare the annual rates for DUI auto insurance in Santa Elena, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Santa Elena, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,162
American Family $5,246
GEICO $3,088
Nationwide $7,094
Progressive $6,926
State Farm $3,235
USAA $3,744

Cheap Santa Elena, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Santa Elena, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Santa Elena, Texas

Insurance Company Poor Fair Good
Allstate $8,384 $6,134 $5,247
American Family $7,103 $4,486 $3,902
GEICO $5,098 $2,885 $1,924
Nationwide $6,632 $5,257 $4,562
Progressive $7,671 $6,603 $6,105
State Farm $3,857 $2,396 $1,906
USAA $4,239 $2,457 $1,980

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Cheap Santa Elena, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Santa Elena, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Santa Elena, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Santa Elena, Texas

ZIP Code Average Annual Rates
78591 $7,154

Cheap Santa Elena, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Santa Elena, Texas auto insurance. Find the cheapest annual Santa Elena, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Santa Elena, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,431 $6,746
American Family $5,164 $5,164
GEICO $3,233 $3,372
Nationwide $5,483 $5,483
Progressive $6,793 $6,793
State Farm $2,720 $2,720
USAA $2,854 $2,929

Cheap Santa Elena, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Santa Elena, Texas? Check out the comparison of annual Santa Elena, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Elena, Texas

Insurance Company Low Medium High
Allstate $6,446 $6,535 $6,783
American Family $4,763 $4,941 $5,787
GEICO $3,029 $3,217 $3,662
Nationwide $5,827 $5,236 $5,387
Progressive $6,257 $6,750 $7,372
State Farm $2,565 $2,702 $2,892
USAA $2,777 $2,875 $3,024

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Best By Category: Cheapest Auto Insurance in Santa Elena, Texas

Compare the cheapest auto insurance companies in Santa Elena, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Santa Elena, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

The Cheapest Santa Elena, Texas Auto Insurance Companies

What auto insurance companies in Santa Elena, Texas are the cheapest? Compare the top Santa Elena, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Santa Elena, Texas

Insurance Company Average Annual Rates
Allstate $6,588
American Family $5,164
GEICO $3,303
Nationwide $5,483
Progressive $6,793
State Farm $2,720
USAA $2,892

Compare Santa Elena, Texas Auto Insurance Quotes

Before you buy Santa Elena, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Santa Elena, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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